𝐉𝐮𝐧𝐞 𝐁𝐮𝐝𝐠𝐞𝐭𝐬! 💰 It’s time to finalize our June budgets! Do so ASAP so you can enjoy your Memorial Day weekend. Just a few things to consider budgeting for this month: Father’s Day 👨👦 Juneteenth Celebrations 🎉 Vacations 🏖 2023-2024 School Year ✏️ Emergency Savings !!!💰 & just a reminder for us along the Gulf & East Coasts, Hurricane Season begins June 1st. 🌀 Tell your money where to go & never wonder where it went! Happy Budgeting! #budgets #budgetswithbee #sacrificeforgoals #wherethemoneyreside #blackpfcommunity #zerobasedbudget #buzzinbudgets #finances #debtfree #makeabudget #emergencyfund #financialpeace #savings #sacrifices #debtfreejourney #debtfreecommunity #moneymatters #cashisking #debtisdumb #ballinonabudget #savingsaccount #saveforrainydays #financialpeace #personalfinance #livingonabudget
New video is out on YouTube. Check out the new savings challenges I’m currently using to reach my 2024 goal of saving $30K #pnamnfamilybudgets #debtfreecommunity #comitted #wealthmindset #savemoney #vlog #bornforthis #bbldrizzy #cashstuffing #cashstuffer
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📉 Falling Scores? Anxiety over decreasing credit scores can be a common concern for many individuals. It's important to remember that your credit score is not a reflection of your worth as a person. Instead, it's a tool used by lenders to assess your creditworthiness. If you find yourself feeling anxious about your credit score, consider taking proactive steps to improve it. This could include making payments on time, keeping your credit utilization low, and monitoring your credit report for any errors. Remember, your credit score is just one part of your financial picture, and with time and effort, it can improve. 📈 . . . #healthyfinances #microfinance #personalfinance #financetips #refinance #personalfinances #financegoals #financialfreedom$ #journeytofinancialfreedom #wefinance #debtfreecommunity #debtfree #debtsnowball #FallingScores #CreditDrop #TakeControl
If you're working to pay off debt right now, imagine what it would feel like to SAVE the amount of money that you put toward debt each month. The faster you get out of debt, the faster your money becomes YOURS. Don't give up. You got this! #debtfreecommunity #debtfree
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As a Gemini, you’re known for being flexible and clever. Those traits could serve you well when it comes to managing your money. Swipe to see your financial horoscope! ♊️
Need to stop or remove a wage arrestment in Scotland? Trust Deed Scotland® can help people who are worried about a wage arrestment to understand their options. • Stop & remove wage arrestments • Reduce monthly debt payments • Write off debt they can’t repay 👉 https://www.trustdeedscotland.net/wage-arrestments-scotland Check out our @trustpilot page where over 9,000 of our customers talk about their experience with Trust Deed Scotland®. Our experienced debt advisers offer straightforward, tailored debt advice and guide our customers step-by-step on their journey, making sure that they understand the options available to them. We're rated 5️⃣/5️⃣ on @trustpilot@trustpilot with over 9,000 5★ reviews. ✅ One Affordable Monthly Payment ✅ Unaffordable Debt Written Off ✅ Interest & Charges Frozen ✅ Reduced Creditor Contact ✅ Become Debt Free For #lifeafterdebt, trust us. To take the first step on your journey visit trustdeedscotland.net. 📞 01412210999 💻 trustdeedscotland.net _____________________ ⚠️ Trust Deed Scotland® provide tailored debt advice on all available debt solutions in Scotland. We make sure that our clients get personalised debt advice based on their affordability, lifestyle and needs. May not be suitable in all circumstances. Fees apply. Your credit rating may be affected. Free advice also available from moneyhelper.org.uk ℹ️ For more info see trustdeedscotland.net/adterms #dosomethingtoday #dontworrytomorrow #ukdebtfreecommunity #debtfreecommunity #debtfreeuk #ukdebtfree #financialfreedom #debtfreegoals #debtfreedom #forthejourney #debtfreeliving #debt #debtfreejournies #getoutofdebt #cleardebt #savingmoney #trustdeedscotland #journeyoutofdebt #lifejourney #debtfreefuture #lifeafterdebts #longtermgoals #wagearrestment #wagearrestmentscotland #attachmentofearningsorder #attachmentofearningsorderscotland #sheriffofficersscotland #sheriffofficers
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It’s easy to start earning! Here are some few steps you can take to chat with the Admin to start earning! Step 1 Click: @martinibowers step 2 Touch the message box Step 3 Say: How do I start? ASK questions if you are confused about anything here! TAKE A BOLD STEP NOW! . . . . . #bitcoin #businessowner #crypto #cryptocurrency #debtfreecommunity #debtfreejourney #entrepreneur #entrepreneurlife #entrepreneurship #finance #financialeducation #financialfreedom #financialindependence #financialliteracy #forex #invest #investing #investor #millionaire #moneymanagement #passiveincome #personalfinance #realestate #stockmarket #stocks #trader #trading #wallstreet #wealth #wealthbuilding
Setting financial boundaries is important for so many reasons. For one, financial boundaries can help you manage your debt effectively. They can also keep you disciplined by limiting your spending, and avoiding unnecessary debt. I wouldn’t say I’ve always had boundaries in place, however in recent times I’ve been more assertive in my approach to lending or not lending money and these are the ways in which I set financial boundaries with my friends and family. Do you have financial boundaries in place? If so, please share them below. I’d love to see other ways that people have been managing their boundaries with friends and family. As always, thank you for reading 🤎 Like 👍🏽 Comment 💭 Follow for more content 💫 Share 🫶🏽 Yours truly S x #financialboundaries #financialboundarieswithfamily #settingboundaries #settingboundariesishealthy #personalfinancegoals #personalfinance #personalfinances #debtfreecommunityuk #debtfreecommunity #debt #debtuk #ukdebtfreecommunity #debtfreejourney #debtuk #debtfree #debtfreegoals #ukdebtfreejourney #ukdebtfreegoals #moneymanagement #money #budget #budgeting #savings #savingmoney #managingmoney #debtmanagement #debtrecovery #debtfreejourney
Back again with another Statswiths ✨ Now this one did not surprise me whatsoever. With the current state of the country and the financial crisis in general, how will people be able save? It’s actually frustrating because people shouldn’t have to use all their salary on living expenses etc., we should be able to put something away every month for a rainy day, holiday, retirement or just for something fun. Anyway, what do we think of this one? I’m leaning towards the more accurate side… let me know below 👇🏽👇🏽👇🏽 As always, thank you for reading 🤎 Like 👍🏽 Comment 💭 Follow for more content 💫 Share 🫶🏽 Yours truly S x #savings #savingmoney #savingmoneytips #savingmoneyisfun #moneysavingtips #moneysaver #howtosavemoney #housedepositsaving #housedepositjourney #housedepositfund #newbuild #newbuildhome #newbuilduk #homeownership #generationalwealth #homeformum #buyingmymummaahouse #debtfreecommunityuk #debt #debtfreeuk #debtfreecommunity #financialliteracy #moneymanagement #moneysavingexpert #blackgenerationalwealth #blackwealth #blackexcellence #savingwiths #finsta #wealthbuilding
💫Share this with a friend and find a partner to hold you accountable! 💫 Starts TOMORROW!! Let me know which level you’ll be doing!! I’m going for level 3 bringing in $2,000 this month! 😬😬 DISCLAIMER- once you pick a level you can’t go back🤷🏾♀️😬 In the month of May I will be talking about so many different type of side hustles we can do to make extra income! So lookout for those videos and post! Let me know in the comments which level you’re going for!! If you want the calendar to keep track of how much you’re bringing in comment “template” and I’ll send you over this month’s challenge as well as all challenges for 2024! It’s $10 friend just a head up but trust it’s worth it! DISCLAIMER 2- this challenge is not meant to exhaust yourself in exchange for money. I would never recommend that. It’s about finding ways to utilize your time and make more income instead of mindlessly scrolling . . . . . . #howtobudget #moneygoals #financialsuccess #moneytips #financialliteracy #financialfreedom #financialgoals #personalfinanceforwomen #mindset #investing #money #debtfreecommunity #planahead #wealth #budgetingtips #makemoneyonline #success #millionairementor #workfromhome #millionaire #makemoneyfast #ecommercebusiness #moneysavingtips #personalfinance #emergencyfund #moneychallenge
Assess your profile & make decisions accordingly!! . . . . . . . . . . #savvywealth #camanishramtri #financialplanning #personalfinance #financialfreedom #finance #money #investing #financialliteracy #financialindependence #budgeting #debtfreecommunity #debtfree #financialeducation #debtfreejourney #wealth #financetips #business #budget #investment #entrepreneur #moneymanagement #moneytips #stockmarket #financialgoals #invest #motivation #debt #savings #moneymindset
CONGRATULATIONS 🎉🎈🍾 #Debtfreelife #debtfreecommunity #shewolfeofwallstreet #bedebtfree #budgeting101 #budgetingforbeginners #budgetingtips #budgetplanning #budgetingisfun #budgetinggoals #budgettracker #financialliteracy #budgeting #financialindependence #financialfreedom #financialindependenceretireearly #financialintelligence #firemovement #learntobudget #retireearly #budgetingmadeeasy #howtobudget #budgets #budgettips #budgettip #budgetyourmoney #budgetbypaycheck #personalfinance #personalfinancebywomen #personalfinances
✨️ Todays affirmation = I am as good as I want to be✨️ I noted from a recent @thelesbrown book that he said "It's not how good you are. It's how good you want to be". This really rung a chord with me. Keep believing, working, striving. We all have self-doubt; moments when we question ourselves. Today, take a moment to remind yourself that YOU have what it takes. No matter what "it" is for you. Repeat after me: "I AM AS GOOD AS I WANT TO BE" #ProudToBeMii #earnmoney #business #learn #motivation #entrepreneur #workfromhome #success #sidehustle #hustle #financialfreedom #passiveincome #entrepreneurlife #beyourownboss #sidegig #sidehustles #businessowner #debtfree #sidehustle #entrepreneur #passiveincome #motivation #debtfreecommunity #bossbabe #beyourownboss #debtfreejourney #sidehustleideas #wealth #womeninbusiness
#debtfree #debtfreecommunity #financialfreedom #debtfreejourney #personalfinance #investing #debt #business #finance #entrepreneur #financialliteracy #realestate #financialeducation #money #StatStory #life #love #instagood #photooftheday #photography #nature #picoftheday #instagram #art #travel #follow #followme #selfie #fashion #StatStory ///
Get your 🍑 to class tonight!🎉 If you’ve been thinking “I really need to learn how to invest” — stop putting it off and come to the party! I’m going to teach you the basics for FREE! I’m going to show you HOW to actually buy a stock too: You can follow along in real time, watch the recording after and do it on your own or just pocket the knowledge away for when you are ready to do it in the future. I’m doing live Q&A and also giving out my free retirement calculator too! I really hope to see you there😍 TELL ME: Do you feel “behind” — if so, why?? 👉🏽And remember sharing is caring because we want rich friends too! Share with a friend and follow @shewolfeofwallstreet for all the financial literacy tips and tricks and money motivation!
✨ Here are the main things I did to quadruple my income in one year! My main goals last year were to get out of debt and make more money but I didn’t realize how drastic the growth would be! 🥹 Not mad at it though 😎, but it was definitely a learning experience. I’m gonna explain some points below! 👇🏾 ✨”6 months of yes, 6 months of no…” When the year started, I was applying and networking and putting myself out there to the max. Every job opportunity that came my way, I said yes to. This brought in a lot of income and experience. Then after half the year of this, I started saying no a lot more, because that made room for a fully aligned yes. I also was able to lean into what I liked and was good at and niche down to what I wanted to continue doing to make income. ✨ “Didn’t wait for opportunities to come along and created my own.” By this, I started freelancing, creating products and services to offer, and kept going all while still applying to jobs. But instead of waiting for those jobs to hire me, I kept moving in my own spaces simultaneously! ✨ “Health, self work, and growth…” I cannot stress how important this is! If I did not do the work on myself to identify what stories I held that no longer served me, got out of scarcity mindset into abundance mode, and prepared for a season of receiving, my income would have not grown as rapidly. Also just prioritizing health in general because you make money when you feel your best! 💪🏾 What area are you focused on to make money this year?! Share in the comments!! ♥️♥️ #finance #personalfinance #mondaymotivation #motivation #income #incomestreams #realestate #network #goalsetting #investing #budgeting #abundance #abundancemindset #mindset #growthmindset #financialfreedom #financialliteracy #financialindependence #financialindependenceretireearly #wealth #wealthmindset #money #moneymindsetshift #debtfreecommunity #FI #FIRE #FIREmotivation #journeytoFIRE #mentorship #virtualassistant
Are you ready for the next Live Q&A? Do you know your responsibility and requirements for the new beneficial ownership information report? Tax Strategy can help! -Ensure compliance with this new federal mandate -Securely submit your information with expert guidance -Stay in compliance with automated reminders Don't miss out on our webinar discussing beneficial ownership information reporting! #taxseason #tax #taxes #taxrefund #taxreturn #taxprofessional #taxtips #taxplanning #taxpreparer #taxcollection #taxco #taxtime #taxfree #taxation #taxconsultant #debtfreecommunity #debtfreejourney #debtfree #debt #taxextension
This knowledge helps children develop sound financial habits and a strong sense of fiscal responsibility, reducing the likelihood of debt and financial mismanagement later in life. By instilling financial literacy from a young age, parents can empower their children to navigate the complexities of the financial world with confidence and competence. 𝗟𝗜𝗞𝗘 | 𝗙𝗢𝗟𝗟𝗢𝗪 | 𝗦𝗛𝗔𝗥𝗘 my IG page 👉ecericdaily FB Page: https://www.facebook.com/ecericdaily/ for a 𝐝𝐚𝐢𝐥𝐲 𝐝𝐨𝐬𝐞 𝐨𝐟 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐢𝐧𝐭𝐞𝐥𝐥𝐢𝐠𝐞𝐧𝐜𝐞. Check my website 👉 https://buff.ly/3imFedw 𝗙𝗢𝗟𝗟𝗢𝗪 me on #coachericchan Which I post topics on 👉 #truefinancialtraining 👉 #financialliteracy 👉 #financialfreedom 👉 #financialeducation #kidvestor #finance #kideconomics #kidonabudget #family #kidsmoney #kidsandmoney #kidsandmoney101 #passiveincome #finance #kideconomics #kidonabudget #familyfinances #kidsfinancialliteracy #debtfreecommunity #investmentaccount #homeschooling #momprenuers #firecommunity #investing #financialeducation #financialliteracyforkids #compoundinterest #generationalwealth #moneymindset
We sincerely thank you for sharing your experience with us. Your feedback fills us with immense joy and pride, showcasing the positive impact of our work. At Debtox, we are committed to guiding you to Debt Freedom with personalized solutions and dedicated support. Book a free 1-on-1 Consultation with us today: +65 97296311 Visit our website: www.debtox.sg #Debtox #debtfree #financeadvice #financeeducation #financialindependence #financialgrowth #financialintelligence #financialtips #moneymanagement #singaporelife #debtconsolidation #debtfreecommunity #debtfreelife #debtpayoff #debtfreejourney #financialstability #Overcomeobstacles #financetips #MonthlyPayments #financialplanner #credittips #freezeinterest #creditcarddebt
£424.18 paid towards my Tesco credit card today bringing it down to £266.29!! 🥳 I honestly can’t remember the last time my Tesco credit card was this low 🥹 This is money that I’ve found in the house whilst decluttering and includes money I was given for my birthday, money found in an old purse and £2 & £1 coins collected in my money jar 🤩 It’s money that was never in my bank account so it’s not money that I will miss towards my bills - chuffed is an understatement. Happy Tuesday everyone 🙌🏼 #personalfinances #financegoals #debtfree #debtfreegoals #budgeting #moneysaving #financialfreedom #debtfreecommunity #moneymanagement #sidehustle #moneysaver #maternitypay
Smart planning could release all the strain and stress that are caused by debts. Be aware, be financially literate! #debt #debtfreegoals #DebtPrevention #DebtRelief #Storecard #Liverpool #FinancialWellness #DebtFreeJourney #debtfreecommunity #debtcollection #ConsumerDebt #DebtRescue #FinancialFreedom #StressLess #DebtManagement #debtfreejourney #unitedkingdom #FreeConsultation #debtfree #debtfreedom #TakeControl #london #Wealth #debtrelief
Love what your doing have the mindset of positivity , Never give up, and be confident in what you do. There may be2h times, but the difficulties which you face will make you more determined to achieve your objectives and to win against all the odds. Thank you Austin for sharing your successful withdrawal video ................................................................................ Dm now to learn more about mining crypto I as your account manager Instagram: ................................................................................ #financialfreedom #money #entrepreneur #success #business #finance #motivation #investment #investing #realestate #forex #wealth #entrepreneurship #goals #debtfreecommunity #debtfree #makemoney #workfromhome #investor #millionairemindset #bitcoin #creditrepair #financialliteracy #invest #trading #personalfinance #financialindependence #stockmarket #debtfreejourney #coinbase
Love what your doing have the mindset of positivity , Never give up, and be confident in what you do. There may be2h times, but the difficulties which you face will make you more determined to achieve your objectives and to win against all the odds. Thank you Austin for sharing your successful withdrawal video ................................................................................ Dm now to learn more about mining crypto I as your account manager Instagram: ................................................................................ #financialfreedom #money #entrepreneur #success #business #finance #motivation #investment #investing #realestate #forex #wealth #entrepreneurship #goals #debtfreecommunity #debtfree #makemoney #workfromhome #investor #millionairemindset #bitcoin #creditrepair #financialliteracy #invest #trading #personalfinance #financialindependence #stockmarket #debtfreejourney #coinbase
What do you think? Comment YES below if you agree❤ 🖊️🗨️⠀ - 👉🏻 Learn with thousand of students how to build a 7-Fig Instagram business from scratch for only $7 via the link in my bio @thehustlelifee -⠀ 👇Hit Follow and Join the Motivational Family👇⠀ • Follow @thehustlelifee •⠀ • Follow @thehustlelifee •⠀ • Follow @thehustlelifee •⠀ • Follow @thehustlelifee •⠀ -⠀ 🔈Turn on the Post Notifications to never miss out any posts. 🔈⠀ -⠀ 👥Tag someone who needs to see this 👥⠀ -⠀ -⠀ Credit : @millionaire_mentor - ⠀ 📸 Credit is due to the owner of the background. Please contact us for removal if necessary.⠀ - #debtfreecommunity #millionairemindset #keepgoingforward #debtfree #stockmarkettips #warrenbuffett #warrenbuffettquotes #elonmusk #billgates #frugalliving #frugaltips #investor #investings #realestate #realestateinvesting #realestatetips #realestateagent #elon #billgatesquotes #warrenbuffet #entrpreneur #entreprenuerlifestyle #entrepeneurship #workfromyourphone #entrepreneure
tocks v. Real Estate, here is your ultimate cheat sheet! Make sure to save and share this post. Both are key to building wealth but offer very different pros and cons. Which do you prefer? If you want to take action today, then click the link in my bio! 👉🏻 link in bio @financingsecrets 👉🏻 link in bio @financingsecrets 👉🏻 link in bio @financingsecrets #buildingwealth #debtfreecommunity #financialfreedom #mutualfunds #investing #financetips #wealthymindset #financialknowledge #successsecrets #growthhack #personalfinance #emergencysavings #FinancialEducation #personalfinancetips #budget
Who will win this time, Banknifty nifty, Finnifty, stock options & Equity Swing SME profitable Services Stock Options NIFTY, BankNifty, FINNIFTY Link in bio, SME Telegram channel.. #gail #paidservice #swing #accuracy #entrepreneur #fii #buying #stocks #stocksmarket #loksabhaelection2024 #loksabhaelections #debtfreecommunity #debtfreejourney #debtfree #debtfreegoals #aap #bjp #bjpindia #election
401(k) and IRAs are tax advantaged accounts that help you save (and invest) for retirement 401ks are employer sponsored, and IRAs are not. Traditional accounts don't tax your original contributions, but tax your withdrawls. Roth accounts tax your contributions, but provide TAX FREE withdrawals. If your employer offers both, you don't necessarily have to choose one or the other. Consider splitting contributions between the two, which also provides tax diversification. As always, you should consult a tax professional. Income Limits: Roth IRA has an income limit of $144,000 if you're filing single, which starts to phase out at $129,000. That means that if your Modified Adjusted Gross Income (MAGI) is $129,000 or more, the amount you can contribute to the account begins to decrease until your MAGI is $144, 000 and you can’t contribute anymore. Required Minimum Distribution (RMD): The RMD is the amount you must take out of your retirement account to avoid tax consequences. Retirees can and often do take more than the RMD. Roth IRAs do not have RMDs. Advantages: 401k & Roth 401k ⚪ Could have a company match, which is free money IRA & Roth IRA ⚪Typically offer low cost funds and lower fees ⚪They provide greater control since you aren't limited to the investment options your employer has provided you Disdadvantages: 401k & Roth 401k ⚪Higher fees and limited investment options IRA & Rother IRA ⚪ Much lower contribution limits #MakeItAGreenDay #OGW #OurGenWealth #GenerationalWealth #Financialfreedom #debtfreecommunity #Debtfreejourney #debtfreedom, #Financialliteracy #financialeducation #Moneytips #Money #Personalfinance #Financialindependence #financecoach #moneycoach #firecommunity #retirement #retiro #ira #401k
It’s a bit irrational, but I give myself the hardest time and minimum grace, when I think about having to adjust my goals. I constantly try to remind myself, that it is ME that set the goals in the first place, and it’s okay to do what’s best for me. But it’s a struggle. It’s something about not doing what I said I was gone do. Paying down my debt has always been my #1 Priority, however, over the past year, I have worked to incorporate saving more, however, it impacts the amount that I can actually throw at debt, and for someone who is trying to enjoy life more, getting rid of monthly debt payments is a must! So, I have decided that I am going to tweak things a bit. Instead of 3 Saving Challenges, I’m going down to 2. 💰Budgeting Just Because Scratch Off Challenge and 💰52 Week Challenge. I am going to stop my 100 Envelope challenge (for now), and when I get closer to my debt payoff goals. I’ll try again 🤞🏾 Trying not to feel like I’m doing myself a huge disservice. But stay tuned to see how I’ll allocate those funds :) #debtpayoff #savings #debtfreecommunity #budgeting #Financialblog #moneymindset #moneymanagement #savingschallenges #goalsetting
The reality is that budgeting doesn't have to be complicated. You don't have to spend hours on this shit, guys. I promise. The complexity that surrounded the act of budgeting was one of the reasons I didn't want to do it for so long. Everything looked overwhelming and, honestly, was just "too much." That's why I think this system works best for me: ✨Evaluate past spending ✨Document bills, income, and debt ✨Set short and long-term goals ✨Focus on one debt at a time It's easy, straightforward, and hits all of the important aspects of your finances without crazy names, rules or expectations. Is this a system that seems easy to you? Let me know in the comments below!👇🏻
But I don't want to get my oil changed, teeth "fixed," and taxes done. 🫠 If this sounds like you (and we're guessing this is most of you), we can help make these adult responsibilities more palpable each year. Interested in learning more? Click the link in our bio OR stories to 𝐥𝐞𝐚𝐫𝐧 𝐦𝐨𝐫𝐞 𝐚𝐛𝐨𝐮𝐭 𝐨𝐮𝐫 𝐜𝐨𝐚𝐜𝐡𝐢𝐧𝐠 𝐩𝐚𝐜𝐤𝐚𝐠𝐞𝐬 𝐓𝐎𝐃𝐀𝐘!
What does it mean to be ‘house poor’ ? 🏠💰 House poor is a recently popular phrase used to describe when somebody is spending too high a proportion of their monthly income on housing related expenses. These could be: -mortgage costs -property taxes -utilities -maintenance / repairs With the rising cost of living this is a very real problem many people are facing. When buying a house I think people often only consider being able to afford the initial ‘deposit’ but what about the monthly costs you will incur as a homeowner? Things to consider: -can I increase my income to better be able to afford my bills? -have I shopped around to make sure my utilities are as low as possible? -is living in this house stopping me from having the lifestyle I want? -what options do I have, could I refinance and make my monthly mortgage payments lower & more manageable? Follow for more personal finance conversations and content 🫶🏻 P.S this isn’t financial advice #savings #savingmoney #savingmoneytips #budgeting #budgetingtips #budgettool #investing #investingtips #personalfinance #financeforgirls #personalfinancetips #moneycommunity #finsta #financialeducation #ukmoneybloggers #girlmoney #buildingwealth #financialfreedom #retireearly #debtfreecommunity #debtfree #girlmoney #housepoor #femaleempowerment
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Tips to reduce debt without sacrificing everything https://www.thethriftyissue.com.au/6-ways-easily-reduce-debt/ Know what you owe, negotiate better rates, make a plan and follow it. But also, have sanity money/splurge money to do what you want with. Plan in some rewards along the way. Have a strong reason why, something you can truly visualise so when it feels hard paying off the debt you can think about your reason and focus on what you are trying to achieve. Also in the link are tips on dealing with debt collectors, organising your debts, making money to clear them etc. #thethriftyissue #debtsucks #debtfree #debtfreelife #debtfreecommunity #detbfreecommunityaustralia #debtfreejourney #choosefi #fincon #aussiemum #aussiemums #savemoney #frugalmum #budgetmum #onabudget What tips do you have for clearing debt without sacrificing everything?
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I have been lost between enjoying life and stressing for the last two months. I don’t know why I keep forgetting how much this community inspires me. Maybe I didn’t want to bring the negative energies to this page I love so much. But the day had already arrived, and my boss told me there was no money for another contract (if you don’t know, I am a post-doctoral researcher). I knew the day would come, but I didn’t think I would feel that bad. Some tears came out when I called my husband to tell him the news, even though he always tried to encourage me. On the other hand, I have not had luck with the job applications I have been applying for since last year. I was really discouraged that I was not even getting invited to interviews. I talked recently with a friend from the same field (male), and he told me he is also not getting invited; that put me a bit at ease, and that is not about my being an immigrant. So, I have been wondering if I should use the free time to pursue some other goals to make a career change. But what happens if I don’t like it and I want to come back to my same field? There is just so much in my head right now. #debtfreelifestyle #budgetingisfun #savemoremoney #spendinghabits #moneytalk #financialmistake #moneysavinghacks #savingmoneyidea #debtfreegoals #budgetingtips #budgetplanner #budgetplanning #retireearly #moneymatters #financialgoals #moneychallenge #takecareofyou #moneymotivated #phdstudent #debtfreecommunity #debtfree #financetips #budgeting #wealthbuilding #financialfreedom #studentlife
Sometimes it feels like we’re not making progress and everything has stagnated so I find it helpful to zoom out and remind myself of our goals! What are your goals for the next five years? 💕 #nospendchallenge #nospend #nospendactivities #personalfinance #budgeting #personalfinancetips #debtfreecommunity #debtfreecommunityuk #ukdebtfreecommunity #debtfree #savingmoney #savingmoneytips #moneyhacks #frugal #frugality #frugalliving #budgetfriendly #financialwellness #moneymatters #goals #wealthcreation #firecommunityuk #fire #abundance #abundantbudgets #emergencyfund
🔊It’s human nature to crave benchmarks. You know you love to compare yourself against other people. You click on the article that says, “This is how much you should have saved by 35” or “You need this much in a 401(k) by 30.” Sure — banks, lenders, and landlords care about benchmarks like debt-to-income ratio or your credit score. THE TRUTH: These rules don’t know you or your goals or how far you’ve come. Do not be demoralized if your current situation is below where a benchmark says you should be. Focus on progress! Ready to build your own benchmarks and take control? BROKE MILLENNIAL WORKBOOK will help! The latest in the Broke Millennial series will empower you to take action and build a strong financial future. Available wherever books are sold. . • • • • • • • • • • #BrokeMillennial #bookseries #financialfreedom #debtfreecommunity #debtfreejourney #personalfinance #bookstagram #financialeducation #financialliteracy #teamlabplanets #workbook #publicationday #takecontrol
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Any unforeseen challenges that crop up are only there to test your resolve on your way to ultimate success in reaching your goal. . #entrepreneurship #marketing #cryptocurrency #trading #rich #forextrader #financialliteracy #invest #workfromhome #financialfreedomhereicome #millionaire #debtfreecommunity #financialfreedomapp #stocks #investor #creditscore #passiveincome #business #forex #financialfreedom #financialfreedomph #wealth #debtfree #investing #investment #stockmarket #bitcoin #entrepreneurlife #financialfreedom💰 #financialfreedom💰💸✈️🏦forex
•CAR EXPENSES• Where we live in regional Victoria we need a car to get around but I definitely dislike how much they cost us 😭. So to make things a little easier and more organised we make sure we have money aside for these big expenses like tyres and rego. Each week we put aside a certain amount of money from each pay. That way when our rego or service is due or we have a car emergency we have money there to pay for it! To work out the amounts we worked out how much we would need to save a year for each item. We then divided that total by 52 weeks to get the amount we need to save each week. In the past we would never have had money set aside for car expenses and we would either take out of our savings account or would use tax money to pay for this 🤦♀️. We have never felt so in control of our money and it feels great 🙌. Have you had a big car expense to pay for lately? ♡ #ozdebtfreecommunity #budgetingaustralia #budgetaustralia #budgeting #budget #ausdebtfreecommunity #debtfreecommunityaustralia #debtfree #savings #savingforretirement #debtfreecommunity #debtfreejourney #savingmoney #savingmoneytips #budgetgoals #zerobasedbudget #barefootinvestor #mymoney #budgetingmum #thebudgetmum #budgetmum #debtfreeliving #ozdebtfreejourney #debtfreedom #moneygoals #debtfreegoals #ausdebtfreecommunity #moneymatters #moneytalk
Hi Everyone I hope you’re keeping well. Sorry I’ve been absent but I had a hysterectomy 6 weeks ago and am still in recovery mode. Last year held a lot of ups and downs with hospital trips etc but now it’s all about rest and recuperation… . . On a good note my money situation has stayed somewhat stable. There have been some ups and downs but I’ve mostly kept to budget. . . In a panic I took out a credit card but only had a small balance of £290 and I also had a long lingering Next account for £430. I’m pleased to say both these are now paid off 🙌 such a great feeling… . . Savings are slightly low because I haven’t been able to sew but I’m just starting to take in small jobs. Who said side hustles save your life are so right! I missed the extra income… . . In other news StepChange is at £10,905 Family Loan - £8,500 and Mortgage - £7,740 which I think is pretty good 👍… . . #ukdebtfreecommunity #debtfree #freedom #debtfreecommunity #goals #focus #debtfreejourney #financialfreedom #frugalliving #contentment #happiness #budget #sidehustle #sewingbusiness #emergencyfund #daveramsey #savemoney
Think you're financially fit? Or maybe you think you're financially failing? You might be surprised! Take 2 minutes to check how your finances are going with our free quiz. https://www.bentnotbroke.com.au/quiz #money #finance #debtfreecommunity #moneycoach #wealth #personalfinance #wealthy #mindset #successmindset #success
What do you think? Do you want to learn how to build lpa $1k/week business on social media? Click the link in my bio. 👉 Follow for more 👉 Follow for more ➖ Double Tap if you AGREE ✅ ➖ #debtfreecommunity #millionairemindset #keepgoingforward #debtfree #stockmarkettips #warrenbuffett #warrenbuffettquotes #elonmusk #billgates #frugalliving #frugaltips #inspirations #investor #investings #realestate #realestateinvesting #realestatetips #realestateagent #elon #billgates #billgatesquotes #warrenbuffe
What do you think? Do you want to learn how to build lpa $1k/week business on social media? Click the link in my bio. 👉 Follow for more 👉 Follow for more ➖ Double Tap if you AGREE ✅ ➖ #debtfreecommunity #millionairemindset #keepgoingforward #debtfree #stockmarkettips #warrenbuffett #warrenbuffettquotes #elonmusk #billgates #frugalliving #frugaltips #inspirations #investor #investings #realestate #realestateinvesting #realestatetips #realestateagent #elon #billgates #billgatesquotes #warrenbuffe
What do you think? Do you want to learn how to build lpa $1k/week business on social media? Click the link in my bio. 👉 Follow for more 👉 Follow for more ➖ Double Tap if you AGREE ✅ ➖ #debtfreecommunity #millionairemindset #keepgoingforward #debtfree #stockmarkettips #warrenbuffett #warrenbuffettquotes #elonmusk #billgates #frugalliving #frugaltips #inspirations #investor #investings #realestate #realestateinvesting #realestatetips #realestateagent #elon #billgates #billgatesquotes #warrenbuffe
What do you think? Do you want to learn how to build lpa $1k/week business on social media? Click the link in my bio. 👉 Follow for more 👉 Follow for more ➖ Double Tap if you AGREE ✅ ➖ #debtfreecommunity #millionairemindset #keepgoingforward #debtfree #stockmarkettips #warrenbuffett #warrenbuffettquotes #elonmusk #billgates #frugalliving #frugaltips #inspirations #investor #investings #realestate #realestateinvesting #realestatetips #realestateagent #elon #billgates #billgatesquotes #warrenbuffe
What do you think? Do you want to learn how to build lpa $1k/week business on social media? Click the link in my bio. 👉 Follow for more 👉 Follow for more ➖ Double Tap if you AGREE ✅ ➖ #debtfreecommunity #millionairemindset #keepgoingforward #debtfree #stockmarkettips #warrenbuffett #warrenbuffettquotes #elonmusk #billgates #frugalliving #frugaltips #inspirations #investor #investings #realestate #realestateinvesting #realestatetips #realestateagent #elon #billgates #billgatesquotes #warrenbuffe