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#food #travel #sports #news #may #thursday

๐Ÿค‘MY IDEAL RICH LIFE๐Ÿค‘โฃ โฃ Have you ever thought about what your life would look like if money was no object? Ramit Sethiโ€™s popular book asked the question โ€™Whatโ€™s your Rich Life?โ€™ and Iโ€™ve seen a few creators share their answers to this, so I thought Iโ€™d create my own version!โฃ โฃ Let me know what your rich life looks like in the comments below Xxโฃ โฃ Donโ€™t forget to ๐Ÿ‘‡๐Ÿพโฃโฃ ๐Ÿ’– LIKE this postโฃโฃ โœ๏ธCOMMENT belowโฃโฃ ๐Ÿ”’SAVE this post for laterโฃโฃ .โฃโฃโฃโฃโฃโฃ .โฃโฃโฃโฃโฃโฃโฃ .โฃโฃโฃโฃโฃโฃโฃ #richlife #whatsyourrichlife #ramitsethi #thebougiebudgetuk #financialfreedom #financialindependenceretireearly #mortgagefree #travelbucketlist #firsttimehomebuyer #earlyretirement

5/23/2024, 8:35:23 AM

Allow me to Stunt for a second. It really means a lot to me to be a Young-Black-Woman-Financial-Advisor. I say it in that order because we are extremely rare in this business. I want successful black Women to see themselves in their financial advisor. When I say Iโ€™m convicted, this is a big reason why. โœจThatโ€™s it and thatโ€™s all ๐Ÿ’๐Ÿฟโ€โ™€๏ธ #FinancialFreedom #financialprofessional #familymatters #financialliteracy #financialempowerment #livefortodayplanfortomorrow #systematicinvesting #earlyretirement #financialplanning #budgeting #budget #stressfreelifestyle #womeninfinance #blackbusiness #blackprofessionals #financialindependence #retirementplanning #investing #emergencyfund #generationalwealth #blackwomweninfinance

5/23/2024, 4:44:12 AM

Stocks for Long Term Investors.๐Ÿ“ˆ - There are many people who think of investing as an easy way to make a short-term score in the markets, but itโ€™s long-term investing where regular investors can really build wealth. - By thinking and investing long term, you can meet your financial goals and increase your financial security. - Investors today have many ways to invest their money and can choose the level of risk that theyโ€™re willing to take to meet their needs. - Follow for daily Business and Market updates ๐Ÿš€ - Follow ๐Ÿ‘‰@10xinvesting Follow ๐Ÿ‘‰@10xinvesting Follow ๐Ÿ‘‰@10xinvesting - #learnfinance #spendless #rothira #bugeting101 #learntoinvest #howtoinvest #buildwealth #indexfunds #earlyretirement #moneytalk #financialliteracy #money #finances #investing #financialindependence

5/23/2024, 2:54:33 AM

Awesome views from the Tennessee welcome center, and it's in the middle of the Tennessee River! . . #rvlife #rvliving #riverstonerv #retirementrocks #retirementliving #earlyretirement #rvtravel #fulltimerv #fulltimervtravel #adventure #nomad #nomadlife #tennessee

5/23/2024, 2:27:45 AM

Beyond just the ability to accumulate wealth, there are many reasons to consider investing in real estate: Tax Benefits & Huge Savings: Real estate investments offer various tax deductions, including mortgage interest, property taxes, and depreciation, leading to significant savings on your overall tax bill. Faster Appreciation Rates: Unlike other investments, real estate tends to appreciate in value over time, providing potential for wealth accumulation and higher returns on your initial investment. Early Retirement Options: By building a diverse real estate portfolio, you can create passive income streams that may allow for an earlier retirement or provide financial security in your later years. Passive Rental Income: Investing in rental properties offers the opportunity to generate consistent monthly income while leveraging property management services to minimize hands-on involvement, allowing for a truly passive income stream. Margaret Serna, Realtorยฎ Caine Luxury Team โ€“ KW C: 239.272.3839 #investingrealestate #investingtips #investing101 #realestatetips #caineluxuryteam #kellerwilliams #taxbenefits #hugesavings #earlyretirement

5/22/2024, 11:14:09 PM

Retire younger with more. Start with less than you think. Retirate joven y con mas. Empieza con menos de lo que piensas. #RetireYoung #FinancialFreedom #InvestmentSuccess #LifeAt55 #EarlyRetirement #InvestSmart #retiratejoven #retirojoven #samoraventure

5/22/2024, 11:07:41 PM

Love that Journey for me. โค๏ธ๐Ÿ’๐ŸŽˆโ˜€๏ธ . . . . . . . . . . . . #summertimesadness #summertime #summer #summervacation #vacation #quittingmyjob #earlyretirement #whereisthepool #imonaboat #cakebytheocean #heydaddy #blessed #winning #iowacityiowa #widwest

5/22/2024, 10:39:11 PM

Donโ€™t think YOU deserve a chance? Try anyway Donโ€™t think your story is good enough? Publish it anyway Donโ€™t think they will apply to your email? Send it anyway Donโ€™t think you will make it in your own business? Get started anyway You donโ€™t know what will happen - But donโ€™t make the decision before you try. Mindset is everything #mindset #doit #digitalmarketing #choices #foryou #foryourpage #fypage #growth #focus #knowyourwhy #nolimits #businessgrowth #makeadifference #midlife #mindsetiseverything #earlyretirement #lifelessons #passiveincome #gratitude

5/22/2024, 9:00:19 PM

There are several reasons why planning for retirement early is important: ๐ŸŒŸReduces Stress: Having a solid retirement plan in place can provide peace of mind and reduce stress about financial security in retirement. ๐ŸŒŸAllows for More Leisure Time: Early retirement planning enables individuals to retire earlier and enjoy more leisure time, rather than working into their golden years. ๐ŸŒŸHelps Accommodate Unexpected Expenses: Planning for retirement early can provide a safety net for unexpected expenses, such as medical bills, or events that may impact one's financial stability. ๐ŸŒŸEnsures a Comfortable Retirement: A well-planned retirement can ensure individuals have the necessary funds to live a comfortable lifestyle without financial stress. "Secure Your Future Today! What's your Oasis moment?โ€ ๐Ÿ‘‰ oasisretirementtrust.com #retirementplanning #financialsecurity #earlyretirement #peaceofmind #leisuretime #safetynet #unexpectedexpenses #comfortableretirement #oasisretirement #securefuture #retirementgoals #planahead #financialstability #generationalwealth #growingyourwealth

5/22/2024, 8:20:49 PM

๐Ÿ“ŒSAVE this handy guide to the different types of pensions It was only a year or so ago that I found out many pensions are actually invested. However, my teacher pension is defined benefit so is not. If you have a defined contribution pension, itโ€™s likely you can look into it and chose what it is invested in. Quite often they put you on more expensive plans that donโ€™t necessarily perform as well as low fee global index funds. Well worth checking your pension and seeing what it is invested in. If you pay National Insurance then you will likely qualify for state pension. However, this is only up to ยฃ10600 per year currently so you really need a work place pension in addition to this. Not advice, just sharing some options. What type of pension do you have? #retireearly #retireyoung #earlyretirement #financialindependence #financialindependenceforwomen #financialindependenceretireearly #investingeducation #millennialmoney #investingforwomen #firejourney #financeeducation #sideincome #wealthbuilding #firecommunity #firecommunity #personalfinances #savingmoneyisfun #budgetlife #pension #nationalinsurance #financialfreedomstartshere #savingforthefuture #savingforretirement #retirementgoals #buildingwealth #financialliteracy

5/22/2024, 6:48:54 PM

๐Ÿ”– SAVE, believe and read them daily then watch your wealthy life grow ๐Ÿ™Œ MINDSET is something Iโ€™ve been working on massively over the past 10 months since discovering @lawofattractionchangedmylife and @cannycrystals podcasts. Essentially like attracts like, so if youโ€™re a negative Nelly and โ€œwoe is meโ€ then youโ€™re likely to notice everything thatโ€™s bad. Whereas if you have a positive, wealthy mindset you soon start to notice more and more great things happening. If anything ever went wrong for my family my mum would always say itโ€™s our โ€˜family nameโ€™ bad luck. So Iโ€™ve had to work to get out of that state of mind and look at things in a different way. Part of this is not only practicing positivity through affirmations but also practicing gratitude daily. What are you grateful for today? #wealthymindset #luckygirlsyndrome #gratitudeattitude #abundancemindset #iamlucky #luckyluckylucky #lawofattractiontips #financialfreedom #financialfreedomstartshere #finpreneur #financialindependence #financialindependenceretireearly #earlyretirement #retireearly #retireyoung #wealthmindset #wealthbuilder #investingforbeginners #iamfree #iamwealthy #iamrich #luckybitch #firejourney #financialliteracy

5/22/2024, 6:47:34 PM

Comparison of four popular funds available from Vanguard. This kind of makes me want to stop investing into VWRL and go all into VUSA from now on. But I know the sensible thing to do is stay in the more diverse fund. The other day I received a message asking about investing in VHYL and is it better than VWRL because of the dividends? That message and a recent post by @hookedonfinance has inspired todayโ€™s post. Do you invest in any of these? #retireearly #retireyoung #earlyretirement #financialindependence #financialindependenceforwomen #financialindependenceretireearly #investingeducation #millennialmoney #investingforwomen #firejourney #financeeducation #sideincome #wealthbuilding #firecommunity #firecommunity #personalfinances #savingmoneyisfun #budgetlife #investingforbeginners #vanguard #vwrl #sp500 #ftse100 #indexfunds #investmentstrategies #femaleinvestors #wealthcreation #passiveincomeinvesting #dividendincome #dividendinvestor

5/22/2024, 6:44:58 PM

๐Ÿ”– SAVE The ultimate FIRE toolkit: Essentials for achieving financial independence and being able to retire early. 1. Stocks & shares ISA - mine is with Vanguard, itโ€™s when I hold the bulk of my investments. 2. S&S Lifetime ISA - Get rewarded up to ยฃ1000 per year 3. Sinking funds - use to ensure you never go over budget 4. Budget - make one and track your expenses 5. Overpaying the mortgage - Iโ€™m using Sprive to help me cut years off my mortgage. 6. Emergency fund - so you can deal with the unexpected 7. Pension - because the state pension is not enough! 8. Multiple streams of income Whatโ€™s in your FIRE toolkit? #retireearly #retireyoung #earlyretirement #financialindependence #financialindependenceforwomen #financialindependenceretireearly #investingeducation #millennialmoney #investingforwomen #firejourney #financeeducation #sideincome #wealthbuilding #firecommunity #firecommunity #personalfinances #savingmoneyisfun #budgetlife #firetoolkit #financialtoolkit #premiumbonds #emergencyfund #sinkingfunds #sprive #mortgagefree #budgetplanner #passiveincomestream #dividendincome #teacherspension #vanguard #chasebank

5/22/2024, 6:44:03 PM

๐ŸŽ™๏ธI had a very interesting chat with @frugal_spender yesterday for his podcast. Itโ€™s out today, so head over to Spotify or another podcast streaming service to listen. We talked about investing for the long term, FIRE, retirement, pensions and motivations. Let me know what you think. #retireearly #retireyoung #earlyretirement #financialindependence #financialindependenceforwomen #financialindependenceretireearly #investingeducation #millennialmoney #investingforwomen #firejourney #pension #wealthbuilder #financegoals #financepodcast #moneypodcast #personalfinancegoals #millennialmoney #millennialfinance #millionairegoals

5/22/2024, 6:43:09 PM

Last week I shared a Sky news article about the UKโ€™s retirement age potentially rising to 70 and quite a few of you were understandably outraged. I thought it would be interesting to compare the UK to the rest of the World and sadly weโ€™re amongst the highest for retirement ages. Obviously you can retire when you want in theory, but the age is when you can draw your state pension. If you want to retire before that youโ€™re going to need to have your own investments, private/workplace pension in place to support you. This is why investing and financial education is so important! Drop a motivational emoji in the comments if youโ€™re with me and going to retire early ๐Ÿ’ช #retireearly #retireyoung #earlyretirement #retire #financialfreedom #financialindependenceforwomen #financialindependence #financialindependenceretireearly #firejourney #pension #financialliteracy #financialeducation #moneyfreedom #wealthbuilding #wealthylife #wealthmindset #hmrc #ukfinance #ukinvestors #investingforbeginners #investingforwomen #savingforretirement #savingforthefuture #futureme #personalfinance #worldmap #ons #sidehustle #richlifestyle

5/22/2024, 6:41:01 PM

๐ŸŒ HAPPY EARTH DAY ๐ŸŒฑ Green investments are companies or funds that are looking to reduce harmful pollutants and/or increase their use of sustainable resources. There are a number of different areas and stocks you can invest in, some are shown here. Alternatively you could always go for an ESG fund which will contain numerous green companies. Surely with the current climate situation these companies will need to grow and thrive. Roughly 10% of my investment ISA is made up of Vanguardโ€™s ESG developed world all cap fund. Not investing advice, just information sharing. Are your investments green? #esg #esginvesting #greeninvestment #sustainablebusiness #sustainablecompany #earthday2023 #investing #investingforbeginners #investingforwomen #femaleinvestors #femaleboss #vanguard #firemotivation #firejourney #firecommunity #financialindependence #financialindependenceretireearly #financialintelligence #financialliteracy #financialfreedom #retireearly #retireyoung #earlyretirement #wealthbuilding #sustainablelife #newinvestor #teacherlife๐ŸŽ

5/22/2024, 6:38:22 PM

Iโ€™ve been hovering just under 40k invested for a few weeks now, so I did a little happy dance this week when I realised paying into my S&S LISA tipped me over. One step closer to my first 100k. Some say that once you reach that, you really notice the compounding effect. I invest consistently each month, so one day Iโ€™ll reach this goal! #investinguk #investingforbeginners #investingforwomen #wealthbuilding #journeyto100 #journeyto100k #firejourney #fijourney #financeuk #investmentportfolio #investmentstrategy #femaleinvest #femalesinfinance #femaleinvestors #personalfinance #personalfinances #luckygirlsyndrome #firecommunity #retireearly #retireyoung #earlyretirement #wealthbuilding #lawofattractionworks #abundancemindset #gratitudeattitude #financialfreedom #financialindependence #financialliteracy #financialindependenceretireearly #financialeducation #financialeducator

5/22/2024, 6:24:51 PM

Checked my investment ISA today to see how itโ€™s getting on. Itโ€™s floating round the average expected rate of return so Iโ€™m happy with that. I know interest rates are a lot better, but you canโ€™t get 9% in a savings account. Investing is my route to FIRE (retiring early). If you have any questions about investing, ask them below. #investingforbeginners #investingstrategy #investingeducation #vusa #vwrl #sp500 #indexfunds #indexfundinvesting #firejourney #financialindependenceforwomen #financialindependenceretireearly #retireearly #retireyoung #financegoals #finsta #millionairemind #earlyretirement #financialfreedom #femaleinvestors #womeninfinance #vanguard #investorlife #investingeducation #financialliteracy #wealthywomen

5/22/2024, 6:22:19 PM

Anybody cracking out the board games today on this drizzly bank holiday? My brother, sister and I had a junior version of Monopoly when we were growing up which I loved. Maybe the writing was on the wall from back then that Iโ€™d have a passion for finance. The classic board game that Iโ€™m sure many of you have played over the years has a number of messages that are still very relevant today. Cluedo was also a fav. What board games did/do you love? #uknostalgia #monopoly #feelingnostalgic #monopolygame #boardgamesnight #fijourney #firejourney #firecommunity #firemotivation #financialindependenceforwomen #financialindependence #financialindependenceretireearly #financialfreedom #financialliteracy #wealthbuilder #investingforbeginners #investing101 #passiveincomestream #assetsoverliabilities #savingmoneyisfun #retireearly #retireyoung #earlyretirement #sidehustle #negotiations #moneymotivated #millionairemotivation #abundant #mortgagefree #winningmindset

5/22/2024, 6:18:14 PM

If you're a woman of a certain age (like me) you're probably starting to give retirement a bit more thought. Crazy how all of a sudden we are actual grown ups! ๐Ÿ˜ฑ I'm not one to do many of these online summits but this is a free event that I think will be truly useful for those of you thinking about starting to plan your golden years! The Remarkable Retirement Eventโ€”How To Plan The Retirement You Want, a comprehensive online event all about helping you love your retirement. ๐Ÿ‘‰Save your seat at https://TheRemarkableRetirementEvent.com/Sue The Remarkable Retirement Event is a free virtual event curated specifically to help you have your retirement be everything you want it to be. Hereโ€™s the deal: true wealth comes from more than just financial security. Itโ€™s about having enough time, energy, love, friends, and money. And, most importantly, good health. I'm talking about 5 Simple Things that you can do to improve your midlife health but this event will explore many topics you may not have considered about your retirement years! Register Now Here: https://TheRemarkableRetirementEvent.com/Sue #agingwell #retirement #goldenyears #healthyaging #retirementhealth #retirementwealth #healthiseverything #midlifewealth #midlifehealth #retirementplanning #earlyretirement #retirementplan #retirementgoals

5/22/2024, 6:13:32 PM

Like + Comment 'RetireReady' and I'll DM it to you. ๐Ÿ˜Š๐Ÿ“ˆ (Must be following so I can send it). Planning for retirement can be a maze of rules and advice. ๐Ÿคฏ We've got the map to guide you through! Our checklist can help Washington state employees find their path to early retirement with ease. ๐ŸŒŸ Download Our 403b Transfer Checklist at watrspers.com ๐Ÿ“ฅ #RetirementGoals #FinancialFreedom #EarlyRetirement #washingtonretirement #washingtonteachers

5/22/2024, 6:02:49 PM

Thereโ€™s only 8 days left of the current tax year, so I wanted to review my current situation. Iโ€™ve been hovering just below 40k of investments over the last couple of months - the dip in the market is teasing me as itโ€™s a milestone Iโ€™ve been waiting to hit! Sadly no wins on the Premium Bonds since November, so Iโ€™m hopeful for next month. Would be nice to get 10% of the way to FIRE by the end of the year too ๐Ÿคž #firegoals #firejourney #fijourney #financeforwomen #financialindependenceretireearly #financialindependenceforwomen #retireearly #earlyretirement #premiumbonds #emergencyfunds #investmentgoals #savingsgoals #retireyoung #wealthcreation #financialfreedomstartshere #investingstrategy #investingforwomen #investingforbeginners #investmentstrategies #femalesinfinance #vanguard #lifetimeisa #stockmarketeducation #stocksandshares #wealthbuilder #mortgagefree #debtfreecommunity

5/22/2024, 5:57:31 PM

According to the Pensions and Lifetime Savings Association these are the amounts we need to live on annually during retirement based on lifestyle choices. With the UK state pension about to rise to ยฃ203.85 per week or ยฃ10,600 per year, how will you make up the difference? This is why Iโ€™m investing now, so my retirement is comfortable and I have the funds to enjoy it. Iโ€™m not missing out on anything now, just having a budget I try to stick to and prioritising investments that are going to grow over the next 20 years. #earlyretirement #plsa #retireearly #retireyoung #retirementplanning #retirementgoals #retiredlife #savingsgoals #investingforwomen #investingforbeginners #investingstrategy #financialfreedom #financialliteracy #financialindependence #firejourney #fijourney #retirementplan #firemovementuk #mortgagefreecommunity #mortgagefree #debtfreecommunity #wealthbuilder #wealthbuilding #savingforretirement #savingforretirement #workoptional #moneysaver #moneysaving #moneysavingexpert #moneysavingtips #femaleswhoinvest

5/22/2024, 5:51:21 PM

๐ŸŽ‰๐ŸŽ‰๐ŸŽ‰ I maxed out my Lifetime ISA for the current tax year! That means the government gave me ยฃ1000 for free over the last year. New allowance comes in on 6th April for the next tax year. If youโ€™re in the UK and under 40, you need one of these. Read the post to see why and more information can be found on https://www.gov.uk/lifetime-isa If youโ€™re considering an investment Lifetime ISA, thereโ€™s a free calculator in my bio to help you work out the possible potential of your LISA by retirement. #lifetimeisa #investmentstrategies #retirementfund #firsttimebuyeruk #mortgagefreecommunity #debtfreecommunityuk #taxuk #uktax #retireearly #retireyoung #earlyretirement #financialindependenceretireearly #financialindependenceforwomen #financialfreedomjourney #firejourney #firemovementuk #fijourney #freemoney #bankaccount #savingsaccount #helptobuy #housedeposit #firsthomebuyer #retirementplan #retirementsavings #pension #savingmoneyuk #femaleswhoinvest #femaleinvestors

5/22/2024, 5:49:23 PM

Investment ISA update today. Returns have been pretty steady over the last month. Iโ€™m looking to invest a little extra before the tax year end to make use of as much of my ISA limit as I can. Every day Iโ€™m grateful I found index fund investing. ๐Ÿ™Œ #femaleswhoinvest #femaleinvestors #fijourney #firejourney #investingforbeginners #investingforwomen #investingstrategy #investingeducation #investingideas #investmentisa #financegoals #taxfreeretirement #dividendinvesting #indexfunds #etfinvesting #sp500 #vusa #vwrl #retireearly #retireyoung #earlyretirement #wealthbuilding #abundancemindset #prosperitymindset #wealthcreator #vanguardworld #financialfreedomgoals #financialindependenceretireearly

5/22/2024, 5:46:16 PM

Have you ever wondered what amount of investments it would take to live off your dividends? Dividends are a portion of profits paid to shareholders. Last month I got paid just under ยฃ70 in dividends, so Iโ€™ve got a long way to go to live off them. Itโ€™s a good start though. #dividendincome #dividendinvesting #dividendinvestor #investingforbeginners #investingforwomen #earlyretirement #retireearly #retireyoung #indexfunds #etfinvesting #financialindependenceretireearly #firejourney #financialfreedom #femaleswhoinvest #femaleinvestors #mortgagefree #personalfinance

5/22/2024, 5:40:31 PM

Does an early retirement seem like a dream? It doesnโ€™t have to be with careful planning. Getting familiar with investing, planning for healthcare needs, and saving for retirement in segments can help you reach your goal. Contact me to find out how to make early retirement happen for you. #retirement #retirementplanning #earlyretirement #earlyretirementplan #remindermedia

5/22/2024, 5:31:45 PM

Does an early retirement seem like a dream? It doesnโ€™t have to be with careful planning. Getting familiar with investing, planning for healthcare needs, and saving for retirement in segments can help you reach your goal. Contact me to find out how to make early retirement happen for you. #retirement #retirementplanning #earlyretirement #earlyretirementplan #remindermedia

5/22/2024, 5:27:14 PM

We're here to answer all your retirement questions! #retirement #earlyretirement #socialsecurity

5/22/2024, 5:08:05 PM

๐ŸŒŸ "Financial independence is about having more options." - Grant Sabatier ๐ŸŒŸ Achieve the freedom to make choices that enrich your life, not just your bank account. Start planning today to shape the tomorrow you deserve! Let's celebrate the journey towards financial independenceโ€”where it's not just about money, but about living life on your own terms. ๐Ÿš€ #FinancialIndependence #GrantSabatier #FinancialFreedom #LiveOnYourTerms #MoneyMindset #WealthBuilding #InvestInYourself #FinancialPlanning #PersonalFinance #FreedomToChoose #BuildWealth #FinancialGoals #MoneyMatters #FinancialLiteracy #Investing #EarlyRetirement #FICommunity #SmartMoney #FinancialJourney #WealthManagement

5/22/2024, 5:00:42 PM

Today, we celebrate the diversity and strength brought to our country by immigrants - on this Canadian Immigrants Day. Your courage, dreams, and aspirations help weave the rich cultural tapestry that makes Canada truly unique. At Compass Wealth Partners, we are proud to support immigrants with their financial journeys in Canada. Whether you are planning a new business, saving for your family's future, or navigating the complexities of financial planning in a new land, we are here to help every step of the way. ๐ŸŒŸ Embrace Opportunities, Build Legacies! ๐ŸŒŸ

5/22/2024, 4:25:25 PM

Thinking about early retirement? While it offers freedom, happiness isn't guaranteedโ€”61% of retirees miss the sense of purpose their work provided. Let's find your true passion and purpose together. Schedule a call with me today and start doing what youโ€™ve always wanted to do! https://sroy.esourcecoach.com/schedule-a-call/?utm_source=SOCI_Parameter #Freedom #Happiness #RetirementPlanning #Purpose #EarlyRetirement

5/22/2024, 3:53:15 PM

Dreaming of early retirement? Plan now with the right insurance to make that dream a reality. Secure your future and enjoy the freedom you deserve! #EarlyRetirement #PlanAhead www.ryanpross.com

5/22/2024, 3:05:53 PM

๐€๐ ๐Ž๐๐„๐ ๐Œ๐ˆ๐๐ƒ Where thereโ€™s a problem, thereโ€™s always a solution when youโ€™re open minded. To be honest, itโ€™s really hard to admit the problems. For a very long time, we werenโ€™t even admitting them to ourselves. Itโ€™s in our nature to be positive, to look on the bright side. And I suppose, that has been our weakness for a while now, but also what has given us the strength to explore new solutions. ๐๐‘๐Ž๐๐‹๐„๐Œ: โ—พ๏ธLong, hard days, weeks, months, and years at a stressful job. โ—พ๏ธNo retirement savings โ—พ๏ธA side hustle that didnโ€™t pan out โ—พ๏ธAllowing loyalty and dedication to delay changes that were long overdue ๐’๐Ž๐‹๐”๐“๐ˆ๐Ž๐: โ—พ๏ธRealigning our core values โ—พ๏ธOpen minds to new possibilities โ—พ๏ธTrusting our gut and making bold changes โ—พ๏ธExperience to know what to look for and what to avoid with online business opportunities โ—พ๏ธNow earning Daily Pay more than we ever dreamed possible Weโ€™re a Canadian couple living in Indonesia for the last 16 months. Wadeโ€™s been working his butt off on this project so we could get ahead financially. Itโ€™s painful for me to watch how exhausted he is at the end of the day. Yes, we have had some life changing experiences, and multiple vacations that we couldโ€™ve never dreamed of. But now, our switch to our Daily Pay Business is the real game changer! We no longer have to constantly put money out to sustain our online business like we previously did. Our initial investment was recouped from our very first automated sale. Now everything else is money in the bank. No operating expenses!! Now!! When this project is finished for Wade, we can get back to more RV living in our motorhome just like we planned! Are you open minded enough to check it out? Focus on the solution! Enter your email at www.wadeandkaren.com for the detailed info. #wadeandkaren #keepsontickingwhileyoureoutthereliving #thelivinglife #justask #businessonthego #letsgoplaces #traveltheworld #sunsetchasers #startyourownonlinebusiness #adventureseekers #digitalnomads #legacybuilderprogram #6figureblueprint #dailypayblueprint #earlyretirement #passive #income #ideas #passiveincomeideas #emptynest #financialfreedom

5/22/2024, 3:03:35 PM

WHO ELSE WISHES NAPPING WAS A JOB? Hit that like button. Follow @savemycents to learn from a corporate and investing veteran of 15+ years - want to get debt free, save money, and retire? I'm your gal - with a side of snarky sunshine. #moneytips #earlyretirement #womeninfinance #momtrepreneur #millionaire #millionairemindset #wealthtips #investingtips

5/22/2024, 2:00:25 PM

๐™Ž๐™ฉ๐™ง๐™–๐™ฉ๐™š๐™œ๐™ž๐™˜ ๐™จ๐™ฉ๐™š๐™ฅ๐™จ ๐™ค๐™ฃ ๐™๐™ค๐™ฌ ๐™ฉ๐™ค ๐™–๐™˜๐™๐™ž๐™š๐™ซ๐™š ๐™๐™„๐™๐™€๐Ÿ”ฅ 1. ๐“œ๐“ช๐”๐“ฒ๐“ถ๐“ฒ๐”ƒ๐“ฎ ๐“ผ๐“ช๐“ฟ๐“ฒ๐“ท๐“ฐ๐“ผ ๐“ป๐“ช๐“ฝ๐“ฎ: Aim to save and invest a significant portion of your income, often 50% or more. This involves living below your means and prioritizing saving. 2. ๐“˜๐“ท๐“ฟ๐“ฎ๐“ผ๐“ฝ ๐“ฆ๐“ฒ๐“ผ๐“ฎ๐“ต๐”‚: Focus on investments that offer long-term growth, such as low-cost index funds, real estate, or other diversified assets. The goal is to grow your savings efficiently. 3. ๐“ก๐“ฎ๐“ญ๐“พ๐“ฌ๐“ฎ ๐“”๐”๐“น๐“ฎ๐“ท๐“ผ๐“ฎ๐“ผ: Cut unnecessary expenses and adopt a frugal lifestyle. This can include downsizing your living space, cooking at home, and avoiding luxury purchases. 4. ๐“˜๐“ท๐“ฌ๐“ป๐“ฎ๐“ช๐“ผ๐“ฎ ๐“˜๐“ท๐“ฌ๐“ธ๐“ถ๐“ฎ: Boost your earnings through side hustles, career advancements, or passive income streams. The higher your income, the more you can save and invest. 5. ๐“‘๐“พ๐“ญ๐“ฐ๐“ฎ๐“ฝ๐“ฒ๐“ท๐“ฐ ๐“ช๐“ท๐“ญ ๐“ฃ๐“ป๐“ช๐“ฌ๐“ด๐“ฒ๐“ท๐“ฐ: Keep a close eye on your finances with a detailed budget. Track your spending and saving to ensure you stay on course. 6. ๐““๐“ฎ๐“ซ๐“ฝ ๐“œ๐“ช๐“ท๐“ช๐“ฐ๐“ฎ๐“ถ๐“ฎ๐“ท๐“ฝ: Pay off high-interest debt as quickly as possible. Debt can significantly hamper your ability to save and invest. 7. ๐“•๐“ฒ๐“ท๐“ช๐“ท๐“ฌ๐“ฒ๐“ช๐“ต ๐“”๐“ญ๐“พ๐“ฌ๐“ช๐“ฝ๐“ฒ๐“ธ๐“ท: Continuously educate yourself about personal finance, investing, and tax strategies. Knowledge empowers you to make informed decisions. 8. ๐“ข๐“ฎ๐“ฝ ๐“’๐“ต๐“ฎ๐“ช๐“ป ๐“–๐“ธ๐“ช๐“ต๐“ผ: Define your financial independence and early retirement goals. Having a clear target helps you stay motivated and focused. 9. ๐“”๐“ถ๐“ฎ๐“ป๐“ฐ๐“ฎ๐“ท๐“ฌ๐”‚ ๐“•๐“พ๐“ท๐“ญ: Maintain an emergency fund to cover unexpected expenses without derailing your investment plans. 10. ๐“—๐“ฎ๐“ช๐“ต๐“ฝ๐“ฑ๐“ฌ๐“ช๐“ป๐“ฎ ๐“Ÿ๐“ต๐“ช๐“ท๐“ท๐“ฒ๐“ท๐“ฐ: Consider health insurance and healthcare costs, especially since early retirees might not have access to employer-sponsored plans. By implementing these strategies, you can work towards achieving the financial independence necessary for an early retirement. ๐Ÿ”ฅ #startyourfirejourneynow #earlyretirement #financialindependenceretireearly

5/22/2024, 1:58:39 PM

Had a fantastic day at Tresco today walked round the island to The Abbey Gardens they have plants from all over the world, very famous gardens. no visitor cars allowed on the Scilly Islands, walk, bike or hire golf buggyโ€™s even the mini buses r so cute so no number plates on Tresco. Very special place . . โ€ข โ€ข #sailingrawanah #sailinguk #sailingtothesun #sailingadventures #howfarwillweget #springtimesailing #earlyretirement #livinglife #sailingwestcoastscotland #sunsets #sailinginsta #lovelyday #sailinguk #sailingscotland #headingsouth #findthesun #sailingadventures #scotlandsailing #sailingyacht #sailingfun #moody422 #moodyowners #sailingadventures #sailinginsta #sail #sailboat #yachting #yachtlife #sailingaway #isleofMan #wales

5/22/2024, 1:06:51 PM

John Mackey is the remarkable entrepreneur best known as the co-founder of the natural and organic retailer Whole Foods Market. In over 40 years as CEO, John has led the company as it has grown from a single store in Austin Texas, to 540 stores in the US, Canada, and the UK. He also co-founded the Conscious Capitalism Movement and co-authored the New York Times and Wall Street Journal best-selling book by the same name. Heโ€™s written a number of great books since then but weโ€™re really excited about his latest which came out yesterday, titled The Whole Story: Adventures in Love, Life, and Capitalism. Itโ€™s part memoir, part lessons in entrepreneurship, and we couldnโ€™t recommend it enough. Join us as we have a great conversation around the origins of Whole Foods, if itโ€™s possible to eat healthy foods that cost less, capitalism under fire, how John define conscious capitalism, what it takes to start your own business, and much more!โ  โ  Like and subscribe so you don't miss the latest episodes!โ  โ  #howtomoney #frugalliving #podcast #businesspodcast #financialpodcast #pournotpoor #bikes #biking #bikecommuting #savingmoney #fitness #craftbeer #beer #personalbudget #personalfinance #entrepreneur #business #daveramsey #earlyretirement #financialindependence #financialfreedom #financeblogger #financialplanning #moneyblogger #studentloanssuck #investing

5/22/2024, 1:00:36 PM

After a long day of travel to Florida, we finally made it! ๐ŸŒดโœˆ๏ธ Feeling so lucky and blessed to have my mom with me on this trip to visit my aunt who lives here. Excited to meet up with my book group in a few days! ๐Ÿ“š๐Ÿ’• . . . . #lidobeach #floridalife #sarasotaflorida #blessed #blessedtohavemymomma #mymomma #retireyoung #earlyretirement #retirementgoals #livingyourbestlife #lifestylefreedom #dreambig #successmindset #homedecor #homedesign #interiordesign #homeinspo #homedecorating #interiordecor #homestyle #homegoals #designinspiration #homedesignideas #creativejourney #designerlife #inspiration #motivation #kellylorene

5/22/2024, 12:00:00 PM

Looking for a reliable way to secure a steady income while preserving your hard-earned capital? Discover the magic of Systematic Withdrawal Plans (SWPs) with Future Wealth Investments! ๐ŸŒŸ๐Ÿ’ฐ ๐Ÿ”น Consistent Income: Enjoy regular payouts to meet your financial needs without worrying about market fluctuations. ๐Ÿ”น Capital Preservation: Keep your investments intact while drawing a steady stream of income. ๐Ÿ”น Peace of Mind: Invest confidently knowing your future is financially secure. Ready to transform your financial strategy? Contact Future Wealth Investments today and let us guide you towards a more secure financial future. ๐Ÿ’ผโœจ ------------------------------------ Future Wealth Investments ------------------------------------ ๐Ÿ“ž Call Us @ +91 81481 82350 ๐Ÿ“ง Mail Us @ [email protected] ๐ŸŒŽ Visit Us @ www.futurewealthinvestments.com โœ‰๏ธ Subscribe to our LinkedIn Newsletter and pave the way to your financial success! ๐Ÿ”— https://www.linkedin.com/newsletters/7142401856516816896/ ------------------------------------ Follow us on Social Media for Financial Planning & Wealth Planning Related Information ------------------------------------ Instagram : https://www.instagram.com/future_wealth_investments/ Facebook : https://www.facebook.com/futurewealthinvestments YouTube : https://www.youtube.com/@futurewealthinvestments Twitter : https://twitter.com/FWI_Chennai LinkedIn : https://www.linkedin.com/.../future-wealth-investments-fwi/ ------------------------------------ #FutureWealthInvestments #investmentplanning #financialplanning #FinancialIndependence #EarlyRetirement #InvestmentStrategies #FinancialAdvisors #FinancialGuidance #InvestingWisdom #RationalReturns #FinancialSuccess #FutureWealthJourney #FutureWealth #InvestmentStrategies #FinancialFreedom #SmartInvesting #SecureYourFuture #PlanAhead #MutualFunds

5/22/2024, 11:39:04 AM

Are you interested in retiring early? Donโ€™t worry you donโ€™t have to be a vegetable and do nothing in early retirement. For most people in the FI/RE community, we want the time freedom to either find work that we are aligned with or to enjoy the flexibility to do things that a job doesnโ€™t allow for โ€” like travel and hobbies. Need help decreasing your expenses that donโ€™t light you up? This is arguably step zero, and something that everyone in FI/RE has done. I made an expense audit workbookโ€” itโ€™s super easy to use, and can be your catalyst for your financial glow up. Today (Tuesday 6/7) is the last day to get on the waitlist. Everyone on the waitlist gets a discount. You wonโ€™t regret starting โœจ #Personalfinance #money #moneytips #personalfinanceforbeginners #firecommunity #finance #slowlife #slowlifestyle #womenwhoinvest #lifestylechaser #slowliving #financialindependence #9to5 #corporateamerica #millennials #millennialmoney #herfirstmillion #earlyretirement #retireearly #fire #financialindependence #personalfinancebywomen #personalfinance #womenwhoinvest #financial #finance #moneytips #retirement #firecommunity #moneygram #moneygoals

5/22/2024, 9:56:25 AM

๐ŸŽŠRONDAAAAA!!!!๐ŸŽŠ HAPPY MOTHA๐Ÿคฌ BIRTHDAY to one of the most genuine, loving, & hardworking people I know. Despite we haven't kicked it as much lately due to our schedules not always aligning; it's only because we've been knocking out these goals & milestones we set for ourselves. You're one of the few people that understood & saw my vision. I want to publicly tell you that I'M SO PROUD OF YOU!!!! If anybody could speak on your Growth & Success; it'll be MUA lol! We have a few things to celebrate for. But today we celebrate YOU. WHO NEEDS NEW FRIENDS WHEN YOU HAVE A BEST FRIEND LIKE MINES!! I love you shorty. Let's keep getting this money until we can't nomore. #EarlyRetirement ๐Ÿ’ช๐Ÿพ๐Ÿ’ฏโค๏ธโค๏ธ #MrHUES (ps: now that's how you make a post ๐Ÿฅท. ๐Ÿคฃ๐Ÿคฃ๐Ÿคฃ) #birthday #happybirthday #bff #love #live #life

5/22/2024, 9:36:31 AM

Ready for life's unexpected turns? ๐Ÿšจ๐Ÿ’ก Building an emergency fund is crucial for weathering financial storms without stress. Whether it's a sudden home repair or an unplanned medical expense, having a safety net ensures you're prepared. Start securing your peace of mind today with APEXโ€™s guidance. Let's build that buffer together! #ippfaapex #apex #ChitChatWithApex #apextravels #financialplanning #personalfinance #sgfinance #financialliteracy #wealthmindset #financialfreedom #earlyretirement #career #financialadvisory #wealthmanagement #success #motivation #chitchatwithapex

5/22/2024, 6:00:32 AM

Find out where the people are going and buy the land before they get there.. ๐Ÿ˜๐Ÿ”ฅ "The wise young man or wage earner of today invests his money in real estate.". . . . . #pov #fypใ‚ท #realestate #reallifemonopoly #investorlife #invest #monopoly #house #landlord #land #landlordlife #goals #fire #earlyretirement #financialindependence #financialfreedom #wealth #mindsetmatters #mindset #money #lifestyle

5/22/2024, 5:32:20 AM

OPEN FOR FRANCHISE! Start your own business now ๐Ÿ’ก โœ… Established and stable โœ… Easy to manage โœ… Be your own boss โœ… Secure investment โœ… Plan for early retirement ๐Ÿ’ก We are eager to share our knowledge and welcome you to our growing family. ๐ŸŒŸ Current Branches: Pasay Branch: FB page Dasmariรฑas Branch: FB page Tondo Manila Branch: FB page Quezon City Branch: FB page ๐Ÿ“ง Email: [email protected] ๐Ÿ“ž Contact: 09055924539 #business #franchise #investment #growthmindset #earlyretirement #businessopportunity #entrepreneurship #startup #ษชษดแด แด‡sแด›แดแด‡ษดแด›แดแด˜แด˜แดส€แด›แดœษดษชแด›ส

5/22/2024, 4:59:25 AM

๐Ÿ“If you have at least $20k in any of these retirement accounts, you are already ahead of the game. ๐Ÿ“401(k), 403b and 457 are retirement accounts that sponsored by employers and employees can contribute to the account with the limit of $23k for 2024. The money is pre-tax, which will be taxable when cashing it out after 59.5 years old. ๐Ÿ“Traditional IRA and SEP IRA are similar in terms of tax withdrawals, just different limit and SEP IRA is only for business owner & 1099. ๐Ÿ“ROTH IRA is currently one of the most powerful tool to wealth with tax free withdrawal and you can actually cash out some of your contributions before 59.5 years old without penalty and tax. ๐‘พ๐’‰๐’Š๐’„๐’‰ ๐’“๐’†๐’•๐’Š๐’“๐’†๐’Ž๐’†๐’๐’• ๐’‚๐’„๐’„๐’๐’–๐’๐’• ๐’…๐’ ๐’š๐’๐’– ๐’‰๐’‚๐’—๐’†? ๐‘ณ๐’†๐’• ๐’Ž๐’† ๐’Œ๐’๐’๐’˜ ๐’Š๐’ ๐’•๐’‰๐’† ๐’„๐’๐’Ž๐’Ž๐’†๐’๐’•! DM me to ๐‹๐„๐€๐‘๐ ๐Œ๐Ž๐‘๐„: #retirementjourney #retirementplanning #earlyretirement #financialfreedom #retirementplan #moneymanagement #wealthcreation #personalfinance #financialeducation #passiveincome #financialservices #buildwealth #invest #savings #personalfinances

5/22/2024, 3:40:07 AM

Ever dreamed of making money while you sleep? Forget the idea that you have to work nonstop to get rich. Instead, set up a passive income system. Create social media pages, share content, gain followers, and sell products. Your followers can buy anytime, even when you're catching Z's. Discover how thousands have made $10k a month or more using this method. Ready to give it a try? Comment READY and you can get access to a free training that shows you a step by step process on how to start making money today! ๐Ÿ’ฏ ๐Ÿ”— in b! Like, Share & Save & Hit the follow button #sidehustlepro #onlinemarketing #earlyretirement #workfromhomejobs #investingforbeginners #workonline #onlinebusinessmanager #wealthbuilding #wealthcoach #millionairelifestyle #millionairemind #successmotivation #incomeopportunities #hustlelife #affiliatemarketingforbeginners

5/22/2024, 3:30:40 AM

Do you ever feel like you failed in life? Do you feel like youโ€™re not doing well because you arenโ€™t making 7 figures a year? Then this is for you. When scrolling through social media, it is common to see people showing off their millions. It seems like every other online entrepreneur is making over 100k a month. But the reality is: 1. Some of them are faking it; they donโ€™t make that kind of money. 2. Most of the guys that are ACTUALLY making that kind of money have taken YEARS to get to that level. Same as I did. It took me months, if not even years to understand how I can use social media to make 5-, 6- and even 7-figures. So donโ€™t think that youโ€™re a failure because you arenโ€™t at that level yet. As long as youโ€™re constantly working and improving, youโ€™re doing well. Keep your head down, keep learning from people whoโ€™ve already achieved everything youโ€™re aiming for and youโ€™ll reach that level faster than you think. Comment READY and you can get access to a free training that shows you a step by step process on how to start making money today! ๐Ÿ’ฏ ๐Ÿ”— in b!0 Like, Share & Save & Hit the follow button #sidehustlepro #onlinemarketing #earlyretirement #workfromhomejobs #investingforbeginners #workonline #onlinebusinessmanager #wealthbuilding #wealthcoach #millionairelifestyle #millionairemind #successmotivation #incomeopportunities #hustlelife #affiliatemarketingforbeginners

5/22/2024, 3:29:54 AM

AI is on the rise, with tools like ChatGPT causing concern about job security. While AI will replace many jobs, it also offers opportunities for increased efficiency. How can you make the most of AI? 1. Develop skills that AI can't match easily, such as sales. 2. Use AI to enhance productivity and work quality, like refining sales strategies. 3. Instead of fearing AI, focus on skill development. Leverage it for your Instagram business to gain an edge. Don't have one yet? Comment READY and you can get access to a free training that shows you a step by step process on how to start making money today! ๐Ÿ’ฏ ๐Ÿ”— in b!0 Like, Share & Save & Hit the follow button #sidehustlepro #onlinemarketing #earlyretirement #workfromhomejobs #investingforbeginners #workonline #onlinebusinessmanager #wealthbuilding #wealthcoach #millionairelifestyle #millionairemind #successmotivation #incomeopportunities #hustlelife #affiliatemarketingforbeginners

5/22/2024, 3:29:31 AM

To stick to your habits in 2024, you must stay consistent. Consistency is crucial when it comes to setting habits. When you are consistent with a habit, it becomes a part of your routine and you are more likely to stick with it. For example, if you want to start exercising regularly, it is important to choose a specific time and days of the week to exercise and then stick to that schedule. If you consistently exercise at the same time every week, it will become a habit and you will be more likely to continue it. Another important aspect of consistency is maintaining the same level of effort. If you start off strong but then begin to slack off, it will be difficult to maintain the habit. On the other hand, if you consistently put in the same level of effort daily you will make it. Comment READY and you can get access to a free training that shows you a step by step process on how to start making money today! ๐Ÿ’ฏ ๐Ÿ”— in b!0 Like, Share & Save & Hit the follow button ๐Ÿ‘‰ #sidehustlepro #onlinemarketing #earlyretirement #workfromhomejobs #investingforbeginners #workonline #onlinebusinessmanager #wealthbuilding #wealthcoach #millionairelifestyle #millionairemind #successmotivation #incomeopportunities #hustlelife #affiliatemarketingforbeginners

5/22/2024, 3:29:09 AM

Are you afraid of working 80-hour work weeks? One common misconception about making 6 figures is that you have to work crazy hours like 12 hours a day. That is true for some people, but it shouldnโ€™t be the case for you. You can work 1 to 3 hours a day and still make 6 figures using social media. How is that possible? By leveraging social media and automating your tasks. You can find cheap workers on sites like Fiverr and Upwork to do simple tasks for you like creating content or writing your copy. That way, you can save time and still get a lot of work done, hence making more ๐Ÿ’ฐ If youโ€™d like to learn how we do it and make 6 figures a month with leveraging social media.. Comment READY and you can get access to a free training that shows you a step by step process on how to start making money today! ๐Ÿ’ฏ ๐Ÿ”— in b!0 Like, Share & Save & Hit the follow button #sidehustlepro #onlinemarketing #earlyretirement #workfromhomejobs #investingforbeginners #workonline #onlinebusinessmanager #wealthbuilding #wealthcoach #millionairelifestyle #millionairemind #successmotivation #incomeopportunities #hustlelife #affiliatemarketingforbeginners

5/22/2024, 3:28:46 AM

Apple has apologized for their controversial iPad Pro commercial that featured several creative objects. โ€œCreativity is in our DNA at Apple, and itโ€™s incredibly important to us to design products that empower creatives all over the world,โ€ said Tor Myhren, the companyโ€™s VP of marketing communications in a statement to Ad Age. โ€œOur goal is to always celebrate the myriad of ways users express themselves and bring their ideas to life through iPad. We missed the mark with this video, and weโ€™re sorry.โ€ Follow @startupground Follow @startupground Follow @startupground #lifelessonslearned #wisequotes #wisdomquote #lifequotestoliveby #wisequote #wisewordsoftheday #wisdomwords #momentmarketing #creativeads #marketingmind #howtoinvest #buildwealth #indexfunds #earlyretirement #moneytalk

5/22/2024, 2:57:59 AM

Apple has apologized for their controversial iPad Pro commercial that featured several creative objects. โ€œCreativity is in our DNA at Apple, and itโ€™s incredibly important to us to design products that empower creatives all over the world,โ€ said Tor Myhren, the companyโ€™s VP of marketing communications in a statement to Ad Age. โ€œOur goal is to always celebrate the myriad of ways users express themselves and bring their ideas to life through iPad. We missed the mark with this video, and weโ€™re sorry.โ€ Follow @startupground Follow @startupground Follow @startupground #lifelessonslearned #wisequotes #wisdomquote #lifequotestoliveby #wisequote #wisewordsoftheday #wisdomwords #momentmarketing #creativeads #marketingmind #howtoinvest #buildwealth #indexfunds #earlyretirement #moneytalk

5/22/2024, 2:30:18 AM

I'm not a great gardener ... because I only like the planting and then the harvesting, not anything in between like weeding, fertilising etc That sounds like my investing strategy ๐Ÿคฃ I like the initial buying (I identify more as a spender and the buying gives me a dopamine hit) and then harvesting the dividends. I don't do anything in between except let time do its thing. I do reinvest my dividends at the moment but will stop once I need the income. I harvested 17 pumpkins over the weekend from 3 vines - seedlings given to me by my friend who found them growing in the compost. It's been fun to see them grow and then agonising over when to harvest them - are the stalks brown yet? any frosts coming? etc There are always wins & losses - the possums beat me to one pumpkin and 3 of the 17 had split from the rains (I'm guessing!). But the wins are much higher than the losses as I can still salvage some good bits from the split ones. Pumpkin soup, anyone? ๐ŸŽƒ #financialindependence #financialindependenceretireearly #financialinedependenceforwomen #financialindependencejourney #personalfinanceforwomen #personalfinancebywomen #financialfreedomjourney #latestarterfire #ozfirecommunity #fijourney #retireearly #earlyretirement #retireat55 #retireat55plan #midlife #retirementplanning #retirementgoals #retirementplan #retirementsavings #passiveincomestream #dividendincome

5/22/2024, 12:56:59 AM

H and I are ordinary Singaporeans. Both of us went to local schools and thankfully made it to the local universities. We were able to secure jobs even before graduating and have been working since. Over the past 7-8 years, we have changed jobs several times and both of us are now in our 4th company. Financial stability is very important to both of us and we have never left any company without a firm employment offer. Our lifestyles are very aligned - comfortable but not extravagant. We dine out when we want to (typically at pet-friendly establishments and not Michelin star restaurants) and own a small car (for ease of getting around with Mochi). Generally we go on 2 to 3 holidays a year, with one longer trip for further destinations and the other trips around SEA. We only fly economy and stay at 3 or 4-star hotels. As we did not want to wait too long for a BTO, we purchased a resale HDB flat for our matrimonial home. We count ourselves very lucky to have purchase it during the COVID-19, right before prices started to spike. The flat is still under mortgage and our MOP ends in 2025. Hence, there will not be any movement in our property until then, but who knows after that? #financialindependence #firemovement #earlyretirement #coastfi #baristafi #corporate #dinkwad #personalfinance #financialfreedom #singapore

5/22/2024, 12:39:45 AM

๐Ÿข ๐—ก๐—ฒ๐˜„ ๐—ก๐—ถ๐—บ๐—ฎ ๐—˜๐—พ๐˜‚๐—ถ๐˜๐˜† ๐—•๐—น๐—ผ๐—ด ๐Ÿข ๐—” ๐——๐—ผ๐—ฐ๐˜๐—ผ๐—ฟ'๐˜€ ๐—š๐˜‚๐—ถ๐—ฑ๐—ฒ ๐—ง๐—ผ ๐—ง๐—ต๐—ฟ๐—ถ๐˜ƒ๐—ถ๐—ป๐—ด ๐—œ๐—ป ๐—ฃ๐—ฒ๐—ฟ๐˜€๐—ผ๐—ป๐—ฎ๐—น ๐—™๐—ถ๐—ป๐—ฎ๐—ป๐—ฐ๐—ฒ ๐Ÿ’ก Let's have a heart-to-heart about something we often overlook amidst our busy shifts and patient care: our financial well-being. For us in the medical field, managing our finances isn't just about crunching numbers; it's about paving the way for a future where we can enjoy the fruits of our labor without worry. ๐Ÿ’ฐ๐Ÿ’ผ Our journey is unique, filled with towering student loans and the promise of financial success in our profession. It's a path marked by challenges and victories. While tackling debt and planning ahead may seem daunting, let's not forget the wealth-building opportunities our careers offer. ๐Ÿš€๐Ÿ’ก So, let's approach our financial journey with the same dedication we bring to patient care, making every step count toward a life rich with possibilities, both inside and outside the hospital. ๐Ÿฅโœจ The link in the comments below: ๐Ÿ‘‡ #passiveincome #realestateinvesting #financialfreedom #earlyretirement #timefreedom

5/21/2024, 11:41:59 PM

I hope I get to live somewhere like this some day. Cities are so busy and overstimulating. My entire brain is fried from it all and so I put in my resignation today! I do not want to be a slave to the grind any longer. I want to do what I want, when I want. I want to spend my days baking bread and sitting on my porch. I want to see my kiddos as much as possible. Most importantly, I want to become the person I was born to be. Being outside the home performing meaningless work is not what God intended for any of us. It should be God and family first. I'm done living according to society's standards. All of it is a lie meant to keep you from your purpose. #newlife #earlyretirement #godsplan #justdoit

5/21/2024, 11:32:13 PM

This 100% VTSAX portfolio thing is wild and the gains still blow my mind๐Ÿ“ˆ. So here I am with a net worth of $800,000 after quitting my job in 2020 with $500,000 invested and not adding income to my investment portfolio since. I'm speechless. Next step: Black Female Millionaire๐Ÿ™Œ๐Ÿพ.

5/21/2024, 10:01:11 PM

๐˜๐Ž๐”๐‘ ๐๐„๐—๐“ ๐‚๐‡๐€๐๐“๐„๐‘ ๐ข๐ฌ ๐š๐›๐จ๐ฎ๐ญ ๐ญ๐จ ๐›๐ž๐ ๐ข๐ง! Learn the exact way that people are creating income online and ๐“๐‡๐‘๐ˆ๐•๐ˆ๐๐† instead of just ๐’๐”๐‘๐•๐ˆ๐•๐ˆ๐๐†. Travelling, spending time doing what you love or just being able to live without constantly checking bank accounts. This LIVE Masterclass will cut all the BS and delve straight into how so many others have created an income online, in pockets of time and got to actually ๐‹๐ˆ๐•๐„ life at the same time. ๐‘๐ž๐ฉ๐ฅ๐š๐ฒ ๐ฐ๐ข๐ฅ๐ฅ ๐›๐ž ๐š๐ฏ๐š๐ข๐ฅ๐š๐›๐ฅ๐ž ๐Ÿ๐จ๐ซ ๐Ÿ’๐Ÿ– ๐ก๐จ๐ฎ๐ซ๐ฌ ๐จ๐ง๐ฅ๐ฒ ๐ฌ๐จ ๐ฒ๐จ๐ฎโ€™๐ฏ๐ž ๐ ๐จ๐ญ ๐ญ๐จ ๐›๐ž ๐ช๐ฎ๐ข๐œ๐ค!!! Comment โ€˜๐“๐‡๐‘๐ˆ๐•๐„โ€™ and lโ€™ll make sure you get the link to register!!!! Jane ๐Ÿ’ฅ๐Ÿ™Œ โ€”โ€”โ€”โ€”โ€”โ€”โ€”-โœˆ๏ธ #youbetheboss #earlyretirement #worklifebalance #workonline #createmoneyonline #onlinebusiness #workfromanywhere #workfromhome #travel #womensupportingwomen #club40 #club50 #club60

5/21/2024, 9:16:04 PM

do you have room in your budget to retire earlier? ๐Ÿ‘‡๐Ÿผ Regardless of what your income is, the more you invest into well diversified index funds each month, the sooner you can retire (or have a safety net to be able to choose to). I wish someone laid the numbers out for me like this when I got my first full time job. I used to walk around with no plan for my money, and once I made a plan for my money (aka a budget), I not only have my retirement in my mid 50โ€™s taken care of, but I was able to downshift to a part time role doing meaningful work. Making a plan for your money can be life changing. I have been using Monarch Money to track my spending and put my plan to work. I love the way they display cash flow, reoccurring expenses, and net-worth, and connect to all of my accounts. My favorite feature is the calendar view that automatically shows when all of my reoccurring expenses are. Check out the link in my bio to give Monarch Money a try ๐Ÿ‘‰๐Ÿผthe.retired.millennial Or use this link: https://monarchmoney.sjv.io/Mmneyq #MonarchMoney #PersonalFinance #MonarchMoneyPartner #MonarchMoneyAmbassador #financialliteracy #earlyretirement

5/21/2024, 9:14:30 PM

Today I received my mortgage renewal email from my current lender. I went through our large list of lending partners and found the most appropriate mortgage for my family, which will save us $1,440 over the term. Always check with a mortgage broker โ€“ itโ€™s free advice! www.ThePegMortgages.ca #mortgagebroker #razormortgage #smartmoney #refinance #mortgage #home #gojetsgo #winnipeg #manitoba #mortgageprofessional #loan #mortgagerates #earlyretirement #winnipegmortgage #manitobamortgage #ywg #dreamhome #prairies #housingmarket #rates #mortgagesmanitoba #mortgagewinnipeg #firsttimehomebuyer #rentalmortgage #bluebombers #winnipegjets #gojetsgo

5/21/2024, 7:44:47 PM

๐Ÿ’ผ๐ŸŒด Donโ€™t Settle for Just Working: Create Your Retirement Plan! ๐ŸŒด๐Ÿ’ผ ๐Ÿ“Œ Discover your financial independence. ๐Ÿ’ธ๐Ÿ’ช While many Americans rely on working indefinitely, you have the power to design a different future. Explore the concept of financial independence, where your passive income covers your expenses, giving you the freedom to retire early and enjoy life on your terms. Dream big and envision the possibilities! ๐Ÿ“Œ Start early and save consistently. โณ๐Ÿ“‰ Time is your greatest ally. Begin saving for retirement as early as possible and make it a habit to save consistently. Take advantage of retirement accounts like 401(k)s or IRAs, and contribute regularly. Even small amounts can grow significantly over time, thanks to compounding interest. ๐Ÿ“Œ Diversify your investment portfolio. ๐Ÿ“ˆ๐ŸŒฑ Donโ€™t put all your eggs in one basket. Diversify your investments across different asset classes, such as stocks, bonds, real estate, or mutual funds. This strategy helps spread risk and potentially increases your chances of achieving higher returns over the long term. ๐Ÿ“Œ Plan for contingencies. ๐ŸŒช๏ธ๐Ÿ”’ Life is full of unexpected twists and turns. Build an emergency fund to handle unforeseen expenses without dipping into your retirement savings. Additionally, consider insurance policies that protect you and your loved ones, such as health insurance, disability insurance, or long-term care insurance. ๐Ÿ“Œ Seek professional guidance. ๐Ÿ“š๐Ÿ‘ฅ Navigating the complexities of retirement planning can be overwhelming. Consider consulting a financial advisor who specializes in retirement planning. They can provide personalized guidance, help you set realistic goals, and create a customized strategy to ensure a comfortable retirement. Continued in Comments sectionโ€ฆ๐Ÿ‘‡

5/21/2024, 7:43:06 PM

We hold these truths to be self-evidentโ€ฆ . #repost #thestruggle #latergram #toofunny #earlyretirement

5/21/2024, 7:21:44 PM

Itโ€™s actually NOT THAT EXPENSIVE to start your own retirement accounts that can actually accrue better interest than a contributing 401k. โ  โ  There are life insurance policies that are SUPER affordable, especially if youโ€™re younger, and have more benefits than just a death benefit.โ  โ  DM me to see if you qualify.

5/21/2024, 7:01:07 PM