Looks like we’re on an oil-free diet from now on…🫣💸 #oliveoil #inflation #costofliving #finance #needsomemoneybro #savingmoney #budgeting #millenialmoney
It's important to keep our finances in check to live a stress-free life. Here are 12 signs that you might be spending more than you should: 1️⃣ Credit Card Debt: If you're constantly carrying a balance, it's a red flag. 2️⃣ No Savings: No emergency fund? It's time to save up! 3️⃣ Late Bills: Paying bills late? Could be a sign of financial trouble. 4️⃣ Borrowing Money: If you're always asking for loans, it's a clue. 5️⃣ No Budget: Not tracking expenses? You might overspend. 6️⃣ Impulsive Shopping: Frequent shopping sprees can drain your wallet. 7️⃣ Ignoring Financial Goals: Set goals for your financial future. 8️⃣ No Retirement Plan: Start saving for the future today. 9️⃣ Overdrawing: Constantly overdrawing your bank account isn't good. 🔟 No Investments: Invest to grow your wealth over time. 1️⃣1️⃣ Living Paycheck to Paycheck: No savings between paychecks? 1️⃣2️⃣ Neglecting Bills: Missing utility bills? Can lead to trouble. What are some other signs of a stressful financial life? Share below👇 . . . . #creditcard #budget #millionairemindset #moneymindset #moneymind #moneyminded #moneygrowth #journeytofinancialfreedom #growthmindset #moneytalks #retireearly #retirementgoals #investinyourfuture #millenialmoney #generationalwealth #financialintelligence #personalfinancegoals #buildingwealth #wealthmindset #moneyknowledge #financialjourney #financialgrowth #moneytipsformillennials #moneymatters #financialgoals #firejourney #personalfinance #financialfreedom #debtfreecommunity
When applying for a mortgage, the down payment is your contribution toward the purchase and represents your initial ownership stake in the home. The mortgage lender provides the rest of the money to buy the property. Lenders require a down payment for most mortgages. However, some types of loans backed by the federal government, like VA loans, may not require down payments. #heatherroserealtor #forsythco #dawsonco #hallco #realestate #homesforsale #millenialmoney #firsttimehomebuyer #realtor #realtorlife #localrealtor #homesforsale #homebuying #homebuyers #homeselling #homesellers #soldlife #sold #ladiesofrealestate #downpayment
Finally updating my April numbers. To nobody's surprise, April was not kind to me. I saw a fairly significant drop, partially due to the market and partially due to loaning money to two people in my family for needs. I was worried in March that I didn't set realistic goals b for the year, but now I think that maybe I did. It's honestly hard to tell with the market. I'm feeling much more confident that my goals weren't too easy. Until May. #financialindependence #financialjourney #financialfreedom #financiallyfree #ficommunity #firecommunity #firenumber #firejourney #firemovement #choosefi #workoptional #retireearly #womenandmoney #womeninfinance #womenwhoinvest #womenwhosave #financialindependenceretireearly #millenialmoney
💰 We became consumer debt free in 2019! 💰 We have two paid off cars, $0 credit card debt, and $0 student loans. 💰 Our mortgage is our last debt and we are going to attack it aggressively and get rid of it!! 💰 The plan right now is to pay at least $3,000/month to principal. 💰 How do you eat an elephant? One bite at a time! 💰 Follow this page to watch our journey and for finance tips 💸 #debtfreeliving #debtfreecommunity #Debtfreejourney #networth #personalfinance #millionaire #millenialmoney #wealthnoir #wealthbuilding #finances #blackexcellence #financialwellness #financialwellbeing #frugal #daveramsey #chrishogan #babysteps #sinkingfunds #emergencysavings #retirement #investing #budget #Debtfree #investor #wealth #retirement #blackwealth
I gained 23.75% a year from investing my CPF OA every month consistently in S&P 500 Vs 2.5% from OA interest. Do note investing in the stock market comes with risk therefore do your own due diligence. I only invest my CPF in S&P 500 which have historically been giving consistent returns in the long run and I do not risk investing my retirement funds in any high risk stocks or investment products. #investing #investingtips #investíng101 #invest #investment #money #moneymindset #investingforbeginners #moneymanagement #moneymatters #investingyourself #indexfunds #investormindset #theintelligentinvestor #financegoals #personalfinance #valueinvesting #savingmoney #savingmoneytips #smartinvestment #longterminvesting #millenialmoney #financialfreedom #singaporeinvestors
Get practical about paying off debt. Mastering the B.A.S.I.C.s will set you up for success. Let's go!: 🔍 B: Budget Wisely - This will help you gain clarity on where your money is going and identify areas where you can cut back to allocate more towards debt repayment. 🔍 A: Accelerate Debt Repayment - Devote extra funds towards paying off debts faster. 🔍 S: Set Goals - Establish clear and achievable goals for debt repayment and wealth building. 🔍 I: Invest in your future - As you pay off debt, allocate freed-up funds towards investments that generate long-term wealth. 🔍 C: Cultivate Discipline - Building wealth requires discipline and consistency. Stay committed to your budget, debt repayment plan, and long-term financial objectives. Real talk: Every letter in B.A.S.I.C. is essential, but mastering "C" will set you up for long-term success. Comment with the letter that stands out to you the most. #wednesdayvibes #wednesdaywisdom #wealth #wealthbuilding #financialwellbeing #financialliteracy #financialwellness #moneymanagement #millenialmoney #moneymatters #personalfinance #growthmindset #budget #budgetplanning #explore #goalsetting #mindset #planner #achieveyourgoals #successmindset #noexcuses #goalsettings #youcandoit #nevergiveup #successquotes #goalgetter #startnow
It's important to keep our finances in check to live a stress-free life. Here are 12 signs that you might be spending more than you should: 1️⃣ Credit Card Debt: If you're constantly carrying a balance, it's a red flag. 2️⃣ No Savings: No emergency fund? It's time to save up! 3️⃣ Late Bills: Paying bills late? Could be a sign of financial trouble. 4️⃣ Borrowing Money: If you're always asking for loans, it's a clue. 5️⃣ No Budget: Not tracking expenses? You might overspend. 6️⃣ Impulsive Shopping: Frequent shopping sprees can drain your wallet. 7️⃣ Ignoring Financial Goals: Set goals for your financial future. 8️⃣ No Retirement Plan: Start saving for the future today. 9️⃣ Overdrawing: Constantly overdrawing your bank account isn't good. 🔟 No Investments: Invest to grow your wealth over time. 1️⃣1️⃣ Living Paycheck to Paycheck: No savings between paychecks? 1️⃣2️⃣ Neglecting Bills: Missing utility bills? Can lead to trouble. What are some other signs of a stressful financial life? Share below👇 . . . . #creditcard #budget #millionairemindset #moneymindset #moneymind #moneyminded #moneygrowth #journeytofinancialfreedom #growthmindset #moneytalks #retireearly #retirementgoals #investinyourfuture #millenialmoney #generationalwealth #financialintelligence #personalfinancegoals #buildingwealth #wealthmindset #moneyknowledge #financialjourney #financialgrowth #moneytipsformillennials #moneymatters #financialgoals #firejourney #personalfinance #financialfreedom #debtfreecommunity
Does your employer contribute to your retirement plan? Well, depending on the type of contribution, it might not be yours to keep... yet 🤔. While any money an employEE deposits into a 401(k) is theirs, employER contributions work differently. A vesting period is a timeline ⏲️ that gives employees ownership of the employer contributions after they've fulfilled certain requirements 📋 or have been employed for a certain amount of time. Vesting periods are used to encourage long-term employees and incentivize employee retention. If an employee leaves 🏃♂️💨 before becoming fully vested, they may forfeit a portion of the employer contributions. Employers do not have unlimited choices, however. The government sets strict guidelines that limit on how long companies can prevent employees from being vested. Understanding how vesting works at your company is important because it can impact on your savings and influence how long you stay with your current employer. Check your employer’s vesting schedule in your 401k plan document, your benefits handbook 📖, and/or annual benefits statement. Note there are some instances in which you may become fully vested without waiting out the entire vesting period but that is for another day... #financialliteracy #investor #financialeducation #financialgrowth #savingmoney #savings #financialgoals #personalfinance #finance #financialfreedom #wealth #wealthbuilding #budgeting #money #financialindependence #investing #investments #networth #millenialmoney #millionairemindset #debtfree #retire #retirement 🚨⚠️DISCLAIMER: Content is for educational/informational purposes ONLY. You should not construe any such information or other material as legal, tax, investment, financial, or other advice.
#millenialmoney #makemoneyonline #blog #sparkstash #makemoneyonline #financialgoals #manageyourfinance
Prioritize yourself, because when you feel good, everything around you becomes better ✨👛🍾 Follow us for more 💖💖💖 #goals #personalfinance #finance #womenwhoinvest #investing #invest #investingforbeginners #millenialmoney #travel #creditcards #points #richlife #save #womenandmoney #budget #budgettools #creditscore #financialindependence #journeytofire #financialgoals #debtfreecommunity #millionairemindset #frugal #firecommunity #wealthbuildin #financialfreedom #GenZ
Why being reasonable is OVERRATED: it shows up everywhere, whether it be goal-setting, negotiations, or family drama 💁🏻♀️ Everyone expects you to be reasonable. But what if I told you to be unhinged? Hear me out: No one who has ever transformed their lives or transformed the world was reasonable 🌎 Thinking reasonably would have kept them exactly where they were. It's reasonable for things to stay as they are. It's also reasonable for things to get worse It's not reasonable for things to get better... BUT It's possible. ✨ For you 💕 If you're craving a more personalized strategy, support, mentorship, and psychology-based financial education to help you achieve your big goals… DM me COACHING to inquire about my coaching program. For my free guide to building generational wealth DM me FREEBIE 💾 Don't forget to save this! Sending you all plenty of hugs, kisses, and wealth 💕💋💰 #PersonalFinance #Budget #FinancialIndependence #FinancialEducation #Debt #MoneyHungry #MoneySavingTips #FinancialWellness #MoneyCoach #MoneySaving #401K #BudgetPlanning #MillenialMoney #RothIRA #MoneyMentor #SavingsPlan #Gratitude #SpendingHabits #FinancialFeminist #MoneyExpert #PsychologyofMoney #FinancialStress #FemaleFinance #DebtReduction #BehavioralFinance #LatinasInFinance #FinancialPsychology
Ever wondered what it takes to become a millionaire? It's about mastering some essential skills! Here are 12 key skills that can help you achieve your millionaire dreams. 1️⃣ Financial literacy - Understanding money and investments is crucial. 2️⃣ Networking - Building valuable connections opens doors. 3️⃣ Salesmanship - Selling products or ideas effectively is a game-changer. 4️⃣ Strategic thinking - Planning ahead and making smart moves. 5️⃣ Leadership - Guiding and inspiring others to achieve goals. 6️⃣ Decision-making - Making confident choices when it counts. 7️⃣ Risk management - Balancing risk and reward. 8️⃣ Negotiation - Getting what you want while others do too. 9️⃣ Self-discipline - Staying focused and committed. 1️⃣0️⃣ Communication - Expressing ideas clearly and effectively. 1️⃣1️⃣ Emotional intelligence - Understanding and managing emotions. 1️⃣2️⃣ Innovation and creativity - Thinking outside the box. Are you working towards improving these skills? Share in the comments below👇 🔖 Save for future reference Follow financial_wanderlust for more content on personal finance, wealth building, and investing. I will share unique tips and tricks that will help you in your journey towards financial freedom. . . . . #millionairemindset #moneymindset #moneymind #moneyminded #moneygrowth #journeytofinancialfreedom #growthmindset #moneytalks #retireearly #retirementgoals #investinyourfuture #millenialmoney #generationalwealth #financialintelligence #personalfinancegoals #investinyourself #buildingwealth #wealthmindset #moneyknowledge #financialjourney #financialgrowth #moneymotivated #moneytipsformillennials #personalfinance #financialfreedom #debtfreecommunity
🦋Biggest priorities: I am very much into healing my inner child and pursuing things I enjoyed but wasn’t signed up for as a kid. So, I spend money on tennis, Spanish lessons and ballet. I really want to do swimming lessons and piano lessons in the future as well. I also value travel! Before the pandemic, I traveled so much. I’ve only really been on one nice trip since then. So I’m reprioritizing that now. I’m currently in Europe! Fitness is another huge thing for me, I normally workout at home but I really do like Lagree and will spend more on that once I’m out of debt. For now, my Black Friday class pack is working. 🧖🏾♀️I will spend on: Massages, my body holds a lot of tension from ✨trauma✨and causes me a lot of pain so I try to get one once per month. Facials are not happening right now but they will once I’m out of debt. I’d also like to incorporate lymphatic massage next year too. I’m not the type to upgrade my phone every year at all but I do want an iPad soon but it’s not a priority at all. And I love interior design but it’s on the back burner for the moment. 👛Would if I could: PURSES. I loves me a good designer bag. I would also enjoy a Mercedes GLE but I’m going to wait on one of my rich boyfriends to gift me that. My paid off sedan is lovely for now. 🍾Never spend money on: drinking out. I literally never drink out unless I’m on a date. Otherwise, I make cocktails at home but that’s like 1-2x a week max. What are yall’s spending priorities? (Shoutout to whoever used this pyramid first. I was inspired by another account but they don’t have their name on the graphic so I can’t remember.)
Hit SAVE on these Cash Flow Tips 📌💸 Sometimes it's the most simple changes that can make the BIGGEST differences in our cash flow. Make yourself a promise to follow these four tips and implement them in your business! Make sure to hit FOLLOW for more Business Financial Advice: @newlookaccounting @newlookaccounting @newlookaccounting ◆ #taxhelp #accountantlife #financelife #cashflow #accountantsyoucantrust #accountantproblems #payroll #taxprofessional #beautyau #beautyindustryprofessionals #beautyaccountant #beautyeducation #beautybusinesstips #beautyindustry #businessfinancetips #moneytalk #letstalkmoney #millenialmoney #financialwellness #moneyadvice #caffeinateandconquer #femaleentrpreneurship #womenontop #businessgrowth #sunshinecoastbusiness #sunshinecoastsmallbusiness #sunshinecoastaccountant #goldcoastaccountant #moneymotivation #smallbusinesshelp
We are a powerhouse as Latinos. Our impact on culture and the economy are tremendous and at some point it will be hard to ignore💪 •20% of the US population is Latinos •Latinos are the fastest growing group of entrepreneurs •We account for $2.3 Trillion in economic activity This is my driving force to do the work because I know we have the numbers to back us up, but sometimes we don’t know it. I do it for my family first 🇲🇽 but I also do it for mi comunidad because I know how important this work is. #nvisionfestival #nvision #thepoweroflatinoculture Let’s democratize access to financial education, destigmatize the way we view money, and normalize Latino wealth together 💸 . . . . . . . . . . . . . . . . . . . #firstgen #firstgenlatina #financegoals #financecoach #moneytalks #motivational #poder #financialfreedom #mindset #financetips #financegoals #personalfinance #wealthbuilding #personalgrowth #Budgeting #financialempowerment #investing #generationalwealth #Wealthgap #NextGen #financialadvice #Finances #moneytips #financialwellness #millenialmoney #moneymindset #riqueza #cultura
Here at Money Bro we know that a new car means more than just a set of wheels. A new car can help you start again, it can give you independence, it can help you get another job to start getting out of debt. That’s why we work hard to get people approved who don’t fit the financial mould - ordinary folk who have faced financial and life challenges. We work with you to develop the best application possible and get the best deal for your situation and budget. Money Bro - finance for ordinary folk, to help you get ahead. #finance #everydaypeople #millenialmoney #financeeducation #needsomemoneybro #getapproved #carloan #assetfinance #getahead
Ever wondered what it takes to become a millionaire? It's about mastering some essential skills! Here are 12 key skills that can help you achieve your millionaire dreams. 1️⃣ Financial literacy - Understanding money and investments is crucial. 2️⃣ Networking - Building valuable connections opens doors. 3️⃣ Salesmanship - Selling products or ideas effectively is a game-changer. 4️⃣ Strategic thinking - Planning ahead and making smart moves. 5️⃣ Leadership - Guiding and inspiring others to achieve goals. 6️⃣ Decision-making - Making confident choices when it counts. 7️⃣ Risk management - Balancing risk and reward. 8️⃣ Negotiation - Getting what you want while others do too. 9️⃣ Self-discipline - Staying focused and committed. 1️⃣0️⃣ Communication - Expressing ideas clearly and effectively. 1️⃣1️⃣ Emotional intelligence - Understanding and managing emotions. 1️⃣2️⃣ Innovation and creativity - Thinking outside the box. Are you working towards improving these skills? Share in the comments below👇 🔖 Save for future reference Follow financial_wanderlust for more content on personal finance, wealth building, and investing. I will share unique tips and tricks that will help you in your journey towards financial freedom. . . . . #millionairemindset #moneymindset #moneymind #moneyminded #moneygrowth #journeytofinancialfreedom #growthmindset #moneytalks #retireearly #retirementgoals #investinyourfuture #millenialmoney #generationalwealth #financialintelligence #personalfinancegoals #investinyourself #buildingwealth #wealthmindset #moneyknowledge #financialjourney #financialgrowth #moneymotivated #moneytipsformillennials #personalfinance #financialfreedom #debtfreecommunity
A reminder that investing is about more than money 🌱 Disclaimer: This is not financial advice, please seek professional advice before making financial decisions. To show your love & support: - Leave a like or comment - Share on your story - Save this post - Follow @financeforfemmes #financeforfemmes #moneymanagement #finance #financialliteracy #savingmoney #savingmoneytips #savingsgoals #mindset #empowerment #personalfinance #invest #financialfreedom #debtfree #wealthbuilding #goals #millenialmoney #budget #budgeting #moneystory #mymoneystory #femalesinfinance #unistudent #studentfinance #shesonthemoney #womenswealth #debtfreecommunity #investing #moneymatters #investment
WARNING: This post can make you a sh*t ton of money! You can thank me later 💁♀️✌️💕 And don’t forget - I’ve got a FREE guide showing you exactly how I built a 6-figure net worth by the time I was 25. Want it? 😍 DM me “FREEBIE"! #PersonalFinance #Budget #FinancialIndependence #FinancialEducation #Debt #WomenInFinance #MoneyManifestation #PersonalFinanceForWomen #FinancialEmpowerment #ManifestingMoney #SavingsGoals #MoneyAffirmations #MillenialMoney #RothIRA #MoneyMentor #SavingsPlan #Gratitude #SpendingHabits #FinancialFeminist #MoneyExpert #PsychologyofMoney #FinancialStress #FemaleFinance #DebtReduction #BehavioralFinance #LatinasInFinance #FinancialPsychology
Use your time and money wisely Follow us for more 💖💖💖 #goals #personalfinance #finance #womenwhoinvest #investing #invest #investingforbeginners #millenialmoney #travel #creditcards #points #richlife #save #womenandmoney #budget #budgettools #creditscore #financialindependence #journeytofire #financialgoals #debtfreecommunity #millionairemindset #frugal #firecommunity #wealthbuildin #financialfreedom #GenZ
Bring it on ✨️😅 #motivationmonday #motivatedmindset #believeinyourself #entrepreneurmindset #entrepreneurlife #millionairemindset #millenialmoney #timefreedom #locationfreedom #therealflex #wellnessjourney #healthymindhealthybody #spreadpositivity #selfbelief #mondaymotivation #relatable #youcan #youcandoit #dreambigger #dreamchasers #impossible #possibilities #faceyourfears #restart #doover #doitforyou #nwm #fempreneur
So here's my story on why I cut myself off from my parents at 17!!! I was a senior in college and I was getting ready to head off to college, and my parents have been funding my entire life since the beginning of time, and my parents were in a tight place in my senior year that I almost didn't graduate :) (low on funds to say it lightly :) ) so I started working in my last semester and was making $10/ hour off the books tutoring at an after school program. This is where I first learned the value of a dollar and was saving every cent. I almost didn't go to prom because it was gonna run $800 and that would've been all my money to my namee, so i was not about to do thattt. But during this semester, I stopped asking my parents for my monthly allowance and just started spending my own money on the things I needed. Looking back, I thought it was gonna be "fun" to see if I can financially supported/ handle myself and my expenses :) but I learned something way more valuable, and that was the value of a dollar. I went to college under contract working partime in the semesters and full time in the summers for the 4 years of college, so I was always workinggg and more importantly, making moneyyy :) so in retrospect, I'm happy that I started practicing supporting myself as I could have in high school, as it was a good exercise before I was out on my own in college :) but of course. I won't change anything in the past as I'm happy I gave my parents a little financial break and a way for me to build my independence and ability to earn money and support myself. Have you ever had to cut yourself off from your parents/ family?!! #tech #goals #personalfinance #finance #womenwhoinvest #investing #invest #investingforbeginners #millenialmoney #creditcards #points #richlife #save #womenandmoney #budget #budgettools #creditscore #financialindependence #journeytofire #financialgoals #debtfreecommunity #millionairemindset #firecommunity #wealthbuilding #financialfreedom #corporate #fintech
Wondering why getting pre-approved is important? You’ll put yourself ahead of the curve by getting pre-approved for a mortgage. Being pre-approved before you step into the housing market not only makes you a better-informed shopper, you’ll also be a more attractive buyer to potential sellers. #Heatherroserealtor #forsythco #dawsonco #hallco #realestate #homesforsale #millenialmoney #firsttimehomebuyer #realtor #realtorlife #localrealtor #homesforsale #homebuying #homebuyers #homeselling #homesellers #soldlife #sold #ladiesofrealestate
Here is why it's okay that you don't PERFECTLY follow your budget every month: 👉🏻 Because you're human. 👉🏻 Because life isn't the same every month. 👉🏻 Because past data does not determine future expenses. So, what can you do about it? Add flexibility into your budget! 🎉 If you're craving a more personalized strategy, support, mentorship, and psychology-based financial education to help you achieve your big goals… DM me COACHING to inquire about my coaching program. For my free guide to building generational wealth DM me FREEBIE 💾 Don't forget to save this! Sending you all plenty of hugs, kisses, and wealth 💕💋💰 #Budgeting #DebtFreeJourney #GenerationalWealth #MoneyManagement #FinancialGoals #MoneyHungry #MoneySavingTips #FinancialWellness #MoneyCoach #MoneySaving #401K #BudgetPlanning #MillenialMoney #RothIRA #MoneyMentor #SavingsPlan #Gratitude #SpendingHabits #FinancialFeminist #MoneyExpert #PsychologyofMoney #FinancialStress #FemaleFinance #DebtReduction #BehavioralFinance #LatinasInFinance #FinancialPsychology
Happy Monday Budgeters! Are you still with me on the No Spend Challenge? How is it going? As we are almost at the mid mark of this challenge, I felt it necessary to share with you a couple of tips that have made the challenge easier for me and kept me on track. Let’s dive right into it: ✨Track your spending. Write it down on a notebook, key in the amounts on your budgeting template, whatever tool you use, this is the time to ensure you don’t miss even a single transaction. ✨Understand your goals. What is your why? Do you want to get back on track with your finances? Do you intend to put away the amount saved into a sinking fund? Would you like to invest the amount? Identify your goal, internalize it and keep your eye on the goal. ✨Cut unnecessary spending. The point of this challenge is for you to make hard decisions that entail you categorizing your expenses into essential or non-essential spending. Once you’re clear on what you can do without spending on, you are golden! ✨Focus on the things you can do rather than what you can’t. So you can’t go out to dine every weekend? When was the last time you took a nature walk? Read a book? You might end up starting a new hobby or falling in love with an old one. Can you think of any more tips to add? Put them in the comments 👇🏾 Let’s crush it together! 💪 #nospendmay #nospendchallenge #coachbarbs #budgetnke #kwara #personalspending #personalfinance #moneymatters #millenialmoney #budgetingtips #savinghacks #investmentstrategies
Este 2024, he alquilado el piso de los inquilinos arrestados 30€ más caro, y he subido el IPC de una vivienda en el centro de mi ciudad (20€). Total = 2.150€/mes #fondosindexados #indexacapital #rentabilidad #aprendeainvertir #mentalidad #finanzas #finanzaspersonales #inversionparaprincipiantes #millenialmoney #ahorro #presupuestos #objetivosfinanceiros #deudabuena #dinero #emprendedores #bitcoin #criptomonedas #realestate #inversorinmobiliario #padrericopadrepobre #bienesraices #inmobiliaria
I know you're looking for the clients, the recurring revenue, the validation and results from your work to start feeling more successful, confident, and in control of your business. We often think that when we achieve or obtain one thing that it will lead us to feeling or "being" a certain way about another thing. But the truth is, you've got to embody these traits and start showing up as the powerful CEO first, in order to achieve those things, rather than the other way around. We need to shift the paradigm. Three questions for you to reflect on 👇🏽 🦋 What behaviours or patterns are present right now that have you feeling like you're not quite treating your business like a serious business? 🦋 How would the powerful, confident, self-lef CEO version of you be showing up instead? 🦋 What shifts need to happen to start stepping into that empowered, self-led version? For me and my clients, it's getting clear, creating a plan and sticking to it, following through on the needle-moving activity that’s going to drive your business forward, being organized, and having a structure that can support your business activity, daily work on creating a deep sense of inner belief and embodied confidence in your work. . . . . #SmallBusinessMarketing #MarketingforSmallBusiness #Newbusinessowners #Startabusiness #onlinrbusiness #marketingtips #millenialmoney #Instagrambusiness #personalbranding #businesscoach #BusinessCoachforWomen #BusinessCoaching #marketingstrategy
Save this post if you liked it. #financegoals #financeblogger #personalfinances #financemanager #financeadvice #financetip #investing #wealth #investingtips #financialfreedom #investments #401k #retireearly #investing101 #emergencyfund #moneymatters #dividend #buildwealth #investingforbeginners #debtfreedom #earlyretirement #buildingwealth #moneyhabits #expenses #financialintelligence #investmentplanning #financialstrategy #millennialsretireyoung #millenialmoney
Living below your means isn’t necessarily a bad thing, but it’s crucial to find a balance that allows for both financial security and enjoyment in life. Check out these 12 signs that might indicate you're living way below your means:: 1️⃣ You're constantly worried about money. 2️⃣ You always opt for the cheapest option, even if it means sacrificing quality. 3️⃣ You rarely treat yourself or splurge on things you enjoy. 4️⃣ You have a hard time parting with money, even for essential items. 5️⃣ You feel guilty or anxious when spending on non-essentials. 6️⃣ Your savings account keeps growing, but you're not investing or enjoying your earnings. 7️⃣ You avoid social gatherings or activities because of their cost. 8️⃣ You often feel stressed or restricted by your financial situation. 9️⃣ You tend to say "I can't afford it" more often than you'd like. 🔟 Your budget is rigid and doesn’t leave room for flexibility or enjoyment. 1️⃣1️⃣ You feel uncomfortable discussing money matters or financial plans with others. 1️⃣2️⃣ You’re not making progress toward any financial goals because you're too focused on saving. I would love to know your opinion on this. Please share in the comments below👇 🔖 Save for future reference Follow financial_wanderlust for more content on personal finance, wealth building, and investing. I will share unique tips and tricks that will help you in your journey towards financial freedom. . . . . #moneythoughts #millionairemindset #moneymindset #moneymind #moneyminded #moneygrowth #journeytofinancialfreedom #growthmindset #moneytalks #investinyourfuture #millenialmoney #generationalwealth #financialintelligence #moneyknowledge #moneymatters #personalfinance #financialfreedom #debtfreecommunity #savingsplan #spending #moneyguilt #financialstress
We know it's higher. . . Follow: @staywinningpod . . #podcast #podcastersofinstagram #money #realestate #finance #business #successtips #entrepreneur #memecoins #realestatenews #sidehustleideas #financepodcast #snek #millionairemindset #realestateinvesting #investing #crypto #artificialintelligence #financepodcast #financialiteracy #fairfigure #moneypodcast #sidehustleideas #youtuber #realestate #bitcoin #cardano #financialplanning #moneytips #millenialmoney
April budget was quite a bit lower than than normal as my tax allowance was basically 0 and back to paying Council tax and water :( We were looking at about £200 less than usual so we had to be quite careful with spending! fortunately managed to keep spending in check and came in over £15 under budget! As you can see we spent a massive £6 on eating out …. I’m not entirely sure how as it was my birthday month!! Everything else seems pretty consistent month to month since we stopped assigning a specific amount to each category which is good to see …. Just wish we could get this fuel spend down sooner than June when OH moves closer to home 🥰 #budgeting #budgetbreakdown #moneysaving #personalfinance #debtfree #moneyeducation #personalbudgeting #financialindependance #sinkingfunds #sidehustles #savingsgoals #moneymatters #financeuk #investinguk #retireearly #premiumbonds #financialadvice #budgetingmethods #savingplan #emergencyfund #millenialmoney #investing #stocksandshares #compoundinterest #debtfreecommunity #foodbudget
2 years! ❤️ I'm proud when I look back on my little account. I've come so far in the past 2 years and it's lovely to reflect on it all. It's such a fun hobby - tracking everything personal finance on my corner of the Internet. I wonder where I'll be in the next 2 years? Thank you so much for every follow, like and share. . . . . #investing #retireearly #sideincome #firecommunity #semiretirement #2years #mortgageadviceuk #mortgagefreedom #mortgagefreeby33 #managingmymoney #endoftheyear #yearlyroundup #financeblogger #personalfinance #moneysaving #budgetlife #sidehustleideas #ukmoneybloggers #financialindependence #financialindependenceretireearly #managingmymoney #journeytoFIRE #firemovement #financemanagement #frugallife #financialliteracy #sinkingfund #millenialmoney #personalfinance
It's important to keep our finances in check to live a stress-free life. Here are 12 signs that you might be spending more than you should: 1️⃣ Credit Card Debt: If you're constantly carrying a balance, it's a red flag. 2️⃣ No Savings: No emergency fund? It's time to save up! 3️⃣ Late Bills: Paying bills late? Could be a sign of financial trouble. 4️⃣ Borrowing Money: If you're always asking for loans, it's a clue. 5️⃣ No Budget: Not tracking expenses? You might overspend. 6️⃣ Impulsive Shopping: Frequent shopping sprees can drain your wallet. 7️⃣ Ignoring Financial Goals: Set goals for your financial future. 8️⃣ No Retirement Plan: Start saving for the future today. 9️⃣ Overdrawing: Constantly overdrawing your bank account isn't good. 🔟 No Investments: Invest to grow your wealth over time. 1️⃣1️⃣ Living Paycheck to Paycheck: No savings between paychecks? 1️⃣2️⃣ Neglecting Bills: Missing utility bills? Can lead to trouble. What are some other signs of a stressful financial life? Share below👇 . . . . #creditcard #budget #millionairemindset #moneymindset #moneymind #moneyminded #moneygrowth #journeytofinancialfreedom #growthmindset #moneytalks #retireearly #retirementgoals #investinyourfuture #millenialmoney #generationalwealth #financialintelligence #personalfinancegoals #buildingwealth #wealthmindset #moneyknowledge #financialjourney #financialgrowth #moneytipsformillennials #moneymatters #financialgoals #firejourney #personalfinance #financialfreedom #debtfreecommunity
Happy Mother’s Day to all the wonderful moms from the Prepaid2Cash family. 💐 🤗
Weekly round up. Dm me to get the link to my LTK page for all the fit details #disneyadult #chaoscoach #firstbeachtripoftheyear #sloanthebeast #mikatnt #millenialmoney #momoutfit #casualdisneyoutfit
Ever wondered what it takes to become a millionaire? It's about mastering some essential skills! Here are 12 key skills that can help you achieve your millionaire dreams. 1️⃣ Financial literacy - Understanding money and investments is crucial. 2️⃣ Networking - Building valuable connections opens doors. 3️⃣ Salesmanship - Selling products or ideas effectively is a game-changer. 4️⃣ Strategic thinking - Planning ahead and making smart moves. 5️⃣ Leadership - Guiding and inspiring others to achieve goals. 6️⃣ Decision-making - Making confident choices when it counts. 7️⃣ Risk management - Balancing risk and reward. 8️⃣ Negotiation - Getting what you want while others do too. 9️⃣ Self-discipline - Staying focused and committed. 1️⃣0️⃣ Communication - Expressing ideas clearly and effectively. 1️⃣1️⃣ Emotional intelligence - Understanding and managing emotions. 1️⃣2️⃣ Innovation and creativity - Thinking outside the box. Are you working towards improving these skills? Share in the comments below👇 🔖 Save for future reference Follow financial_wanderlust for more content on personal finance, wealth building, and investing. I will share unique tips and tricks that will help you in your journey towards financial freedom. . . . . #millionairemindset #moneymindset #moneymind #moneyminded #moneygrowth #journeytofinancialfreedom #growthmindset #moneytalks #retireearly #retirementgoals #investinyourfuture #millenialmoney #generationalwealth #financialintelligence #personalfinancegoals #investinyourself #buildingwealth #wealthmindset #moneyknowledge #financialjourney #financialgrowth #moneymotivated #moneytipsformillennials #personalfinance #financialfreedom #debtfreecommunity
Happy (almost) Mother’s Day!!! If you’re the gift-giving type (or you’re expected to give a gift but are not the gift-giving type), consider giving the gift of a Nectarine financial planning appointment ($150, 1-time, 1-hour advice-only session to talk about all things money) or my Level Up Your Finances course ($223 this month only, video and workbook based course that covers investing, taxes, and initial financial planning). Both are a great way to set moms up for financial success… and I’m sure you know moms aren’t always great at spending money on themselves… so they might not think to spend money on something like this that may not seem strictly “necessary” (but will absolutely be helpful, and that gift will likely benefit the whole family!) #mothersday #mothersdaygiftideas #financialplanning #moneycourse #learntoinvest #investing101 #intentionalmoneylife #investing #financialplanner #adviceonly #moneystrategy #mommoney #millenialmoney #giftidea
What causes volatility? What happens when things become uncertain? When the war broke out between Russia and Ukraine, what happened to investors' sentiment? What about the investment capital? In the world of investment, money keeps on flowing. This flow can determine a country's economic health. This flow is also known as Capital Flow. But, what is it? . . . . . #deddycation #goals #personalfinance #finance #womenwhoinvest #investing #invest #investingforbeginners #millenialmoney #richlife #save #womenandmoney #budget #wealth #financialindependence #journeytofire #financialgoals #debtfreecommunity #millionairemindset #frugal #firecommunity #wealthbuilding #financialfreedom #financialplanning #financialsolutions #retirementplanning #wealthmanagement #financialliteracy #capitalflow #economics
⚫️ I opened my first credit card at 19. I was excited because I could buy things that I didn’t have the money for and just make minimum payments. ⚫️ Then I realized that wasn’t a good thing after running up a few thousand dollars on credit cards 🫠. ⚫️ Now I wouldn’t dare do that lol. I use a credit card for small purchases and pay it off in full every month. ⚫️ We’re consumer debt free over here 🙌🏽 #Debtfreejourney #debtfreecommunity #Debtfree #credit #creditscore #creditcards #budget #daveramsey #money #cashflow #personalfinance #millionaire #millenialmoney #wealthnoir #wealthbuilding #finances #blackexcellence #financialwellness #financialwellbeing
Here’s our current net worth. The vast majority of this was acquired in the last 5 years. One third of the way to millionaires!! 🥂🎉🥳 #debtfreeliving #debtfreecommunity #Debtfreejourney #networth #personalfinance #millionaire #millenialmoney #wealthnoir #wealthbuilding #finances #blackexcellence #financialwellness #financialwellbeing #frugal #daveramsey #chrishogan #babysteps #sinkingfunds #emergencysavings #retirement #investing #budget #Debtfree #investor #wealth #retirement #blackwealth
🏡 OPEN HOUE TODAY at 1 PM 🏡 View BEFORE & AFTER remodel online https://www.charmingbellehomes.com/listing/108parkersdrdover **NOTE: Carpets were shampooed on second floor; however, not enough time to replace. Staining present in one bedroom. LISTED BY Keanna Faison, REALTOR® Brokered by eXp Realty LLC s a y h e l l o 302.588.4234 OFFICE | 302.217.6247 DIRECT [email protected] ✨ Thinking of making a move in 2024? #AskKeanna because #KeannaSellsRealEstate — ☎️ Do you know anyone thinking of making a move? Hi! I’m Keanna Lynn Faison, Delaware Real Estate Professional for Commercial | Residential | Military Relocation | Luxury⠀ #CharmingBelleHomes #SoldByKEANNALYNN⠀ #DelawareREALTOR #Delaware #DelawareRealEstateAgent ⠀ :: We aim to assist 400 families by 2028. If you’re not in Delaware, ask us about our referral network. 📍Areas of Service [DELAWARE] Wilmington | Hockessin | Newark | Bear | New Castle | Townsend | Middletown | Smyrna | Dover | Camden | Magnolia | Felton | Harrington | Milford | Bridgeville | Millsboro | Lewes | Rehoboth Beach and the surrounding areas :: #delawarerealestate #delawareproud #womeninbusiness #millenialmoney #millenialwomen #realtor #millenialmoney #womeninrealestate #blackrealtor #explorepage https://www.facebook.com/share/hSysJbupxHN7T1pf/?mibextid=9l3rBW
An oversimplified journey to financial independence 🌷 For me the focus is on financial independence but not necessarily retiring early. I love what I do for work & I enjoy keeping busy - the idea of retiring young doesn’t make sense for me. Post format inspired by @mywealthbook 💗 Disclaimer: This is not financial advice, please seek professional advice before making financial decisions. To show your love & support: - Leave a like or comment - Share on your story - Save this post - Follow @financeforfemmes #financeforfemmes #moneymanagement #finance #financialliteracy #savingmoney #savingmoneytips #savingsgoals #mindset #empowerment #personalfinance #financialfreedom #debtfree #wealthbuilding #goals #millenialmoney #budget #budgeting #moneystory #mymoneystory #femalesinfinance #unistudent #studentfinance #shesonthemoney #womenswealth #debtfreecommunity #moneymatters #financialindependence
$10,000 below appraisal | $8,000 Seller credit . . #monroviaca #home #condo #realtor #invest #millenialmoney #soldbydaniella
Living below your means isn’t necessarily a bad thing, but it’s crucial to find a balance that allows for both financial security and enjoyment in life. Check out these 12 signs that might indicate you're living way below your means:: 1️⃣ You're constantly worried about money. 2️⃣ You always opt for the cheapest option, even if it means sacrificing quality. 3️⃣ You rarely treat yourself or splurge on things you enjoy. 4️⃣ You have a hard time parting with money, even for essential items. 5️⃣ You feel guilty or anxious when spending on non-essentials. 6️⃣ Your savings account keeps growing, but you're not investing or enjoying your earnings. 7️⃣ You avoid social gatherings or activities because of their cost. 8️⃣ You often feel stressed or restricted by your financial situation. 9️⃣ You tend to say "I can't afford it" more often than you'd like. 🔟 Your budget is rigid and doesn’t leave room for flexibility or enjoyment. 1️⃣1️⃣ You feel uncomfortable discussing money matters or financial plans with others. 1️⃣2️⃣ You’re not making progress toward any financial goals because you're too focused on saving. I would love to know your opinion on this. Please share in the comments below👇 🔖 Save for future reference Follow financial_wanderlust for more content on personal finance, wealth building, and investing. I will share unique tips and tricks that will help you in your journey towards financial freedom. . . . . #moneythoughts #millionairemindset #moneymindset #moneymind #moneyminded #moneygrowth #journeytofinancialfreedom #growthmindset #moneytalks #investinyourfuture #millenialmoney #generationalwealth #financialintelligence #moneyknowledge #moneymatters #personalfinance #financialfreedom #debtfreecommunity #savingsplan #spending #moneyguilt #financialstress
Being wealthy means caring a lot about money right? Wrong. The drive to financial freedom is by people who care about their time. The number one reason most people pursue early retirement is to have control over their time. Marketing wants us to think that you need more money to buy more things and that will make you happy. The sad irony is consuming more usually leads to debt and consuming less is associated with more wealth for the average American. So stop thinking in terms of money and start thinking in terms of time. It may be the most precious resource you have. #MillennialProfessionals #JobDissatisfaction #LifestyleGoals #EscapeTheRoutine #OfficeEscape #retireyoung #LifestyleUpgrade #financialindependence #moneymindset #wealthbuilding #wealthcreation #passiveincomestreams #moneycoach #moneycoaching #financialgoals #moneytips #financialcoach #millenialmoney #moneycoach #moneycoachingforwomen #successmindset #PassiveIncomeGoals #EarningPassively #PassiveWealth #PassiveIncomeJourney #wealthbuilding #PassiveIncomeIdeas #PassiveIncome #FinancialFreedom #IncomeStreams
WARNING: This post can make you a sh*t ton of money! You can thank me later 💁♀️✌️💕 And don’t forget - I’ve got a FREE guide showing you exactly how I built a 6-figure net worth by the time I was 25. Want it? 😍 Comment “FREEBIE" below!👇 #Budgeting #DebtFreeJourney #GenerationalWealth #MoneyManagement #FinancialGoals #WomenInFinance #MoneyManifestation #PersonalFinanceForWomen #FinancialEmpowerment #ManifestingMoney #SavingsGoals #MoneyAffirmations #MillenialMoney #RothIRA #MoneyMentor #SavingsPlan #Gratitude #SpendingHabits #FinancialFeminist #MoneyExpert #PsychologyofMoney #FinancialStress #FemaleFinance #DebtReduction #BehavioralFinance #LatinasInFinance #FinancialPsychology
Ready to add some color to your financial journey? Use the link to download our coloring pages and discover how a little creativity can go a long way in relieving financial stress and anxiety. Be sure to tag us in your creations. (LINK IN BIO) https://bmtx.com/documents/BMTXColoringBook.pdf . . . . . Balance your vibe: Relieving financial stress . Download the coloring pages below and discover how a little creativity can go a long way in relieving financial stress and anxiety. . . #emergencyfund #millenialmoney #personalfinances #financialfreedom💰 #personalfinance #buildingwealth #financialeducation #finances #bankmobilevibe #adultcoloring #coloringbook #retireyoung #mentalhealth #financiallyfree #firemovement #financialpeace #financegoals #incomestreams #financialknowledge #moneymindset #wealthbuilding #financialanxiety #coloring #financialstress #financialgrowth #buildwealth #coloringforadults #coloringtherapy #coloringpages
I know for a fact that God has blessed me in this way, to help ppl, whether it’s being a plug, being encouraging, or just being me 🩷😉. I don’t take it for granted. I absolutely LOVE seeing ppl be the best version of themselves and accomplish all the things they said they would. • • • #generationalwealth #blackfamily #moneyquotes #Futuremillionaire #businessquotes #millenialmoney #financialfreedom #budgetingcommunity #blackwealth #debtfreecommunity #momfashionblogger #productivityhabits #earnyourleisure #businesstipsandtrick #momcontentcreator #momcontent #mommemes #momselfcare #blackmomsdaily #selfcareroutine #blacklovepage #momconfessions #momlife #womenandmoney #personalfinance #blackownedbusinesses
When it comes to financial growth, two solutions you can consider starting a side business. Real estate investment Investing in real estate can provide both rental income and potential property appreciation, while a side business can provide additional income. The result can vary depending on market conditions and the success of your business, but both options have the potential to increase your wealth over time. 📈💰 Follow us for more 💖💖💖 #goals #personalfinance #finance #womenwhoinvest #investing #invest #investingforbeginners #millenialmoney #travel #creditcards #points #richlife #save #womenandmoney #budget #budgettools #creditscore #financialindependence #journeytofire #financialgoals #debtfreecommunity #millionairemindset #frugal #firecommunity #wealthbuildin #financialfreedom #GenZ
5 things to think about before you apply for a car loan. Finance is an important decision, not something to do on a whim. Make sure you understand what you need, what your financial profile is like, and what to expect. #finance #financetips #millenialmoney #needsomemoneybro #carloan #apply #assetfinance #toughquestions #behonestwithyourself
Took me two days and several @lego sets of flowers, but I think it turned out pretty good! At least I don't have to worry about expensive flowers dying anymore.🥰 . . . . #mylife #legoflowers #adultlego #lego #flowers #homedecor #adulting #millenialmoney #summervibes
If you ever wondered whether the world needs another (insert your business/idea/creative passion/project)….let the tulips in Holland, Michigan be a reminder. A dozen tulips 🌷 in a garden is beautiful but seeing 5 million bulbs in rows and rows of various colors - it’s hard to describe - just stunned by the beauty of it and SO inspired 😍 We’re all creative because no one thinks like you do! To quote @marieforleo “The world needs that special something that only you have.” . . . . #encouragebeauty #mindfulmom #elevateyourstyle #mariekondostyle #styletipsforwomen #parenthoodunplugged #millenialmoney #styleyourmind #wfhmlife #styletipsforwomen #pinteresting
I’m about to get emotional…… Main reason I haven’t gone back is funds. If I want to go home I’ll spend at least $5k & my #sinking funds will be completely wiped out😔 & I’m not ready to risk that. I’m beefing up my sinking funds but the guilt that comes with just telling my family I’m not making it year after year is, gut wrenching. & also there’s only so much Facetime & WhatsApp you can do…. But you miss a whole lot, the new smile line on my dad’s face, my granny’s stories, mom’s cooking… So hug your family if your close, tell them you love them & eat all the food you can on my behalf
Save this post if you liked it. #financegoals #financeblogger #personalfinances #financemanager #financeadvice #financetip #investing #wealth #investingtips #financialfreedom #investments #401k #retireearly #investing101 #emergencyfund #moneymatters #dividend #buildwealth #investingforbeginners #debtfreedom #earlyretirement #buildingwealth #moneyhabits #expenses #financialintelligence #investmentplanning #financialstrategy #millennialsretireyoung #millenialmoney
So April was a bit of a fail on the goals I set for myself 🙄 I got a booking ban at the gym so I couldn’t book classes for 2 weeks and instead of looking at the window or a phone contract we decided to redo the bathroom instead 😬 May is already running away from me so let’s see how we get on with these 👍🏻 #budgeting #budgetbreakdown #moneysaving #personalfinance #debtfree #moneyeducation #personalbudgeting #financialindependance #sinkingfunds #sidehustles #savingsgoals #moneymatters #financeuk #investinguk #retireearly #premiumbonds #financialadvice #budgetingmethods #savingplan #emergencyfund #millenialmoney #investing #stocksandshares #compoundinterest #debtfreecommunity #foodbudget
Here are some mother's day gift ideas! New pillow cases New lotions/ body wash/ perfumes Flowers Chocolates Gift cards to spa/ spa dates Restaurants Stay within your budget and make your mom feel special <3!! What are you buying for Mother's Day? #tech #goals #personalfinance #finance #womenwhoinvest #investing #invest #investingforbeginners #millenialmoney #travel #creditcards #points #richlife #save #womenandmoney #budget #budgettools #financialindependence #journeytofire #financialgoals #debtfreecommunity #millionairemindset #techsales #firecommunity #wealthbuilding #sales #financialfreedom #corporate #fintechsales #fintech
Los #millennials se han convertido en una parte importante del panorama inmobiliario, abordando la compra de vivienda de manera diferente. Se definen típicamente como personas nacidas entre mediados de la década de 1980 y mediados de la de 1990, y su entrada en el mercado inmobiliario ha sido diferente a la de las generaciones anteriores. En general, los #millennials compran sus primeras casas más tarde que sus padres #babyboomers. Hay varias razones detrás de esa demora, pero la alta carga de deudas por préstamos estudiantiles y los efectos persistentes del estancamiento de la carrera causado por la #GranRecesión son algunas de las razones más comúnmente citadas. ✅️ Los millenials han cambiado el mercado inmobiliario Mundial. ✅️ Los millennials abordan la compra de vivienda de manera diferente. ✅️ Los millennials son compradores de vivienda de más rápido crecimiento. ___________________ #inmobiliariadefreitas #inmueblesmiranda #inmobiliariacaracas #inmobiliariavenezuela #comprayventavenezuela #compratucasa #vendetuinmueble #cuamiranda #charallaveemprende #charallavecity #inmobiliariadefreitas🧡💙 #mirandavenezuela #millennials #millennialstyle #millennialsuccess #millenialmoney #millennialsatwork
Where I put my money and the strategy behind it is really simple. It boils down to this - less fees, more value! 1. #Wealthsimple is my top choice because their platform is user friendly. To me all their products are true to the name: WEALTH made SIMPLE. I use their #Cash product which BTW has a 4% interest rate (not a promotional rate). I also use their #Invest product for my TFSA and FHSA. 2. #EQ was my go-to for #HISA purposes before Wealthsimple Cash came onboard and I still keep some of my HISA there too. Good bank for your #EmergencyFund and #SinkingFunds 3. #AlternaSavings because I love a good low/no fee credit union. Why pay the big banks high monthly fees to use your own money?! Stop doing that! Switch to a credit union. 4. #TDBank, this is where my husband and I have our joint account for household expenses - rent, utilities, groceries, etc. Honestly, with TD I feel like I belong - from the marketing to the great in bank, in app, online and phone service. If you asked me to recommend one big bank for the rest of your life, I’d recommend #TD. Our car insurances are also with TD and I have some mutual funds with them that are doing well too. 5. #Manulife is my favourite benefits provider to date, but recently I started using them for some of my RRSP investing too. I will say this...their investing platform could use a bit of an update. 💬Tell me, which banks are your favourite and why? #MillenialMoney #PersonalFinance #MoneyManagement #FinancialPlanning #SavingsGoals #DebtFreeJourney #BudgetTips #FinancialFreedom #SmartSpending #SaveMoney #BudgetLife #FinancialGoals #MoneySaver #BudgetFriendly #FinancialWellness #FrugalTips #SpendingMoney #SaveAndInvest #InvestAndSave
Rizz Check: Today I walked into Sam’s Club for a $2.68 lunch special …and I don’t have a membership 😌✨ (THIS is the sort of VIP no ID needed, skip-the-line access I get excited about) #indaclub #millenialmoney
😅I lost my mind in March and I am happy to report that I found it in April. I was super cognizant of my spending this month. 🌯The two craziest categories for me were food and overindulgent experiences and items in March. In April, I reined it in. I’ll focus on food. 🌭I did a $172 grocery shop at Costco at the beginning of the month. I bought meat, eggs, fish - the bases of all of my meals. Then I would supplement that with small grocery runs for just the sides. So for instance, if I already had shrimp in the fridge for tacos - I’d only get shells/vegetables at the store to complete the meal. Again, I was strict with only buying what I came for. 😩I didn’t realize how accustomed I’d grown to just “grabbing an ice cream” when I wanted a “lil somethin sweet”. LOL I was experiencing that whim every evening! But I had to tell myself no. Normally, I won’t keep large amounts of treats in my house because I lack self control with portion sizes. This leads me to make a bunch of small purchases at 7/11 when I have a craving. But, convenience store candy bars add up. So this month, I forced myself to practice moderation and I only bought chocolate that was on sale and in bulk. Then, I limited myself to no more than two servings each day. I have never in my entire life made candy last this long. 😂 😇For eating out, I spent about $42 on a nice lunch out with a friend, $10 on Chic Fil A while I was sick and the other $38 on ice cream/gelato/donuts out. Reasonable.
Snek has a girlfriend! New video is up on YouTube. . . Follow: @staywinningpod . . #podcast #podcastersofinstagram #money #realestate #finance #business #successtips #entrepreneur #memecoins #realestatenews #sidehustleideas #financepodcast #snek #millionairemindset #realestateinvesting #investing #crypto #artificialintelligence #financepodcast #financialiteracy #fairfigure #moneypodcast #sidehustleideas #youtuber #realestate #bitcoin #cardano #financialplanning #moneytips #millenialmoney
Yuk cerdas berasuransi 🫶 #Millenialmoney #Solidcircle #lifeatprusolid #finhack #fintalk #bisnismilenial #investormuda #investasi #jagobisnis #jagoinvestasi #partnership #investormuda
My March/April breakdown... Well this was an exciting 2 months! 🥳 I redeemed my last $10k Series I Bond and my last Certificate of Deposit matured (both were great at the time in low interest rate environments). I moved all of that money into money market funds yielding a little under 5%. I gave up 3 months of interest from my Series I Bond in order to cash out but it was well worth it since the variable rate (tied to inflation) has fallen since its peak in 2022 📉. Another one of my 2021 stock picks went bankrupt 💩(Bowflex) in March so that was a $1,851 loss but you can't even tell because I had Enphase (ENPH) shares that got called away for a $2,188 profit 🤑. My 2nd year dabbling into Options is paying off and I'm hoping to reach my passive income goal 6 months earlier 🤞 in June (check back in 2 months) but stock market volatility is starting to come down, which means lower value for Options so we'll see 🤷♂️. Also took a trip 🛫 with a friend to the east coast of the U.S. and the total cost including the flights paid in February was just over $1k, which was cheaper than I thought! 🙌 I don't think I'll do a trip breakdown on this one but maybe if I get 10 likes on this post, I will... A third of the year has already gone by. THAT'S CRAZY! Hope all is good with the rest of you! The usual caveats: 1️⃣ Lunch at work is considered part of my compensation and valued at ~$90 a month 2️⃣ Passive income amounts exclude retirement accounts/HSA #spend #frugal #budget #financialliteracy #investor #financialeducation #financialgrowth #savingmoney #learning #financialgoals #personalfinance #finance #financialfreedom #wealth #wealthbuilding #budgeting #money #financialindependence #investing #investments #networth #millenialmoney #millionairemindset #debtfree #retire #retirement 🚨⚠️DISCLAIMER: Content is for educational/informational purposes ONLY. You should not construe any such information or other material as legal, tax, investment, financial, or other advice.
Save this post if you liked it. #financegoals #financeblogger #personalfinances #financemanager #financeadvice #financetip #investing #wealth #investingtips #financialfreedom #investments #401k #retireearly #investing101 #emergencyfund #moneymatters #dividend #buildwealth #investingforbeginners #debtfreedom #earlyretirement #buildingwealth #moneyhabits #expenses #financialintelligence #investmentplanning #financialstrategy #millennialsretireyoung #millenialmoney
This week, let's uncover the personality traits associated with each Cashflow quadrant. By recognizing and understanding these traits, you can leverage your strengths, address weaknesses, and strategically navigate towards financial success. Follow 👉 @walletgyde for more lifestyle and financial tips! #lifestyle #debtfreecommunity #firecommunity #millenialmoney #success #entrepreneur #business #hacks #tips #lifehacks #debtmanagement #personalfinancetips #personalfinance #financialliteracy #financialfreedom #debtfreejourney #financetips #retirementplanning #financialstress #financialplanning #financialeducationforkids #financialliteracymonth
STOP Doing This. 🛑 I've seen it before. Too many times. People investing for returns that are less than 10% when their interest rate for their debt is 15-25%. At that point you're getting a negative. If you have 10% in your favor, and 15% against you, that's 10-15 = -5. YOU DON'T WANT TO BE IN THE NEGATIVES! Pay off the high-interest debt first, THEN invest. If you're craving a more personalized strategy, support, mentorship, and psychology-based financial education to help you achieve your big goals… DM me COACHING to inquire about my coaching program. For my free guide to building generational wealth DM me FREEBIE 💾 Don't forget to save this! Sending you all plenty of hugs, kisses, and wealth 💕💋💰 #PersonalFinance #Budget #FinancialIndependence #FinancialEducation #Debt #MoneyHungry #MoneySavingTips #FinancialWellness #MoneyCoach #MoneySaving #401K #BudgetPlanning #MillenialMoney #RothIRA #MoneyMentor #SavingsPlan #Gratitude #SpendingHabits #FinancialFeminist #MoneyExpert #PsychologyofMoney #FinancialStress #FemaleFinance #DebtReduction #BehavioralFinance #LatinasInFinance #FinancialPsychology
This is a super basic overview which I will expand on in more detail. An ISA - or individual savings account - is a tax free savings or investment account that means you don’t pay income tax on any interest, tax on dividends and capital gains tax on returns made. There are 4 types of ISA: ⭐️Cash ISA ⭐️Stocks and shares ISA ⭐️Innovative finance ISA ⭐️Lifetime ISA Every tax year you can save up to £20,000 in one ISA or split the allowance across multiple ISAs. The tax year runs from 6 April to 5 April. The question of whether you need one depends on a few things. If you are using a cash ISA and you are a basic rate tax payer with only a small amount of savings, you probably don’t need one. Basic rate tax payers can earn up to £1000 of interest per tax year without owing anything. And you may be able to get a better interest rate in other accounts. ISAs really become useful when it comes to investments and if you are a higher rate tax payer with a reasonable amount saved or invested. #mumswhoinvest #womenwhoinvest #millenialmum #moneyformothers #millenialmoney
You are the greatest project you'll ever work on. Restart. Reset. Refocus. As many times as you need. Just don't give up. Follow us for more 💖💖💖 #goals #personalfinance #finance #womenwhoinvest #investing #invest #investingforbeginners #millenialmoney #travel #creditcards #points #richlife #save #womenandmoney #budget #budgettools #creditscore #financialindependence #journeytofire #financialgoals #debtfreecommunity #millionairemindset #frugal #firecommunity #wealthbuildin #financialfreedom #GenZ