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Check out our #latest product! Revealing the #ancient #secret of #money and #moneymanagement to help your #personalfinance & #personaldevelopment Link in the bio!

5/10/2024, 12:31:38 AM

👉 follow @Clarem_FI & check out the Clarem phone app for real estate investing strategies You could end up owing more than the house is worth. As you are paying less interest your loan balance is growing. You may be paying a higher interest rate in return for the low payments #investmentopportunity #personalfinance #goalgetter #womenwhoinvest #womeninrealestate #realestateinvestors #biggerpockets #cashflowproperties #rentalincomeproperty #rentalproperties #buyandholdrealestate #passiveincome #rentalproperty #clarem_fi

5/10/2024, 12:31:05 AM

How To Buy The Best Investment Property ? 🔸Contact me for a free Home Evaluation 🔸𝐆𝐡𝐚𝐳𝐚𝐥𝐞𝐡 𝐒𝐡𝐚𝐫𝐢𝐚𝐭𝐲 Sales Representative in 🇨🇦 GTA 647-968-4040 #househacking #f #motivation #house #homebuyer #mortgage #househunting #homeownership #savingsgoals #financialplanning #personalfinance #kardashians #kardashian #jenner #famous #drake #gwagon #myhome #tmrealtydxb #realtorsoftiktok

5/10/2024, 12:24:22 AM

How To Buy The Best Investment Property ? 🔸Contact me for a free Home Evaluation 🔸𝐆𝐡𝐚𝐳𝐚𝐥𝐞𝐡 𝐒𝐡𝐚𝐫𝐢𝐚𝐭𝐲 Sales Representative in 🇨🇦 GTA 647-968-4040 #househacking #f #motivation #house #homebuyer #mortgage #househunting #homeownership #savingsgoals #financialplanning #personalfinance #kardashians #kardashian #jenner #famous #drake #gwagon #myhome #tmrealtydxb #realtorsoftiktok

5/10/2024, 12:23:27 AM

How To Buy The Best Investment Property ? 🔸Contact me for a free Home Evaluation 🔸𝐆𝐡𝐚𝐳𝐚𝐥𝐞𝐡 𝐒𝐡𝐚𝐫𝐢𝐚𝐭𝐲 Sales Representative in 🇨🇦 GTA 647-968-4040 #househacking #f #motivation #house #homebuyer #mortgage #househunting #homeownership #savingsgoals #financialplanning #personalfinance #kardashians #kardashian #jenner #famous #drake #gwagon #myhome #tmrealtydxb #realtorsoftiktok

5/10/2024, 12:22:43 AM

We all have money issues, and that's totally fine. Life's about learning, and money is part of that. Here are 12 common money problems you might have, but don't stress; you can handle them! 1️⃣ Are not spending wisely: It can be tough to decide where your money should go, but a budget can help. 2️⃣ Have credit card debt: Owe too much on your credit card? You can figure it out step by step. 3️⃣ Have no emergency savings: Saving for surprises isn't easy, but start small, and you'll get there. 4️⃣ Have student loans: Paying for school can feel hard, but you can manage it over time. 5️⃣ Are confused about investing: Investing may seem tricky, but you can start with small investments and learn along the way. 6️⃣ Are worried about your job: Uncertainty at work can be scary, but keep building your skills for new opportunities. 7️⃣ Don’t have enough money: Stretch your dollars by cutting spending on things you don't really need. 8️⃣ Don’t have retirement savings: It's never too early or late to save for your future. 9️⃣ Are impulse buying: We all do it, but you can learn to control those urges. 🔟 Are not savings for goals: Planning for big things can be tough, but it's worth it. 1️⃣1️⃣ Have a bad credit score: Your credit score can get better with good money habits. 1️⃣2️⃣ Don’t have a money plan: Making a plan is a game-changer, so don't wait. Share your wins and problems in the comments, and let's support each other on this journey! 🔖 Save for future reference Follow financial_wanderlust for more content on personal finance, wealth building, and investing. I will share unique tips and tricks that will help you in your journey towards financial freedom. . . . . #riskmanagement #moneyplan #financialplanning #invest #investing #longterminvesting #longterminvestment #finance #financetips #personalfinance #financialfreedom #debtfreedom #emergencyfund #retirementplanning #retirementsavings #financialeducation #wealthbuilding #investing101 #financialliteracy #financialindependence #retireearly #firejourney #moneymaker #moneymoves #moneymindset #investinyourself

5/10/2024, 12:21:02 AM

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5/10/2024, 12:19:16 AM

“Fortune falls heavily on those for whom she’s unexpected. The one always on the lookout easily endures.” -Seneca Here’s how you can stay on the lookout for a recession. #economy #personalfinance #investing

5/10/2024, 12:18:34 AM

The Standard and Poor’s 500, or simply the S&P 500, is a stock market index that tracks the performance of the 500 largest publicly traded companies on stock exchanges in the U.S. These are the annual returns of the S&P over the past 20 years 🔥 If you invested $10,000 in the S&P 500 in 2004 with dividends reinvested, you would have roughly $68,500 today. While the S&P has had some down years throughout this time, this shows the power of holding onto safe investments through different economic environments 💪 Moral of the story: INVEST, hold on, and invest some more without letting your emotions get in the way. There is no magic formula, and you certainly don’t have to be an expert to produce returns like these over the course of many years 💰 • • • • • • • • #finance #compounding #investing #personalfinance #financetips #portfolio #stocks #stockmarket #financialfreedom #financialliteracy #trading #compounderstocks #market #investingtips #stockstowatch #growthstocks #investment #investingideas #stockinvesting

5/10/2024, 12:11:23 AM

You can build wealth even if you don't make six-figures a year. You can build wealth with whatever you make. It's all about how you manage your money and allocate your funds. It's about how much financial discipline you have when it matters most. I've seen rich people go broke and broke people build wealth. It really doesn't matter how much you make. It's all about how much you keep and what you do with what you keep that matters. Having a budget and effectively investing your money helps build long-term wealth. It's that simple. You don't need a fancy fund manager or any fancy financial instruments. You need a money strategy and patience to achieve your goals. Don't let them take 2 - 3% off the top. It's robbery, and they will cripple your financial future if you let them. #financialliteracy #wealthbuilding #wealth #moneytalk #moneymasterthegame #moneymanagement #moneytips #personalfinance #finlit #nelsonsoh

5/10/2024, 12:09:46 AM

The power of saving lies in its ability to provide financial security and flexibility for the future. To start saving effectively, begin by setting clear savings goals, whether it's for emergencies, retirement, or a specific purchase. Next, establish a budget to identify areas where you can cut back and allocate funds towards your savings goals. Consider automating your savings by setting up regular transfers to a dedicated savings account. Even small contributions can add up over time, harnessing the power of compounding interest to grow your wealth. #savingmoney #financialgoals #personalfinance #budgeting #compoundinterest

5/10/2024, 12:08:34 AM

🚨How to use an FHA loan to get started as a landlord and build wealth with real estate. 🚨FOLLOW simplicefinance_ 🚨 🚨FOLLOW simplicefinance_ 🚨 🚨FOLLOW simplicefinance_ 🚨 #moneytips #personalfinance #realestate #realestateinvesting #fhaloans #housingmarket

5/10/2024, 12:04:50 AM

Secret the airlines don’t want you to know. 🚨FOLLOW simplicefinance_ 🚨 🚨FOLLOW simplicefinance_ 🚨 🚨FOLLOW simplicefinance_ 🚨 #airlines #airline #moneysavingtips #flight #personalfinance #personalfinances

5/10/2024, 12:04:35 AM

Unlock Real Estate Opportunities in Arizona! 🏠 Quick Source Capital is your go-to lender for investment properties. Get fast, competitive financing without upfront fees. Get your quote today and start your investment journey! Call 602-595-5947 or visit www.quicksourcecapital.com. ¡Desbloquea oportunidades inmobiliarias en Arizona! 🏠 Quick Source Capital es tu prestamista preferido para propiedades de inversión. Obtén financiación rápida y competitiva sin tarifas iniciales. ¡Obtén tu cotización hoy y comienza tu viaje de inversión! Llama al 602-595-5947 o visita www.quicksourcecapital.com. #finance #money #business #investing #investment #realestateinvestment #entrepreneur #invest #success #motivation #realestate #personalfinance #realestate #realtor #home #househunting #dreamhome #homeforsale #realestateinvesting #justlisted

5/10/2024, 12:00:26 AM

In this final installment of our estate planning series, we delve into the vital role of leveraging life insurance as a potent tool in achieving your estate planning goals. Message us to find out more about how we can create a tailor made financial plan for you. #WeListen We would love to hear from you. To know more about our financial services or career opportunities message us now or visit our office at The Manila Peninsula Hotel Lobby in Makati City. #ExceedSupernovaFinancials #Allianz #personalfinance #lifeinsurance #insurance #investmentph #financeph #financetips #financialplanning #allianz #wealth #wealthmanagement #esf

5/10/2024, 12:00:24 AM

Your dreams may be grand, but every journey begins with a single step. Start small, but dream big as you embark on your wealth-building journey. Remember that even the smallest actions can lead to significant outcomes, so don't underestimate the power of taking that first step toward your financial goals. Discover free wealth-building opportunities for your financial freedom on the Be Wealthy & Smart Podcast. Link in bio. #wealth #wealthbuilding #financialfreedom #bestlife #financialtips #buildingwealth #womenbuildingwealth #wealthylifestyle #success #wealthmindset #growthmindset #personalfinance #purposefullife #intentionallife #financialabundance #enjoylife #investing #financialeducation #bewealthyandsmartpodcast

5/10/2024, 12:00:21 AM

Worried you waited too long to plan for retirement? In this month's free webinar from our partner Balance, Retirement Planning Later in Life, you'll learn about deciding when to retire, investment options, estate planning, Social Security benefits, and healthcare considerations. 🗓️ Tuesday, May 14, 2024 ⏰ 10:30 a.m. to 11:30 a.m. Pacific ➡️ Register using the link in our bio. #balancefinancialfitness #creditunions #heritagegrovecreditunion #personalfinance #retirementplanning

5/9/2024, 11:55:57 PM

There are a lot of myths surrounding estate planning – so we’re here to show you the facts. Estate planning is for everyone, and we’re helping you get started with a free basic will for Origin members, plus 20% off full wills and trusts.

5/9/2024, 11:44:04 PM

🌟 Exciting Announcement! 🌟 Join us on May 28, 2024, for a FREE class on "Empire Your Credit"! 💳✨ Unlock the secrets to financial empowerment and learn how to build and maintain a strong credit score. Don't miss out on this invaluable opportunity to take control of your financial future! 🎓 Featuring: The Coach and the Guest Mark your calendars and tag a friend who needs to level up their credit game! See you there! 👥💼 #EmpireYourCredit #FinancialFreedom #CreditScoreGoals #KnowledgeIsPower #PersonalFinance #FinancialEducation #DebtFreeJourney #SmartSpending #InvestInYourself #MoneyManagement #WealthBuilding #FinancialWellness #FinancialLiteracy #Budgeting101 📈💰

5/9/2024, 11:38:18 PM

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5/9/2024, 11:34:58 PM

Bankruptcy doesn't have to mean no to a new car! We're here to help you get approved for an auto loan! ✅ Visit our website to get started. #AutoLoan #CarLoan #VehicleFinance #Finance101 #PersonalFinance #LoanApproval #NewCar #UsedCar #Huntsville #Muskoka

5/9/2024, 11:31:40 PM

📢 Leia com atenção ⤵ ✍🏻 Hoje vamos explorar o poder da busca pela prosperidade, especialmente financeira, no lugar certo. Baseado na Palavra de Deus, vou compartilhar com vocês 5 verdades cruciais sobre o que acontece quando buscamos a prosperidade de acordo com os princípios bíblicos: ✅ Conexão com a Fonte da Prosperidade: Quando buscamos a prosperidade no lugar certo, estamos nos conectando com Deus, a fonte de toda a prosperidade. Filipenses 4:19 nos lembra: “O meu Deus suprirá todas as vossas necessidades segundo as suas riquezas na glória em Cristo Jesus.” ✅ Direção Divina em Nossos Caminhos: Ao buscar prosperidade segundo a vontade de Deus, Ele promete guiar nossos passos. Provérbios 3:6 declara: “Reconhece-o em todos os teus caminhos, e ele endireitará as tuas veredas.” ✅ Bênçãos Além do Financeiro: A verdadeira prosperidade vai além do aspecto financeiro. Ela abrange saúde, relacionamentos e bem-estar espiritual. 3 João 1:2 nos lembra: “Amado, desejo que te vá bem em todas as coisas, e que tenhas saúde, assim como bem vai a tua alma.” ✅ Fidelidade no pouco: Para experimentar a verdadeira prosperidade, devemos ser fiéis no pouco. Lucas 16:10 nos ensina: “Quem é fiel no pouco, também é fiel no muito; quem é injusto no pouco, também é injusto no muito.” ✅ Confiança na Providência Divina: Quando buscamos prosperidade no lugar certo, confiamos na providência de Deus. Mateus 6:33 nos instrui: “Buscai primeiro o reino de Deus, e a sua justiça, e todas estas coisas vos serão acrescentadas.” Queridos, a verdadeira chave para a prosperidade está na Palavra de Deus. Quando admitimos que a sabedoria vem do alto e confiamos em Deus para nos guiar, Ele nos conduzirá ao sucesso verdadeiro. Como diz em Salmos 👉🏻 32:8: “Instruir-te-ei, e ensinar-te-ei o caminho que deves seguir; guiar-te-ei com os meus olhos.” Lembrem-se sempre, o lugar certo para buscar prosperidade é na Palavra de Deus. #palavradedeus #reflexaododia #fyp #personalfinance #sabedoriadoalto

5/9/2024, 11:29:12 PM

Financial freedom is possible! It may seem like a lofty goal, but with daily discipline, understanding your why, and having a solid plan in place, you can make it a reality. At Austin Wealth Solutions, we are here to support you every step of the way. Now is the perfect time to reflect and gain perspective on where you want to see your personal finances in 2024. Set your goals, create a roadmap, and let’s work together to make your financial dreams a reality. Remember, it’s never too late to start working towards a brighter financial future. Let’s make 2024 your best financial year yet! #FinancialFreedom #AustinWealthSolutions #2024Goals #PersonalFinance.

5/9/2024, 11:25:41 PM

Exciting news! Our mentorship program just got a fantastic review from someone we helped a lot. Ready to improve your money situation and make your credit score better? Let's do it together! Discover how we're transforming lives and how we can do the same for you. Want a perfect credit score? Comment "800" to join our special 800 Club for $39.99 a month. Check out the review and sign up here: https://aaitenterprises.com/800_credit_masters #creditrepair #creditscoreboost #financialtips #creditbuilding #creditgoals #personalfinance #mentoring #mentorship #creditrepairtips #creditadvice #reviews #creditscoretips #financialadvice

5/9/2024, 11:19:48 PM

Working with T. Williams & Associates is basically like buying back your own time! ⏰⠀ ⠀ Here are 5 things you could be doing instead of trying to DIY your bookkeeping 👀📚⠀ ⠀ Ready to have more time on your plate? Reach out to us!⠀ ⠀ 📞 877-573-5043⠀ 🌐 twa-accountingservice.com ⠀ .⠀ .⠀ .⠀ #bookkeeping #business #businesstips #finance #smallbusiness #entrepreneur #financialfreedom #productivity #tips #financialliteracy #smallbiztips #personalfinance #lifestyle #accounting #DIY #timemanagement #businessowner #TWAaccounting

5/9/2024, 11:17:09 PM

Exciting news! Our mentorship program just got a fantastic review from someone we helped a lot. Ready to improve your money situation and make your credit score better? Let's do it together! Discover how we're transforming lives and how we can do the same for you. Want a perfect credit score? Comment "800" to join our special 800 Club for $39.99 a month. Check out the review and sign up here: https://aaitenterprises.com/800_credit_masters #creditrepair #creditscoreboost #financialtips #creditbuilding #creditgoals #personalfinance #mentoring #mentorship #creditrepairtips #creditadvice #reviews #creditscoretips #financialadvice

5/9/2024, 11:16:16 PM

Here are three common mistakes people make when managing money: 👉. *Not having a budget*: Many people fail to create a budget, which leads to overspending and poor financial decisions. A budget helps you track your income and expenses, identify areas for improvement, and make conscious financial choices. 👉. *Not paying off high-interest debt*: High-interest debt, such as credit card balances, can quickly add up and become overwhelming. Failing to pay off these debts promptly can lead to financial strain and long-term damage to your credit score. 👉. *Not starting to save and invest early*: Many people delay saving and investing, thinking they have plenty of time. However, the power of compound interest can help your wealth grow significantly over time. Starting early allows you to take advantage of this compounding effect and sets you up for long-term financial success. Remember, being mindful of these common mistakes can help you make better financial decisions and achieve your goals. #PersonalFinance #MoneyManagement #FinancialLiteracy #SavingMoney #Investing #Budgeting #FinancialFreedom #WealthBuilding #FrugalLiving #DebtFree #CreditScore #FinancialPlanning #RetirementSavings #EmergencyFund #StockMarket #FinancialIndependence #MoneyTips #FinancialGoals #SavingsAccount #InvestmentStrategy #FinancialAdvisor #TaxPlanning #InsuranceMatters #LoansAndCredit #FinancialEducation #CashFlow #NetWorth #FinancialDiscipline #MoneyMindset #ProsperityThinking

5/9/2024, 11:14:32 PM

iPhone在中國的銷量經歷了幾個月的直線下滑之後,在這個可以說是蘋果最重要的國際市場上出現了反彈的跡象。官方政府數據顯示,3月份iPhone在中國的銷量增長了12%,3月份中國市場的外國品牌智能手機的出貨量增長至375萬部。 儘管蘋果首席執行官蒂姆·庫克在本月的財報電話會議上對該公司iPhone業務在中國的“據報道”增長做了簡短評論,但很明顯,這種逆轉來之不易。 面對中國日益激烈的競爭,蘋果被迫採取激進措施,例如罕見的降價,以挽救iPhone的銷售。 研究機構Counterpoint Research今年早些時候發佈的數據突顯了蘋果在中國遭受的損失有多大,僅2024年的前六周,iPhone銷量就同比下滑了24%。 儘管同期中國整體智能手機市場銷量下降了7%,但華為智能手機銷量在這六周內卻增長了64%。據Counterpoint估計,今年前三個月iPhone銷量下降了19%,使iPhone銷量落後于Vivo和榮耀等中國競爭對手。 1月農曆新年期間,蘋果推出促銷活動,將iPhone 15降價最高70美元。據一份報告稱,到2月底,一些經銷商將iPhone 15降價高達180美元。 蘋果公司在上周發佈的第二財季財報中表示,大中華區的淨銷售額略低於164億美元,低於去年的178億美元。對於庫克來說,這種反彈將受到歡迎。庫克最近於三月份訪問了中國,並在上海開設了一家新的蘋果專賣店。 華爾街頂級投資公司Wedbush的分析師Dan Ives預計,蘋果公司超過 20 億的用戶裝機量將為其人工智能發展提供世界上最好的機會。蘋果即將於 6 月舉行的全球 WWDC 將是該公司人工智能雄心的“關鍵時刻”。預計蘋果將在今年 9 月推出 iPhone 16 時實現向人工智能智能手機的飛躍,而 iPhone 16 將嵌入大量人工智能模型。 - 🍀追踪 @nai500gcff #經濟 #人工智能 #個人理財 #財報 #蘋果 #economy #ai #personalfinance #financalreport #apple #iphone

5/9/2024, 11:07:08 PM

“You won’t get rich doing that.” - My therapist’s response to me when I would talk about the dream of having my own therapy private practice. (she has since been hella fired by ME.) “Be prepared to have a decrease in your income.” My professors during grad school orientation. “I didn’t become a therapist for the money.” Said every broke, burnt out, jaded therapist ever. The messages are ALLLLLLL around us- if you’re a therapist, you should expect to be broke, that’s just the way it is, and you should just get used to it. Suck it up buttercup! 🤮🤮🤮 I call TOTAL BS. The truth is, the system of mental health is broken. It’s failing the clients, and it’s failing you the therapist and healer. One of the many ways it’s broken is by perpetuating the lie that our work is not valuable, worthy of time and financial compensation. You have been set up to fail. To be broke. To be burnt out. But it doesn’t have to be this way. You can unlearn all the BS that you’ve been taught, not only from our broken mental health system, but from all the societal BS that doesn’t value our work, and from all the BS you learned in your childhood about money. Having an abundant money mindset is a key foundation for a thriving private practice that fulfills you instead of burning you out. Join me on Monday May 13th @ 2pm CDT for a FREE LIVE TRAINING- SHIFT YOUR MONEY MINDSET: FROM SCARCITY TO ABUNDANCE You READY to call out the BS with me, shift your mindset so that you can feel empowered in your financial decisions, attract abundance to your practice, and take care of yourself financially? Comment “MONEY” to grab your spot in the training. Can’t make it LIVE? #replay will be available.

5/9/2024, 11:05:34 PM

Your second mortgage questions, answered. For more information link in the bio⬆️ // Les réponses à vos questions sur les hypothèques de deuxième rang. Pour plus d'informations, cliquez sur le lien dans la description⬆️ #PADSfinancial #secondmortgage #homeequityloan #canadafinance #realestate #personalfinance #fintech #homeowners #financialfreedom #finance # finance personelle #libertéfinancière #propriétaire #deuxièmehypothèque #immobilier #pretsurvaleurdomiciliare

5/9/2024, 11:05:15 PM

Ready to take charge of your financial future? Contact us and let's start building the life you deserve! #financialadvisors #wealthmanagement #wealth #finance #personalfinance

5/9/2024, 11:01:07 PM

Almost every financial planning decision—whether it’s retirement, investments, cash flow, insurance, or estate planning—comes with tax considerations.⁠ ⁠ That’s why working with a financial advisor can be a game-changer. They help you navigate the complexities and figure out how to minimize your overall tax burden. It’s about making sure you’re not just planning, but planning smart.⁠ ⁠ ——⁠ ⁠ #FinancialPlanning #TaxPlanning #TaxSeason #CPA #PersonalFinance #FinancialGoals #FinancialAdvisor #InvestmentAdvisor #CFP #NYCFinancialPlanner #HamptonsFinancial

5/9/2024, 11:01:01 PM

Have closed accounts been holding you back? Let us help you repair them and take control of your credit score! Our expert team is here to guide you on the path to financial freedom. ⁠ ⁠ ⁠ ⁠ ⁠ #trustthebear #CreditRepair #FinancialFreedom #business #entrepreneurlife #businessowner #personalfinance #mindset #smallbusiness

5/9/2024, 11:00:27 PM

It’s the simplest way to calculate how fast your money grows. You take the average rate of return you get on your investments and divide it into 72. The answer is the number of years it takes your money to double. So, if you have $10,000 that earns 3% in a savings account for example, 72/3 is 24...in 24 years your money will double to $20,000, in 48 it will double to $40,000. Here’s the magic, what if you can earn 6% (double the interest, double the money right?) Nope...now your money doubles every 12 years, so yes in the first 24 years you’ll have doubled twice to $40,000 but in the next 24 years it doubles to $80,000 and $160,000. Thats 4X the money for just 2X the return. Start ASAP and don’t just save, invest. Follow along for more money tips! . . . . . #lifeandmoneywithabby #money #moneytips #moneymanagement #kidmoneygoals #moneytalks #finance #financialliteracy #personalfinance #personalfinanceforkids #bossbabes #momboss

5/9/2024, 10:51:28 PM

🚫 Recent college graduates, listen up! As you step into the world of adulthood, there are some financial pitfalls you'll want to avoid. Here are two top "don'ts" that could derail your financial journey: 🚗 Cars: While that shiny new car might be tempting, it's often one of the biggest financial mistakes recent graduates make. Cars come with hefty price tags, not just in terms of the purchase price but also insurance, maintenance, and fuel costs. Opting for a pricey car loan can burden you with debt right out of the gate. 🐶 Pets: Fluffy kittens and adorable puppies may tug at your heartstrings, but they also come with significant financial responsibilities. From food and grooming to veterinary bills and unexpected expenses, owning a pet can quickly add up. As a recent grad, focus on stabilizing your finances before taking on the costs of pet ownership. Consider volunteering at a local animal shelter to get your furry fix without the financial strain. By sidestepping these financial "don'ts," you'll set yourself up for a stronger financial future. Remember, it's okay to delay gratification and prioritize financial stability as you embark on this new chapter of your life! #FinancialTips #RecentGraduates #MoneyMistakes #Cars #Pets #FinancialAdvice #Budgeting #SmartSpending #FinancialWellness #CollegeGraduates #MoneyManagement #FinancialFreedom #AvoidDebt #PrioritizeGoals #FuturePlanning #BudgetSmart #PersonalFinance #BuildWealth #FinancialEducation #MoneyMindset #AvoidFinancialPitfalls #SmartChoices #SaveMoney

5/9/2024, 10:47:07 PM

Throughout the year, I like to revisit my finances to make sure I’m getting the maximum benefit by the end of the year. In the industry, we like to use various calculations to give us benchmarks for where we should be— for example, I’ve talked about The Rule of 72 before, which can be used to figure out when an investment might double based on rate of return.👀 Surely, growing up, your parents asked you if something was a “need” or a “want.” Well, I’m here to say that we want to bring that thinking back, asking ourself which portion of our income goes to needs, wants and savings. Typically, 50% should go to needs, while the other 50% should be divided to wants and savings (with slightly more to wants). Have you heard of this before? As you’re focusing in on your wealth-building journey, I also encourage you to consider how your parents’ living situation might affect you, along with the health of the stock market, housing market and more.Don’t worry, you’re not alone, I’ll continue to touch on these topics! #investinfutureyou #womenofwellington #wealthmanagement #wealthwithjulie #seniorinvestmentadvisor #wealthbuilding #wealthadvisor #riskmanagement #personalfinance #womensentrepreneurship

5/9/2024, 10:40:29 PM

A lil' motivational post to remind you that no matter what it currently looks like for you financially, it can turn around in your favor. Keep doing the work. A sudden increase, a new client, an offer letter, a promotion, a surprise bill credit, an unexpected financial windfall to help you clear a debt...you get it. So, it's not over! Refocus, regain, reconnect. Alot can happen and get done in 2024! 💪🏾 Lady B. Happy Thursday to every one of you! I hope that you are all doing well out there.  Keep chasing your financial goals. Follow @budgetwit101. Like, Save, Comment and Share. * * * #budgeting  #budget  #budgetfriendly  #debtree  #debt  #moneymentality  #savingmoney #financialeducation  #personalfinance  #personalfinances  #getonabudget  #financialgoals  #spendinghabits  #financialfreedom  #livingbelowyourmeans  #moneyhabits  #bugetgoals  #frugalliving #frugal  #womenandfinance  #moneypeace  #financialpeace  #trackspending #budgetwithme

5/9/2024, 10:31:37 PM

Money Dysmorphia! This term is used to describe a psychological condition where individuals have distorted perceptions of their financial situation. Money dysmorphia involves a skewed perception of one's wealth or financial status. People with money dysmorphia may exhibit various behaviors, such as: 1. Excessive Spending: Despite having limited financial resources, individuals with money dysmorphia may engage in extravagant spending habits, often beyond their means. This behavior can lead to accumulating debt and financial instability. 2. Constant Comparison: They may constantly compare their financial situation to others, feeling inadequate or inferior if they perceive themselves as having less wealth or possessions. 3. Obsessive Saving: On the other hand, some individuals with money dysmorphia may excessively hoard money or possessions, fearing scarcity or poverty even when their financial situation is stable. 4. Denial or Ignorance: Some individuals may deny or ignore their financial problems altogether, refusing to acknowledge their true financial situation or the need for budgeting and financial planning. 5. Seeking Validation: People who may seek validation and self-worth through material possessions or conspicuous consumption, believing that their value as individuals is tied to their wealth or possessions. 6. Anxiety and Stress: Money dysmorphia can lead to chronic stress, anxiety, and even depression as individuals struggle to manage their finances and cope with the emotional turmoil associated with their distorted perceptions. Addressing money dysmorphia often requires a combination of therapy, financial counseling, and self-awareness. Cognitive-behavioral therapy techniques can help individuals challenge and change their distorted beliefs about money, while financial planning and budgeting can provide practical strategies for managing finances more effectively. Cultivating a healthier relationship with money, focusing on gratitude and contentment rather than comparison and materialism, can also be beneficial in overcoming money dysmorphia. Are you dealing with money dysmorphia? 🏷 #generalknowledge #personalfinance #money #wealth #financialfreedom

5/9/2024, 10:30:14 PM

April financal recap! 💸 Positive cash flow month with a similar routine as the previous months in the year; get paid 💰 ➡️  budget 📝 ➡️ invest 📈 ➡️ spend 💳🫣 🤑 I surprisingly received a pay rise (+5%) last month that was automatically added to my pay. For some reason I wasn't informed, but ill take it.  My savings rate ended up being 43%, which is still inline with my current goal of 30% 😁 📊 My target was to invest $5k this month and ended up short on that by investing ~$3k. I decided to hold off on some individual stock picks, so I can transfer a couple of months worth of capital for my international shares.  💳 I got a credit card end of March to earn some bonus frequent flyer points, which may have been a psychological trigger to spend more than I usually do in the month 🔥 however, I did change my health care to an annual payment to help reach the minimum spend, which accounts for a lot of the surplus spendings. 📈 My net worth increased by $24.9k (+6.55%), which was largely due to our home value increasing based on recent sales in the area. 🔥 My F.I.R.E. assets increased by a modest $1,167 (+1.30%).  All in all, after a bigger spend month, I'm still happy with how it turned out from a finance point of view. 😄 #financialindependenceretireearly #financialindependence #retireearly #journeytofire #personalfinance #moneybloggers #financialgoals #debtfree #debtfreecommunity #debtfreejourney #investing #investments #networth  #livingonabudget #millionairemindset #frugal #finance #firecommunity #fatfire #wealth #wealthbuilding #financialfreedom #journeytoFI

5/9/2024, 10:28:40 PM

Saving money is as easy as comparing rates. Lenders offer different interest percentages so it pays to see your options. Take 5 minutes to check our competitive rates - you may find a lower payment than expected. How does getting pre-approved sound? 📩 [email protected] 🌐 www.lendandsave.com #FinancialAdvice #PersonalFinance #BudgetingTips #InterestRates #debt #EasyFinance #loanapps #loanprovider #YourFinancialPartner

5/9/2024, 10:26:10 PM

Debating whether to pay off a closed account? Consider these key factors: 1️⃣ **Credit Score Impact**: Paying may improve your credit over time. 2️⃣ **Debt Validation**: Verify the debt's accuracy before paying. 3️⃣ **Statute of Limitations**: Understand your legal obligations. 4️⃣ **Negotiation**: Explore settling for less than the full amount. 5️⃣ **Financial Goals**: Prioritize debts aligning with your financial objectives. Make informed choices to support your journey to financial stability! 💰✨ #DebtManagement #CreditRepair #FinancialWellness #DebtFree #FinancialFreedom #PersonalFinance #CreditScore #MoneyManagement #DebtRelief #SmartMoney #FinancialPlanning #DebtSolutions #Budgeting #MoneyTips #CreditRepair #DebtFreeJourney #FinancialEducation #FinancialGoals

5/9/2024, 10:25:42 PM

💰 Planning your financial future is like mapping out a journey towards your goals. Whether it's buying a house, starting a business, or retiring comfortably, sound financial planning sets the course for success. Here are some key steps to consider: Budgeting: Track your income and expenses to understand where your money goes. Saving: Set aside a portion of your income for emergencies and future goals. Investing: Make your money work for you by investing in assets like stocks, bonds, or real estate. Debt Management: Pay off high-interest debts and manage loans wisely to avoid financial strain. Retirement Planning: Start saving for retirement early to enjoy a comfortable life after work. Remember, financial planning isn't just for the wealthy. It's for anyone who wants to achieve their dreams and secure their future. By taking control of your finances today, you're paving the way for a brighter tomorrow! #FinancialPlanning #Budgeting #Saving #Investing #DebtManagement #RetirementPlanning #FinancialGoals #MoneyManagement #PersonalFinance #WealthManagement #FinancialFreedom #SmartInvesting #FinancialEducation #FuturePlanning #FinancialLiteracy #SecureYourFuture #FinancialAdvisor #MoneyMatters #PlanForSuccess #FinancialWellness #MoneyMindset #BuildWealth #FinancialSecurity #MoneyTalks #FinancialStrategy #BudgetSmart #InvestWisely #RetirementSavings #DreamBig

5/9/2024, 10:21:21 PM

Unlock the hidden gems of financial prosperity and pave your path to wealth mastery! 💎 Explore the untapped reservoirs of financial wisdom and unleash your potential for abundance. Learn the latest strategies for optimizing your financial portfolio and harnessing the power of passive income streams. Discover insider tips to skyrocket your net worth and achieve unparalleled financial freedom. Don't miss out on this exclusive opportunity to revolutionize your financial future! Dive deep into our video now and embark on your journey to unparalleled success! https://youtu.be/fEZgIeQVBmI #FinancialSuccess #MoneyManagement #WealthBuilding #PersonalFinance #InvestingTips #Budgeting #FinancialFreedom #PassiveIncome #Entrepreneurship #WealthMindset #FinancialPlanning #FinancialEducation #SmartInvesting #MoneyTips #FinancialGoals #WealthCreation #SavingsTips #FinancialAdvice #MoneyMaking #financialliteracy

5/9/2024, 10:19:07 PM

🔑 💳 Our experienced team is here to provide you with expert guidance and deliver real results. Discover the transformative power of credit repair and take the first step towards a brighter financial future today. 🌟 Your journey to financial empowerment starts right here, right now. Don't wait any longer to take control of your finances and secure a better tomorrow. Book your consultation now at opendoorcreditagency.com and let us help you pave the way to financial success! . . #opendoorcreditagency #creditrepair #financialfreedom #empowerment #takecontrol #booknow #creditexperts #goodcredit #creditrepair #badcredit #creditscore #credit #creditrestoration #money #integritymatters #personalfinance #wealth #credit #creditrepair #creditscore #creditrestoration #creditrepairservices #financialfreedom #creditgoals

5/9/2024, 10:18:55 PM

When paying for anything with a credit card outside the U.S., you'll be asked whether you want to pay in U.S. dollars or the local currency. Either the merchant might ask you, or the payment terminal might force you to select. But there’s only one correct answer: the local currency. By opting to pay in the local currency, your bank will convert the charge at the current exchange rate. If you pay in U.S. dollars, you’ll pay more in the end due to the poor exchange rate offered by dynamic currency conversion. Whether you take money out of an ATM or pay for a purchase with a credit or debit card, DCC works the same, and you’ll lose 3%-5% during the conversion. And, if your card has a foreign transaction fee or foreign ATM fee, you’ll stand to lose another 3%-5% on top of that. And no, paying in U.S. dollars won’t let you avoid paying foreign transaction fees if your card carries them. Foreign transaction fees aren’t levied when you pay in a foreign currency, but when you make a purchase that’s processed by an overseas bank. Check your credit card statement when you return home to ensure all your purchases posted as you expected, and contact your issuer if a merchant didn’t post a charge in the currency you selected. Subscribe to our newsletter at the link in our bio for more travel tips. 📸: Getty Images

5/9/2024, 10:17:46 PM

Congratulations, you truly deserved this! You proved to everyone that investing with my platform can be profitable. I always admire you for the amazing time that you have spent learning how to invest through me. If it is not you who can succeed, it will be unfair. Thanks @ for trusting us!!! . . . . #debtfree #financialfreedom #debtfreecommunity #debtfreejourney #money #creditrepair #budgeting #finance #credit #personalfinance #creditscore #debt #financialliteracy #budget #creditrestoration #entrepreneur #realestate #creditrepairservices #studentloans #badcredit #financialindependence #business #creditcards #creditcard #debtfreeliving #fixmycredit #debtfreegoals #goodcredit #mortgage #daveramsey

5/9/2024, 10:17:25 PM

Ambition can get you anywhere you dream of going! 💪 If you're dreaming of finally breaking out of your 9-5, explore the freedom of an ATM business! 💰 Join our Facebook Group to learn how to create financial freedom with ATMs. 💰 https://www.facebook.com/groups/creatingfinancialfreedomwithatms/ #Push2Win #Entrepreneur #AspiringEntrepreneur #Entrepreneurship #FinancialFreedom #PersonalFinance #SideHustle #MakeMoney #BeYourOwnBoss #SideHustleIdeas #ATMBusinessForBeginners #WealthBuilding #ATM #PowerCouple #ATMBusiness #ATMBusinessMentor

5/9/2024, 10:15:12 PM

Rebecca Ricks holds a bachelor’s in business administration from the University of Arkansas. As a licensed insurance professional, Rebecca focuses on helping people make the most of their benefits while working and planning for retirement. After witnessing how many employees and their families needed help, she began extensive training on understanding the complexities of insurance benefits. It is her mission to help as many employees as possible understand their benefits and how this could impact their plan for a confident retirement. Rebecca is a native of Hot Springs, Arkansas, and has been married to her husband, Beau, for over 34 years. They have one daughter, Helon, and now enjoy the grandparent life with two handsome grandsons. When she isn’t helping her clients, Rebecca enjoys traveling, flying her 1947 tail-dragger, disc golf and family time. She is also an avid snow skier. #wealthmanagement #financialplanning #wealth #investment #wealthbuilding #financialfreedom #investing #finance #money #wealthcreation #financialadvisor #personalfinance #wealthmindset #financialliteracy #moneymanagement #financialgoals #invest #business #investments #entrepreneur #financialservices #retirementplanning #financialindependence #retirement #financialadvice #insurance #stockmarket #financialplanner #wealthy #mutualfunds

5/9/2024, 10:06:14 PM

Are you tired of feeling stuck in a financial rut*? Are you sick of living paycheck to paycheck, or feeling like you're never quite getting ahead? I know exactly how you feel. I've been there too. The stress, the anxiety, the feeling like you're drowning in debt... it's a heavy burden to carry. But here's the thing: it doesn't have to be that way. You don't have to live with financial stress and uncertainty. You deserve to feel free, to feel abundant, and to live the life you truly desire. That's why I'm so excited to announce the upcoming *Know Your Money Vibes program*! You can check it out here - Link in Bio This isn't just any programs - this is a *transformation journey* to help you uncover the hidden patterns and beliefs that are holding you back from financial freedom. With *Know Your Money Vibes*, you'll learn how to: ·Gain confidence and self-worth by feeling more secure and financially stable. ·Improve financial habits, reduce debt, and increase savings. ·Earn more and reach your potential, by developing new skills and opportunities. ·Reduce financial stress and anxiety, making you freer and more in control of your life. ·Enjoy the freedom of living more purposefully. But it's not just about the money - it's about the freedom, the peace of mind, and the ability to live the life you truly desire. So if you're ready to break free from financial stress and get your money vibes right, then join me on this journey. Trust me, it will be worth it. Program begins on the *23rd of May, 2024* @ 6:00pm WAT So don't wait - secure your spot today and get ready to transform your financial future! *https://bit.ly/knowyourmoneyvibes* #FinancialWellness #MoneyMindset #FinancialEducation #FinancialStability #WealthMindset #Budgeting #DebtFreeJourney #PersonalFinance #FinancialPlanning #FinancialPeace #moneyvibes #peecarew #women

5/9/2024, 10:05:35 PM

1. Because of that 0% interest rate, the price of the vehicle will most likely be higher and non negotiable. (The dealership has to make their money) 2. Those heated seats and premium sound system packages will be expensive too. You might think since it’s 0% interest you have more room to spend, only driving the vehicle price up more. 3. With a 0% interest rate, it usually calls for a shorter repayment term so your monthly payment is a lot higher. 4. If you fall behind payments there are consequences that you’ll have to pay. That 0% interest rate usually has a catch. So if you fall behind, that 0% will skyrocket up to an even higher interest rate than you would expect. #budgeting #debtfreecommunity #budget #financialfreedom #personalfinance #debtfreejourney #debtfree #money #finance #financialliteracy #financialindependence #budgetingtips #savingmoney #debtfreeliving #daveramsey #moneymanagement #debtfreegoals #debt #savings #investing #savemoney #financialplanning #frugalliving #budgetlife #moneytips #financialgoals #budgetplanner #debtfreedom #financetips #frugal

5/9/2024, 10:02:20 PM

Ready to take control of your finances and start building long-term wealth? Check out these simple saving strategies and start saving like a pro today! Don't forget to click the link in our bio to download your FREE personal budget planner and start your journey to financial freedom. 💸💻 #moneysavingtips #financialplanning #budgetingireland #savemoneyireland #wealthmanagement #personalfinance #freedownload #finances #budgeting #503020rule #personalfinances #budgetingtools #moneytips #financetips #irishfinancialplanners #financialplanninginireland #financialplannersnearme #castlecapitalfinancialplanning

5/9/2024, 10:00:24 PM

Save this post for later ✅ . . follow @femme_finances . . . 5 Smart Ways To Save Money: 1. Budget Wisely💰: Track income and expenses, create a budget, and stick to it to avoid overspending. 2. Cook at Home🍳: Plan meals, shop for groceries wisely, and cook at home to save on dining out expenses. 3. Shop Smart🛍️: Look for sales, discounts, and coupons, and compare prices to save on essentials. 4. Avoid Impulse Buys🛑: Wait before making non-essential purchases to ensure they fit within your budget. 5. Invest in Your Future💼: Set up automatic savings, learn about investing, and prioritize saving for long-term goals. . . . . . #budgeting #moneytips #financialfreedom #savemoney #smartshopping #personalfinance #budgetgoals #frugalliving #womenandmoney #financialliteracy #investing #mealplanning #financialplanning #budgetingtips #savingsgoals #debtfreejourney #moneymindset #girlboss #wealthbuilding #financialindependence #moneysavingtips #smartspending #budgeting101 #financialwellness #smartbudgeting #womenempowerment #financialgoals #financialsuccess #moneymanagement

5/9/2024, 9:58:10 PM

Thinking about handling tax documents on your own as a real estate investor? It's best to reconsider. Even small errors can lead to significant costs later on. Here's why working with a tax professional is essential: We have the expertise to navigate complex tax laws, maximize deductions, and save you money. Small mistakes on tax documents can result in audits, penalties, and unnecessary expenses. We ensure accuracy. We can help with tax planning, minimize liabilities, and guide you in making informed financial decisions. #chicotaxes #aiken

5/7/2024, 1:00:24 AM