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Staying on top of your receipts can help boost your credit score. Small steps lead to big financial health. #RepeatDispute #CreditScoreTips #FinancialWellness #CreditManagement #SmartFinance #BudgetTips #FinancialPlanning #CreditAwareness #GoodCredit #MoneySavvy #ExpenseTracking #CreditHealth #SmartSpending

Sistas! Take the first step toward financial wellness and attend our FREE WEBINAR 'Financially Savvy Sistas - How to be Financially Intelligent with Money' on Wednesday 3 July 2024 at 19:00 BST. Book your place here https://www.charmainesimpson.com/events #financialliteracy #women #success #savvysister #moneysavvy #womenandmoney #womensupportingwomen #financialeducation #financialeducator #financialindependance #financialeducationmatters #personalfinance #financialgoals #moneytips #moneycoach #financialwellbeing #womenandpersonalfinance

🌟 Smart Shopping 101: Learn the basics for making savvy financial decisions before your next big purchase! #FinanceTips #SmartShopping #MoneySavvy

🌟 Smart Shopping 101: Learn the basics for making savvy financial decisions before your next big purchase! #FinanceTips #SmartShopping #MoneySavvy

NEW SKINCARE FREEBIE 💕 @soldejaneiro rio radiance spf50 body lotion. I have never tried this brand before so I am excited to see how this lotion will feel on my skin, heard great things about this brand 💕 I claimed this via a pop up ad on facebook. Thank you @soldejaneiro ☀️☀️☀️ #soldejaneiro #soldejaneiroqueen #soldejaneirorioradiance #cultbeauty #producttester #producttesting #freebiecommunity #reviewer #freestuff #freebieuk #moneysaving #moneysavvy #gotitforfree #sopost #freesamplesbymail #beautysamples #beautycommunity #beautyobsessed #beautyaddict #freebiehunter #freebiealert #freeskincare #freesample #freebiesquad #freebiehunteruk #freestufffinder

Planning a holiday soon? Maybe for Christmas or just for the Summer holidays?⁣ To ensure you have a stress-free holiday - check out these tips for saving 🙌🏼 The last thing you want to do is stress about one of the most memorable times of your life, planning a big holiday isn’t something that’s a regular occurrence for many! Head to our website to check out our Money Savings Challenge Packs including a Holiday Budget Challenge 🔥 Are you planning on going away for a holiday with your family soon? . . . . . #thebudgetdiariesco #budgetbinder #moneysavings #cashstuffing #budgeting #budgettips #moneymanagement #moneychallenges #savemoney #buildyoursavings #savings #savingmoney #budgetingtips #money #budgetingforbeginners #smallbusinessau #sydneysmallbusiness #aussiemums #smallbusinessaustralia #bizbabe #moneysavingtips #moneysaver #moneysaving #moneysavvy #budgetdiaries #sydneylocal #sydneylocalbusiness #holidays #dreamholiday #summer

Follow @changemymoneyjourney for all things money 💸 and creating the life you want ✨ 📌 Save this post for future reference! Isn’t it so nice to find ways that make you feel great, but that don’t cost a lot? All of these ideas will give you that great feeling without costing the earth 🌍 Have you tried any of these? What would you add to this? #moneymatters #moneymindset #moneyminded #moneymotivated #mymoney #budget #budgetuk #budgeting #budgetingtips #budgeting101 #budgetingforbeginners #budgetfriendly #buildwealth #personalfinance #moneysavvy #sidehustler #savemoney #savemoneytips #savingmoneyuk #savingmoney #savingmoneytips #savemoremoney #debtfreedom #debtfreecommunity #firecommunity #financialwellness #savinggoals #financialindependence #financialknowledge #lowcost

Empower your kids with the financial skills they need to be successful! Start today and watch them thrive. 💪💰 #FinancialLiteracy #TeachKidsMoney #MoneyManagement #FinancialEducation #ParentingTips #RaisingSmartKids #EarlyEducation #FutureEntrepreneurs #KidsFinance #FinancialFreedom #ParentingHacks #SmartKids #MoneySavvy #ParentingCommunity #FinancialSuccess #K12Education #EntrepreneurshipForKids #LifeSkillsForKids #EmpoweredParents #InvestInYourKids

To this day there are still people who believe that banks just take your deposited money and keep it under lock and key. 😵🤔 No matter how you think it through, ain't no way the banks just help you to hold your money for free and have a money tree 🌳 growing cash for them to pay you #interests and fixed #deposit returns. They are using that money to generate even more money for themselves, and the cut you get for "funding" them is, on average, about 0.05% base interest rate of what you kept with them. Is your #money really 100% safe in a bank account? Are you dissatisfied with such low base returns? If you are, arrange an appointment with @j.hwang2x and see what can be done to help you. https://www.bankrate.com/banking/what-banks-do-with-deposits/#:~:text=Only%20a%20small%20portion%20of,the%20bank%20back%20with%20interest. #investmentmemes #moneysavvy #jhwangfinancialfreedom

Stay tuned to know more about this! #FinancialEducation #InvestSmart #MoneyMatters #FinanceTips #FinancialFreedom #WealthBuilding #PersonalFinance #MoneyManagement #Investing101 #FinancialPlanning #SmartInvesting #BudgetingTips #FinancialGoals #WealthMindset #StockMarketBasics #SaveMoney #DebtFreeJourney #MoneySavvy #FinancialIndependence #InvestingForBeginners #MoneyTips #FinancialLiteracy #PassiveIncome #FinancialWellness #RetirementPlanning #FinancialGrowth #MoneyMindset #BuildingWealth #SmartMoney #InvestInYourself

Did you know? ^ ================== If you have a condition that warrants a #hospital stay and you have a good hospital #plan, you could just head there and you would possibly only need to pay around 5-10% of the hospital bill if it is covered, AND you could use medisave to pay for the remaining bill, resulting in zero cash outlay? So why not just pay that amount instead of waiting a couple of hours at the #polyclinic and paying for the meds anyways? If it's serious enough, your polyclinic examiner may refer you to the hospital anyways ¯\_(ツ)_/¯ #investmentmemes #moneysavvy #jhwangfinancialfreedom

Empower your family's future by mastering the basics of financial literacy! 📚💡 Join us at Invest 3C, a Carolina Canyon Corporation initiative, and take the first step towards financial independence. 💰✨ #FinancialLiteracy #Invest3C #FinancialLiteracy #Invest3C #CarolinaCanyonCorp #FamilyFinance #MoneyManagement #FinancialEducation #SmartInvesting #Budgeting #SavingMoney #DebtFreeJourney #WealthBuilding #FuturePlanning #FinancialFreedom #MoneyTips #InvestInYourself #FamilyGoals #FinancialHealth #LearnToEarn #SecureFuture #MoneyMatters #InvestSmart #FinancialSuccess #WealthManagement #FinancialAwareness #TeachKidsFinance #FamilyWealth #MoneyMindset #FinancialGrowth #MoneySavvy #FinancialGoals

Learning the Hard Way Hey friends, ever felt shocked seeing your grocery bill? Been there, done that. 😅 That's why I put together 'Navigate Today's Rising Price Wave. 'It's all the stuff I wish I knew earlier about dodging those crazy price hikes. Totally free – because we're all in this together. Check it out in my bio and let's save together! #BudgetJourney #InflationLifeHacks #FreeGuide #MoneySavvy #MadeInTheUSA

Hey Sis Hey! Today is National Lucky Penny Day, and I couldn’t be more excited to share a little nugget of joy with you all! You know those times when you stumble upon a penny on the ground and think, “Eh, just a penny”? Well, not today, ladies! Today, we celebrate every tiny bit of fortune coming our way. Instead of just leaving that shiny penny on the sidewalk, let’s do something fun and meaningful. Pop that little treasure into your piggy bank! Trust me, your future self will thank you. Plus, it’s a great way to start a savings habit, even if it’s just one lucky penny at a time. So, next time you spot one, don’t just walk by—scoop it up, give it a little kiss for good luck (or maybe just a quick smile), and let it join its friends in your piggy bank. You’ll be surprised at how those tiny bits of luck can add up to something bigger. By the way: who remembers putting shiny pennies in your loafers? #nationalluckypennyday #luckypennyday #luckypenny #piggybank #moneymatters #financialsecurity #financialliteracyforwomen #financialfreedomforwomen #financialplan #bemoneysmart #moneyconfidence #knowyourmoney #moneysolutions #financialwellness #financialpeace #financialsuccess #personalfinances #personalfinancetips #personalfinanceforwomen #financiallysavvy #moneysavvy #moneymindsetshift #personalfinanceformillennials #personalfinanceforbeginners #financialeducationmatters #financialeducator #financialjourney #genxwomen #blackgenx #blackmillennials

Does saving money or budgeting seem hard for you?⁣ It definitely can be for some people. But don’t worry / our money challenges are super easy to follow 🙌🏼 Simply chuck your cash into the pockets, tick ✅ one off and seal. How easy is that? The feeling you get once you’ve completed a challenge is amazing 💪🏼 Save up for that dream holiday or build up your emergency fund and head to our website to get started 🔥 . . . . . #thebudgetdiariesco #budgetbinder #moneysavings #cashstuffing #budgeting #budgettips #moneymanagement #moneychallenges #savemoney #buildyoursavings #savings #savingmoney #budgetingtips #money #budgetingforbeginners #smallbusinessau #sydneysmallbusiness #aussiemums #smallbusinessaustralia #bizbabe #moneysavingtips #moneysaver #moneysaving #moneysavvy #budgetdiaries #sydneylocal #sydneylocalbusiness

Discover smart strategies to sidestep rate hikes and save money. Stay informed and keep your finances in check! ⚜️ My Finance Mate 0469 844 656 www.myfinancemate.com.au [email protected] ⚜️ #finance #financetips #finances #personalfinance #financegoals #financeblogger #investing #investingtips #financialfreedom #creditrepair #emergencyfund #investmentplanning #creditcounseling #loan #financialstrategy #australia #mortgage #firsthomebuyer #homemortgage #personalloan #carloan #equipmentloans #smsfloans #melbourne #businessloans #sydney #debtconsolidation #MoneySavvy #myfinancemate

It's happening today! Don't miss our founder, Kathryn Main, on the Up Close & Personal segment with Manila Parker Galsoolker on 1004 FM stereo. Tune in at 14h15 this afternoon to hear about Kathryn's journey, the impact of Money Savvy, and why financial literacy is more important than ever. Tune in here: www.radio786.co.za #MoneySavvy #RadioInterview #FinancialLiteracy #GetMoneySavvy

Ready to transform your financial future? 🌟 Introducing My Money Makeover – the ultimate self-paced money management course designed just for women! 💪💰 Learn personal finance strategies and real-life money management tips in everyday language that’s easy to understand. Life's too short to stress about money, and with the right tools, you can truly change your life! Here’s what you’ll get: ✨ Five Powerful Learning Modules: Dive into five modules, written and hosted by qualified financial adviser Jennifer Richardson. 📊 Downloadable Financial Tools: Access a revolutionary new budgeting template to track your expenses, automate your banking, and achieve your financial goals effortlessly. 📚 Money Honey Resource Hub: Get exclusive access to bonus tips and tricks to quickly and easily implement your new finance strategies. Don’t wait – take control of your finances and start your journey to financial freedom today! Comment 'Ready' below to learn more! 🚀✨ - - - #FinancialFreedom #MoneyManagement #WomenEmpowerment #PersonalFinance #BudgetingTips #FinancialEducation #MoneyGoals #WealthBuilding #FinancialLiteracy #SmartMoney #DebtFreeJourney #InvestingForWomen #FinancialWellness #SaveMoney #MoneyMindset #FinancialSuccess #FinancialPlanning #MoneySavvy #EmpowerWomen #FinanceForWomen

Don't miss this FREE Webinar 'Financially Savvy Sistas - How to be Financially Intelligent with Money' by Financial Educator Charmaine Simpson @charmainesimpsonfinancial on Wednesday 3 July 2024 at 19:00 BST. Book your place here https://www.charmainesimpson.com/events #financialliteracy #women #success #savvysister #moneysavvy #womenandmoney #womensupportingwomen #financialeducation #financialeducator #financialindependance #financialeducationmatters #personalfinance #financialgoals #iwd #iwd2024 #moneytips #moneycoach #financialwellbeing #womenandpersonalfinance

Platforms liked Vinted, Depop and eBay offer bargains on a variety of items for those who don’t mind shopping second-hand. Here are a few tips to stay protected whilst second-hand shopping and hunting for those bargains. Knowledge is Power! Here at The Untaught Syllabus, we want to level the playing field. For more content for life topics related to career, finance, and more sign up to our newsletter (link in bio!). We are on a mission to level the playing field. Remember to SHARE, SAVE and LIKE this post. If you would like to learn more, visit our website (LINK IN BIO), or send us a DM, we promise we are friendly.🎓 For more tips like these follow us @theuntaughtsyllabus. Remember this is educational content, not financial advice. Remember to SHARE, SAVE and LIKE this post. #TUS #moneysavvy #secondhand #costoflivingcrisis #thrift #vinted #depop #ebay #bargain #sjopping #tips #money #safe

Debit card or credit card: which is right for you? Discover the key differences and make an informed choice! #RepeatDispute #DebitCard #CreditCard #Finance101 #MoneySavvy #Budgeting #CreditScore #SmartSpending #FinancialPlanning #MoneyTips #PersonalFinance #FinancialLiteracy #SpendWisely

💸 Biggest money mistake? Not budgeting! Lesson learned: always track your spending! 📝💰 #MoneyMistake #Budgeting #PersonalFinance #FinanceTips #MoneyManagement #FinancialFreedom #SmartMoney #WealthBuilding #Investing #Savings #DebtFreeJourney #FinancialPlanning #MoneyGoals #FinancialEducation #FinancialIndependence #MoneyMatters #BudgetGoals #FrugalLiving #SpendSmart #SaveSmart #FinancialFitness #MoneyTalks #MillennialMoney #MoneyMindset #FinancialLiteracy #MoneyTips #DebtFreeCommunity #FinancialSuccess #FinancialHealth #MoneySavvy

Did you know that 49% of women consider themselves to be CFO of their households? (100% if you're single or head of household) This is why mastering your money is so important Learn these Do's and Don'ts and take your money management to the next level #money #moneymanagement #moneysavvy #moneymoves #financialbehavior #womenandmoney #financialindependence #thewomancfo

Exciting News Alert! Join us as Kathryn Main, founder of Money Savvy, takes the airwaves on 1004 FM stereo with Manila Parker Galsoolker. Tune in tomorrow, May 23rd at 14h15 for an insightful discussion on financial literacy and the incredible journey behind Money Savvy. Don't miss out! Tune in here: www.radio786.co.za #MoneySavvy #GetMoneySavvy #UpCloseAndPersonal #FinancialLiteracy

💸 Save on Shopping with These Tips! 🛒✨ 1️⃣ Ask yourself, "Do I really need this?"—Before buying those cheap roller skates, think, “I don’t even skate! I don't need these 🤔❌” 2️⃣ Use coupons and cashback apps—Free money is waiting for you, just need a little research! 📲💵 3️⃣ Comparison shopping—Always check for the best deals! 🕵️‍♂️💰 #explore #FIRE #retireyoung #stocks #FinanceTips #SaveMoney #SmartShopping #FrugalLiving #Couponing #Cashback #ComparisonShopping #MoneySavvy #FinancialIndependence

💡 **Words of Wisdom Finance Edition** 💡 "Invest in yourself. Your career is the engine of your wealth." 🚀✨ Ready to take control of your financial future? 🌟 It's time to make smart moves and watch your wealth grow. 📈💰 - - - #FinanceTips #WealthBuilding #Investing #FinancialFreedom #MoneyManagement #SmartInvesting #PersonalFinance #FinancialGoals #InvestmentStrategies #GrowYourWealth #FinancialEducation #WealthManagement #MoneyMatters #FinanceGoals #BuildWealth #InvestmentTips #FinancialSuccess #MoneyMindset #SmartMoney #InvestSmart #FinanceWisdom #FinancialPlanning #MoneySavvy #WealthJourney #FinancialIndependence Ready to start your journey? 🚀👇 Drop a comment and share your goals! 💬✨

Are you aware of the lipstick effect? It is a theory suggesting that during times of economic downturn, people are more likely to buy... Check out our new article 'Why We Spend on Lipstick When Money is Tight'. 📃Check our website to dive in! As always, share far and wide if you enjoyed it! #finance #moneytips #mindovermoney #confidence #moneysavvy

Follow @changemymoneyjourney for all things money 💸 and creating the life you want ✨ 📌 Save this post for future reference! Romantic activities that don’t cost alot are so often the most special 🤍 I’ve done all of these, and love them. I especially enjoy getting out in nature. I think one of our best ever romantic activities was when we went for a beautiful scenic run in Cornwall really early. The views were breathtaking 🌊 Have you ever tried any of these? What are your favourite romantic ideas on a budget? Let me know 👇🏼 #moneymatters #moneymindset #moneyminded #moneymotivated #mymoney #budget #budgetuk #budgeting #budgetingtips #budgeting101 #budgetingforbeginners #budgetfriendly #buildwealth #personalfinance #moneysavvy #sidehustler #savemoney #savemoneytips #savingmoneyuk #savingmoney #savingmoneytips #savemoremoney #debtfreedom #debtfreecommunity #firecommunity #financialwellness #savinggoals #financialindependence #romanticideas #budgetfriendlyideas

NEW SKINCARE FREEBIE 🖤🤍 @chanel.beauty skincare samples! Boots sampling had a promotion a couple of weeks ago to apply for this cute trio of products from Chanel beauty. Thank you @bootsuk & @chanel.beauty 🤍🖤🤍🖤🤍 #chanel #chanelbeauty #chanelskincare #bootssampling #producttester #producttesting #freebiecommunity #reviewer #freestuff #freebieuk #moneysaving #moneysavvy #gotitforfree #sopost #freesamplesbymail #beautysamples #beautycommunity #beautyobsessed #beautyaddict #freebiehunter #freebiealert #freeskincare #freesample #freebiesquad #freebiehunteruk #freestufffinder

Let's raise a financially savvy generation! 💰 Teaching kids about money management, budgeting, and saving is essential for their future success!📈💡 . . . #financialliteracy #moneymanagement #budgeting #saving #teachkids #futuresuccess #hardwork #responsiblespending #smartmoney #kidseducation #financialfreedom #wisechoices #parentingtips #lifeskills #investinfuture #moneysavvy #teachthemyoung #financialeducation #growwealth #empowerkids #smartspending #smartkids #educationalapps #parentingtips #digitallearning #techforkids #childdevelopment #learningthroughplay #familytech #raisesmartkids

It's important to develop responsible spending habits among children. 💰👧 . . . #moneymanagement #financialliteracy #kidslearning #smartspending #futureleaders #wiseinvestments #parentinggoals #teachthemyoung #lifeskills #financialeducation #savesmart #budgeting101 #familyfinance #kidsandmoney #moneysavvy #youthempowerment #financialfreedom #moneywise #responsiblespending #moneymatters #smartkids #educationalapps #parentingtips #digitallearning #techforkids #childdevelopment #learningthroughplay #familytech #raisesmartkids

✍️ New Blog ✍️ Are you curious about economic forecasts and how they impact your daily life? Probably not, but you really should be! In my latest blog I look to demystify economic forecasts, uncover their real-world implications, and remind you how extremely inaccurate they often are 📊🕵️‍♀️👷‍♂️📁💼 🚨”The IFS today indicated the UK economy could be headed for recession” ‼️”The OBR has earned Britons face a worsening economic outlook” 🌎”The world economy is under stress, says the IMF” These kinds of headlines might sound familiar. But what do they really mean for you? 🤔 Learn about: 📈Inflation and the CoL 📄Employment and wage impacts 💲Interest rates and loan affordability 💼Public services and tax implications As always, #linkinbio👆or head to joeonthemoney.wordpress.com #moneyblog #economicforecasting #economicforecasts #boe #obr #imf #ifs #personalfinance #financialliteracy #financialeducation #macroeconomics #financialfreedom #money #ukeconomy #inflation #costofliving #debt #governmentborrowing #housingmarket #moneysavvy #publicservices

Making extra money this month doesn’t need to be complicated. These have all been tried and tested by me 👇🏼 1️⃣ Switch Bank Account - An amazing low effort to make some extra cash. Many banks offer monetary incentives to switch to them. Make sure you follow all the steps of your chosen switch to get your payment. 2️⃣ Sell unwanted items - Declutter & make money. Win win. EBay and Vinted, are so easy to get into. If you have more specialist items to sell definitely do your research into companies that buy it for you, as I’ve found this worked well for me. 3️⃣ Website Testing - You get to test websites, follow some instructions and complete set tasks to get paid a fee once approved. 4️⃣ Market Research - This can be such a fantastic earner. It’s essentially companies gathering information about consumers’ opinions and preferences. A top tip would be to apply for as many as you can. 5️⃣ Receipt Scanning - Again something I have used for many years; so much so that it’s like automatic pilot for me now. I personally love them as it takes a matter of seconds to snap a receipt, your balance builds up and then you can cash out real money or vouchers. It’s that simple. 6️⃣ Surveys - Something I have done for at least 10 years and continue to do to this day. You have control over which ones you choose to do. Some are quick, easy and fun, and it’s great to see your balance go up. Prolific is the best survey site out there and has been my favourite for over 4 years. If you’re not on the waitlist, it’s worth getting on it. Of course, there’s loads more side hustle inspiration in my stanstore. Which ones have you tried? Will you be giving any of them a go? Post Credit @changemymoneyjourney

Be smart with your money. You worked hard enough for it, so try to hang on to as much of it as you can! ⭐️ Sinking funds are a budgeting game changer. Set aside small amounts each month for expenses that you know are coming up. For example, if you know you'll need £300 for school uniform in 5 months, instead of panicking when the time comes, instead save £60pm or £15pw. when the time comes, you'll have the money waiting. ⭐️ Make more money. The more money you bring home, the more you can save and invest. Grab some extra hours at your regular job, or take up a side hustle (surveys, mystery shopping, matched betting, reselling etc). ⭐️ Automate everything. Set up direct debits and standing orders for all of your bills and savings. That way, you won't ever miss a bill payment and you won't forget to save. ⭐️ Make your goals realistic. If you set the bar too high, you will very quickly become resentful. If you bring in £1500 pm and your expenses are £1200, a goal to save £500pm isn't realistic or achievable. ⭐️ Track all of your expenses. If you don't know where your money is going each month, it's just going to constantly slip through your fingers. Do you do any of these things? All of them? None of them? #debtfreecommunityuk #ukmoneybloggers #debtfreecommunity #savingmoney #mortgage #frugalliving #frugallife #savings #debtfreejourney #lifeonabudget #budgetlife #sinkingfunds #budget #debt #investing #personalfinance #debtfreefamily #livelikenooneelse #mealplan #budgeting #budgetingtips #moneysaving #moneysavvy #wealthbuilding #ukmoneybloggers #moneygoals #moneysavvymumuk

NEW SKINCARE FREEBIE 🤍🪽 I received this mini pot of @nivea_uk soft cream. This sample is 25ml which is very generous and I know I will get a good use out of it. I claimed this via a sponsored ad on facebook 🩵 #nivea #niveasoft #producttester #producttesting #freebiecommunity #reviewer #freestuff #freebieuk #moneysaving #moneysavvy #gotitforfree #sopost #freesamplesbymail #beautysamples #beautycommunity #beautyobsessed #beautyaddict #beautyfreebie #nivealover #niveauk #skincaresample #skinisin #skincareproducts #skincareroutine

Here is my inspirational thought of the day... #FinancialWisdom #MoneyMindset #WealthJourney #FinancialFreedom #BudgetingBliss #SmartInvesting #SavingsGoals #DebtFreeLife #FinancialSuccess #MoneyMatter #FinancialEmpowerment #InvestingTips #FinancialWellness #MoneyGoals #FinancialLiteracy #EconomicEmpowerment #WealthBuilding #FinancialIndependence #FinancialPlanning #MoneySavvy #FinancialEducation #FinancialSecurity #MoneyManagement #WealthCreation #FinancialConfidence

Mastering the art of budgeting one semester at a time! 📚💼👩‍💻 #CollegeBudget #StudentLife #MoneySavvy

Creating a budget is one of the first steps to securing your financial future. By sticking to your budget, you can more easily keep track of your finances, allowing you to make it to payday! Need help creating and sticking to a budget? We’re here to help! Visit our website and browse our array of free and paid-for workshops, available in person or online. www.moneysavvyhumans.co.za/calendar @kathrynbossladymain @money_savvy_mozambique @moneysavvymauritius #MakeItToPayday #MoneySavvyHumans #MoneySavvy #GetMoneySavvy

Things can so much in such a short period of time. A few years ago we had NO idea how to manage our money. As soon as it came in, we'd spend it and we'd usually spend it on stuff we didn't need. We ran up debts of £21k and were struggling to meet our payments. Now, we have no debt apart from our mortgage. All of our money has a plan - be that investing, saving, bills etc. We have established sinking funds, we are investing, and we track all of our spending. There are simple things we are doing each month to ensure we stay on track. We check over our budget regularly, we adjust our budget according to our earnings for the month (we're self employed so our earnings are never the same), and we make sure that our money has a plan as I know from experience that money left just sitting in an account will be spent. We also automate all savings so that we don't forget to do it and risk spending the money instead of saving it. Yes, it's daunting to make the changes at first. We were so scared of failing but we figured things couldn't really get any worse than they already were. But like anything else, once you get started it's nowhere near as bad as you thought it would be. #debtfreecommunityuk #ukmoneybloggers #debtfreecommunity #savingmoney #mortgage #frugalliving #frugallife #savings #debtfreejourney #lifeonabudget #budgetlife #sinkingfunds #budget #debt #investing #personalfinance #debtfreefamily #livelikenooneelse #mealplan #budgeting #budgetingtips #moneysaving #moneysavvy #wealthbuilding #ukmoneybloggers #moneygoals #moneysavvymumuk

Follow @changemymoneyjourney for all things money 💸 and creating the life you want ✨ 📌 Save this post for future reference! Having a good relationship with money can change your life. Instead of money slipping through your fingers, when you have a good relationship with money you make healthy choices, which has a positive effect on your life. Having a good relationship with money can be extremely empowering and give you greater stability. There are only upsides to having a good relationship with money! How is your relationship with money? What would you add to this list? #moneymatters #moneymindset #moneyminded #moneymotivated #mymoney #budget #budgetuk #budgeting #budgetingtips #budgeting101 #budgetingforbeginners #budgetfriendly #buildwealth #personalfinance #moneysavvy #sidehustler #savemoney #savemoneytips #savingmoneyuk #savingmoney #savingmoneytips #savemoremoney #debtfreedom #debtfreecommunity #firecommunity #financialwellness #savinggoals #financialindependence #financialknowledge #moneyhabits

Here is my inspirational thought of the day... #FinancialWisdom #MoneyMindset #WealthJourney #FinancialFreedom #BudgetingBliss #SmartInvesting #SavingsGoals #DebtFreeLife #FinancialSuccess #MoneyMatter #FinancialEmpowerment #InvestingTips #FinancialWellness #MoneyGoals #FinancialLiteracy #EconomicEmpowerment #WealthBuilding #FinancialIndependence #FinancialPlanning #MoneySavvy #FinancialEducation #FinancialSecurity #MoneyManagement #WealthCreation #FinancialConfidence

Things can so much in such a short period of time. A few years ago I had NO idea how to manage my money. As soon as it came in, I'd spend it and I'd usually spend it on stuff I didn't need. My ex and I ran up debts of £21k and were struggling to meet our payments. Now, we have no debt apart from our mortgage. All of my money now has a plan - be that investing, saving, bills etc. I have established sinking funds, I am investing, and I track all of my spending. There are simple things I'm doing each month to ensure I stay on track. I check over my budget regularly, I adjust my budget according to my earnings for the month (I'm self employed so my earnings are never the same), and I make sure that my money has a plan as I know from experience that money left just sitting in an account will be spent. I also automate all savings so that I don't forget to do it and risk spending the money instead of saving it. Yes, it's daunting to make the changes at first. I was so scared of failing but I figured things couldn't really get any worse than they already were. But like anything else, once you get started it's nowhere near as bad as you thought it would be. #debtfreecommunityuk #ukmoneybloggers #debtfreecommunity #savingmoney #mortgage #frugalliving #frugallife #savings #debtfreejourney #lifeonabudget #budgetlife #sinkingfunds #budget #debt #investing #personalfinance #debtfreefamily #livelikenooneelse #mealplan #budgeting #budgetingtips #moneysaving #moneysavvy #wealthbuilding #ukmoneybloggers #moneygoals #moneysavvymumuk

Here is my inspirational thought of the day... #FinancialWisdom #MoneyMindset #WealthJourney #FinancialFreedom #BudgetingBliss #SmartInvesting #SavingsGoals #DebtFreeLife #FinancialSuccess #MoneyMatter #FinancialEmpowerment #InvestingTips #FinancialWellness #MoneyGoals #FinancialLiteracy #EconomicEmpowerment #WealthBuilding #FinancialIndependence #FinancialPlanning #MoneySavvy #FinancialEducation #FinancialSecurity #MoneyManagement #WealthCreation #FinancialConfidence

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Buildi Self-Appreciation to Enhance Financial Success! At our upcoming Master Mind and Money workshop, we emphasise a fundamental truth: building financial appreciation starts with cultivating self-appreciation. For business owners, understanding this connection is crucial for long-term economic success and personal fulfilment. Why is self-appreciation vital for financial growth? ➤ Foundation of Confidence: Self-appreciation breeds confidence, which is essential for making bold, strategic financial decisions. When you value yourself, you're more likely to invest in opportunities that reflect your worth and potential. ➤ Reduces Financial Fear: A strong sense of self-worth minimises fear around financial risks. Appreciating your abilities allows you to navigate financial ups and downs with resilience, viewing challenges as opportunities for growth. ➤ Attracts Prosperity: Confidence and positivity are attractive qualities in business. When you appreciate yourself, you enhance your life and draw clients, partners, and opportunities that align with your values. Join us at the Master Mind and Money workshop to explore these principles in depth. Learn practical strategies to appreciate and leverage your unique strengths, paving the way for financial appreciation and success. This workshop isn't just about managing your money—it's about enhancing your entire approach to life and business through the powerful lens of self-appreciation. Secure your FREE spot now! Link in bio! #financialliteracy #financialfreedom #moneysavvy #moneytips #moneyworkshops #moneysmart #moneytipsformillennials #moneytipsforwomen #moneymanagement #money #financialstrategies #businessowner #businessownerperth #businesstips #taxtips #financialplanners #savingtips #wealthmanagement #wealthmindset #wealthlifestyle #wealthmanifestation #wealthy #millionairemindset

Follow @changemymoneyjourney for all things money 💸 and creating the life you want ✨ 📌 Save this post for future reference! There are times in life when you need to reduce your spending. Maybe your budget has changed or perhaps you are actively trying to stop spending too much. These can all be really useful ways to reduce your spending, which will effectively put more money back in your account. Do you use any of these methods? #moneymatters #moneymindset #moneyminded #moneymotivated #mymoney #budget #budgetuk #budgeting #budgetingtips #budgeting101 #budgetingforbeginners #budgetfriendly #buildwealth #personalfinance #moneysavvy #sidehustler #savemoney #savemoneytips #savingmoneyuk #savingmoney #savingmoneytips #savemoremoney #debtfreedom #debtfreecommunity #firecommunity #financialwellness #savinggoals #financialindependence #financialknowledge #reduceyourspending

If you struggle with savings, try breaking your target down into smaller chunks. £2000 can seem like an overwhelming amount to save, but £5.48 feels much more achievable. #debtfreecommunityuk #ukmoneybloggers #debtfreecommunity #savingmoney #mortgage #frugalliving #frugallife #savings #debtfreejourney #lifeonabudget #budgetlife #sinkingfunds #budget #debt #investing #personalfinance #debtfreefamily #livelikenooneelse #mealplan #budgeting #budgetingtips #moneysaving #moneysavvy #wealthbuilding #ukmoneybloggers #moneygoals #moneysavvymumuk

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Saving money is an essential habit to develop for a secure financial future. Here are some effective ways to save your money. Remember, saving money is a long-term process. Start with small steps, and over time, you'll develop healthy financial habits. #SaveMoney #FinancialFreedom #MoneyManagement #BudgetingTips #SaveForTheFuture #MoneySavingTips #FinancialLiteracy #FinancialGoals #SaveAndGrow #MoneySavvy #canada #vancouver #smallbusiness #enterpreneur #northvancouver #MoneyManagementTips #richmond

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Here is my inspirational thought of the day... #FinancialWisdom #MoneyMindset #WealthJourney #FinancialFreedom #BudgetingBliss #SmartInvesting #SavingsGoals #DebtFreeLife #FinancialSuccess #MoneyMatter #FinancialEmpowerment #InvestingTips #FinancialWellness #MoneyGoals #FinancialLiteracy #EconomicEmpowerment #WealthBuilding #FinancialIndependence #FinancialPlanning #MoneySavvy #FinancialEducation #FinancialSecurity #MoneyManagement #WealthCreation #FinancialConfidence

💸 We've all been there – payday feels like a million miles away, and the funds are running low. Don't stress, we've got your back with some savvy tips to help you get through. #Maritime #MaritimeFinancial #FidelityFinance #LowFundsSurvivalGuide #MoneySavvy #YouGotThis #MoneyManagement #PaydayTips #SmartMoneyMoves

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💸 We've all been there – payday feels like a million miles away, and the funds are running low. Don't stress, we've got your back with some savvy tips to help you get through. #Maritime #MaritimeFinancial #FidelityFinance #LowFundsSurvivalGuide #MoneySavvy #YouGotThis #MoneyManagement #PaydayTips #SmartMoneyMoves

💸 We've all been there – payday feels like a million miles away, and the funds are running low. Don't stress, we've got your back with some savvy tips to help you get through. #Maritime #MaritimeFinancial #FidelityFinance #LowFundsSurvivalGuide #MoneySavvy #YouGotThis #MoneyManagement #PaydayTips #SmartMoneyMoves

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💸 We've all been there – payday feels like a million miles away, and the funds are running low. Don't stress, we've got your back with some savvy tips to help you get through. #Maritime #MaritimeFinancial #FidelityFinance #LowFundsSurvivalGuide #MoneySavvy #YouGotThis #MoneyManagement #PaydayTips #SmartMoneyMoves

💸 We've all been there – payday feels like a million miles away, and the funds are running low. Don't stress, we've got your back with some savvy tips to help you get through. #Maritime #MaritimeFinancial #FidelityFinance #LowFundsSurvivalGuide #MoneySavvy #YouGotThis #MoneyManagement #PaydayTips #SmartMoneyMoves

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💸 We've all been there – payday feels like a million miles away, and the funds are running low. Don't stress, we've got your back with some savvy tips to help you get through. #Maritime #MaritimeFinancial #FidelityFinance #LowFundsSurvivalGuide #MoneySavvy #YouGotThis #MoneyManagement #PaydayTips #SmartMoneyMoves

💸 We've all been there – payday feels like a million miles away, and the funds are running low. Don't stress, we've got your back with some savvy tips to help you get through. #Maritime #MaritimeFinancial #FidelityFinance #LowFundsSurvivalGuide #MoneySavvy #YouGotThis #MoneyManagement #PaydayTips #SmartMoneyMoves

💸 We've all been there – payday feels like a million miles away, and the funds are running low. Don't stress, we've got your back with some savvy tips to help you get through. #Maritime #MaritimeFinancial #FidelityFinance #LowFundsSurvivalGuide #MoneySavvy #YouGotThis #MoneyManagement #PaydayTips #SmartMoneyMoves

💸 We've all been there – payday feels like a million miles away, and the funds are running low. Don't stress, we've got your back with some savvy tips to help you get through. #Maritime #MaritimeFinancial #FidelityFinance #LowFundsSurvivalGuide #MoneySavvy #YouGotThis #MoneyManagement #PaydayTips #SmartMoneyMoves

💸 We've all been there – payday feels like a million miles away, and the funds are running low. Don't stress, we've got your back with some savvy tips to help you get through. #Maritime #MaritimeFinancial #FidelityFinance #LowFundsSurvivalGuide #MoneySavvy #YouGotThis #MoneyManagement #PaydayTips #SmartMoneyMoves

Hey friends, ever felt shocked seeing your grocery bill? Been there, done that. �� That's why I put together 'Navigate Today's Rising Price Wave.' It's all the stuff I wish I knew earlier about dodging those crazy price hikes. Totally free – because we're all in this together. Check it out in my bio and let's save together! #BudgetJourney #InflationLifeHacks #FreeGuide #MoneySavvy #MadeInTheUSA

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