What you should know about... Closing Fees! #shayalpc #torontolaw #scarboroughlaw #richmondhilllaw #whitbylaw #ajaxlaw #pickeringlaw #mississaugalaw #bramptonlaw #durhamlaw #tamillawyer #blacklawyer #firstgen #familylaw #realestatelaw #businesslaw #willsandestateslaw #notarypublic #familylawyer #notarypubliclawyer #family #realestate #business #willsandestates
"Law without justice is a wound without a cure." -William Scott Downey #shayalpc #torontolaw #scarboroughlaw #richmondhilllaw #whitbylaw #ajaxlaw #pickeringlaw #mississaugalaw #bramptonlaw #durhamlaw #tamillawyer #blacklawyer #firstgen #familylaw #realestatelaw #businesslaw #willsandestateslaw #notarypublic #familylawyer #notarypubliclawyer #family #realestate #business #willsandestates
Introducing our Associate Lawyer... Monisha Mohan! #shayalpc #torontolaw #scarboroughlaw #richmondhilllaw #whitbylaw #ajaxlaw #pickeringlaw #mississaugalaw #bramptonlaw #durhamlaw #tamillawyer #blacklawyer #firstgen #familylaw #realestatelaw #businesslaw #willsandestateslaw #notarypublic #familylawyer #notarypubliclawyer #family #realestate #business #willsandestates
“Dreams don’t work unless you do.” - John C. Maxwell #shayalpc #torontolaw #scarboroughlaw #richmondhilllaw #whitbylaw #ajaxlaw #pickeringlaw #mississaugalaw #bramptonlaw #durhamlaw #tamillawyer #blacklawyer #firstgen #familylaw #realestatelaw #businesslaw #willsandestateslaw #notarypublic #familylawyer #notarypubliclawyer #family #realestate #business #willsandestates
The Essential Checklist: To Buy a Home 1. Take into consideration these key factors: a. Income - What is your monthly income? b. Credit Score - Is your credit score above 700? c. Debt - How much debt and loans do you have left to pay off? d. Closing Costs - How much money will you need for closing costs? 2. Getting pre-approved means: The lender reviewed your credit report, income and expenses and conditionally agreed to provide you the loan for the mortgage. 3. Talk to a realtor get advice: Realtors are knowledgeable about what is required in your market, helping avoid costs or delays and provide an understanding of a variety of forms, disclosures, reports and other legal and financial documents. They will guide you through home searches without being biased and help you meet your goals while staying within your budget. Helping you negotiate purchase agreements that allows you to do your due diligence and meets your needs before finalizing the purchase. 4. Minimum down payment is typically 20 percent but talk to a mortgage specialist to find out if you qualify for some exceptions. Closing cost: Title insurance → An insurance policy that protects the homeowner from any challenges to the ownership or the title of the home Land transfer tax → A provincial or municipal tax levied when purchasing a property Registration cost → The registration of the deed of transfer Legal fees → Any fees for legal assistance on home purchase #shayalpc #torontolaw #scarboroughlaw #richmondhilllaw #whitbylaw #ajaxlaw #pickeringlaw #mississaugalaw #bramptonlaw #durhamlaw #tamillawyer #blacklawyer #firstgen #familylaw #realestatelaw #businesslaw #willsandestateslaw #notarypublic #familylawyer #notarypubliclawyer #family #realestate #business #willsandestates
Did you know that the Ontario Disability Support Program (ODSP) reduces the amount of income support you get by the amount of spousal support you receive? For instance, if you were to get $150 in spousal support each month, ODSP will reduce your monthly income support by $150. However, this only happens if you receive the support money. ODSP does not reduce the amount they give you if you're supposed to get spousal support but it's not paid to you. If you are facing similar concerns or are seeking legal advice regarding your family law matters please contact us at 416-970-5050 or email us at [email protected]. LEGAL DISCLAIMER: The information/content provided on this instagram page does not constitute legal advice or other professional advice or an opinion of any kind. The information provided is for educational and informative purposes only. Email: [email protected] Phone Number: 416-970-5050 Website: www.shayalpc.com #shayalpc #blackhistorymonth #blm #happyblackhistorymonth #torontolaw #scarboroughlaw #richmondhilllaw #whitbylaw #ajaxlaw #pickeringlaw #mississaugalaw #bramptonlaw #durhamlaw #tamillawyer #blacklawyer #firstgen #familylaw #realestatelaw #businesslaw #willsandestateslaw #notarypublic #familylawyer #notarypubliclawyer #family #realestate #business #willsandestates #familylawfact
The caged birds sings with a fearful trill of things unknown but longed for still and his tune is heard on the distant hill for the caged bird sings of freedom. -Maya Angelou . . . #shayalpc #blackhistorymonth #blm #happyblackhistorymonth #torontolaw #scarboroughlaw #richmondhilllaw #whitbylaw #ajaxlaw #pickeringlaw #mississaugalaw #bramptonlaw #durhamlaw #tamillawyer #blacklawyer #firstgen #familylaw #realestatelaw #businesslaw #willsandestateslaw #notarypublic #familylawyer #notarypubliclawyer #family #realestate #business #willsandestates
The free bird thinks of another breeze, and the trade winds soft through the sighing trees, and the fat worms waiting on a dawn bright lawn, and he names the sky his own. But, a caged bird stands on the grave of dreams, his shadows shouts on a nightmare scream, his wings are clipped and his feet are tied, so he opens his throat to sing….. -Maya Angelou . . . #shayalpc #blackhistorymonth #blm #happyblackhistorymonth #torontolaw #scarboroughlaw #richmondhilllaw #whitbylaw #ajaxlaw #pickeringlaw #mississaugalaw #bramptonlaw #durhamlaw #tamillawyer #blacklawyer #firstgen #familylaw #realestatelaw #businesslaw #willsandestateslaw #notarypublic #familylawyer #notarypubliclawyer #family #realestate #business #willsandestates
Chapter 11 is a debt reorganization. Although it is available for individuals as well as businesses, it really was written with the traditional Corporation in mind. Traditionally, it is very paper intensive and expensive. Recently, however, Congress created a small business version of Chapter 11 that is intended to be much more efficient for individuals and small businesses. It is kind of a hybrid between a traditional Chapter 11 and Chapter 13. #Chapter13Bankruptcy #richmondhilllaw #bankruptcy #BankruptcyLaw #bankruptcyhelp #bankruptcylawyer #bankruptcyattorney #bankruptcyattorneys
Happy Juneteenth! Today, we commemorate the emancipation of enslaved African Americans and celebrate the progress we've made towards equality. As a law firm committed to justice, we stand in solidarity with the Black community and continue the fight for a more inclusive society. #Juneteenth #juneteenthcelebration #Juneteenth2023 #richmondhill #richmondhilllaw #accessible #LegalSupport #LegalJustice
Happy Father's Day to all the amazing dads out there! We understand the importance of loving, supportive fathers who protect and uplift their families. Cheers to you! #fathersday #Fathersday2023 #HappyFathersDay #happyfathersday❤️ #happyfathersday2023 #richmondhill #richmondhilllaw
Chapter 13 is the second most common form of bankruptcy. It is often referred to as a wage earner plan. In a Chapter 13 a debtor will pay a portion of his wages on a monthly basis to trustee for up to five years. The trustee will then allocate that money to creditors in accordance with a plan approved by the bankruptcy court. Chapter 13 is available for individuals and sole proprietorships. It is not available for partnerships, limited liability companies, or corporations. There is also a debt limit. Unsecured debts, including taxes, cannot exceed $419,275 and the secured debt limit is $1,257,850. #Chapter13Bankruptcy #bankruptcyattorney #bankruptcyattorneys #bankruptcyhelp #BankruptcyLaw #bankruptcylawyer #richmondhilllaw #bankruptcy
Planning, Setup, Sale, Windup, and Litigation. We can help you set up your business, figure out the right entity type, and create governing documents to help you efficiently deal with issues that may arise in the future with creditors or other owners. During the lifetime of your business, legal counsel can help advise you as to the best avenues to take with various growth plans, including mergers and acquisitions. When you sell or wind up your LLC or S-Corp as you plan for retirement or another venture, it is critical that you follow the correct procedures and file the correct forms to maintain the liability and tax advantages of having that entity. Unfortunately, disputes can arise between business owners, and it is important to seek legal counsel before pursuing or settling claims, to ensure that your rights are properly protected. #contracts #LegalSupport #richmondhill #LegalProtection #richmondhilllaw #businesslaw #businesslawyer #businesslawyers #smallbusiness #createyourbusiness #startyourbusiness
Probate is the legal process that takes place after a person dies to settle their estate and distribute their assets to their heirs or beneficiaries. Here are some potential pros and cons of probate: #estateplanning #trustees #probate #probatelaw #estatelawyer #richmondhilllaw #estateplanninglawyer #wills
Advance Directives, such as living wills and durable powers of attorney, are incredibly important for LGBTQ+ seniors who may face additional challenges in making healthcare decisions for themselves. Contact us today to get started: 360-876-5015! #advancedirectives #wills #trustees #law #LegalProtection #estateplanning #Healthcare #richmondhilllaw #estatelawyer #trustplanning #trusteeship #estateplanninglawyer
Honoring everyone who served. Wishing everyone a wonderful day of remembrance with your families. #memorial #MemorialDay #MemorialDay2023 #memorialdayweekend #memorialday🇺🇸 #richmondhilllaw #richmondhill
What happens to your mortgage if you go bankrupt? Under Chapter 7 bankruptcy, you have the option of surrendering your home and discharging any outstanding mortgage debt. This means that you will no longer be responsible for making payments on your mortgage, and the lender will take possession of the property. However, if you want to keep your home, you will need to continue making payments on your mortgage and any other outstanding debts. Under Chapter 13 bankruptcy, you can typically keep your home and continue making payments on your mortgage through a court-approved payment plan. Your mortgage arrears may be included in the payment plan, which will allow you to catch up on missed payments over time. However, you will need to continue making your regular mortgage payments in addition to the payments required under the payment plan. In either case, if you have significant equity in your home, the bankruptcy trustee may require you to sell your home and use the proceeds to pay off your creditors. However, there are often exemptions that can be used to protect some or all of the equity in your home. If you'd like to speak with one of our expert bankruptcy attorneys about your specific situation, reach out to us at 360-876-5015! #richmondhill #richmondhilllaw #bankruptcyattorney #bankruptcyhelp #bankruptcy #bankruptcylawyer #bankruptcylaw #Bankruptcies
A trustee is a person who manages assets that have been placed in a trust for the benefit of one or more beneficiaries. The trustee's role is to ensure that the assets in the trust are managed according to the terms of the trust agreement and in the best interests of the beneficiaries. Here are some specific responsibilities of a trustee. #estatelawyer #trustplanning #estateplanninglawyer #richmondhilllaw #estateplanning #trustee #trusteeship #trustees
There are many reasons why families may want to avoid probate after a loved one passes away, with the most common reason being that they want to ensure that their beneficiaries receive their assets as quickly and efficiently as possible, without going through the court process. This is why Estate Planning is incredibly important. Here are a few specific strategies to use to make sure the process of distributing assets is efficient and streamlined. #probate #probatelaw #probatelawyer #empowering #trustplanning #estateplanning #estatelawyer #estateplanninglawyer #richmondhilllaw
The executor of a will is responsible for managing the probate process and carrying out the deceased person's wishes as outlined in their will. Here are some of the specific responsibilities and duties of an executor in probate. #richmondhilllaw #probatelaw #estatelawyer #estateplanning #probate #probatelawyer #trustplanning #estateplanninglawyer #executor #executors
When someone passes away and they had property that is subject to probate, the property will go through the probate process to determine who will inherit it. Here's what generally happens. #trustplanning #estateplanning #estatelawyer #richmondhilllaw #estateplanninglawyer #probate #probatelawyer #probatelaw
Happy Mother's Day to all Mothers, Grandmothers, Aunts and Guardians! We see you, and we appreciate you every day. #mothersday #Mothersday2023 #happymothersday #happymothersday❤️ #mothers #accessible #richmondhilllaw #richmondhill
There are plenty of reasons why an estate plan is incredibly important, but here are some of the less common (but also important) reasons to create an estate plan! #richmondhilllaw #kitsappeninsula #legalassistance #estateplanninglawyer #kitsapcounty #estateplanner #EstatePlanningLaw #estateplan
We're now halfway through 2023, have you created your estate plan yet? #EstatePlanningLaw #richmondhilllaw #estateplanner #estateplanning #kitsapcounty #legalassistance #estateplan #law
Estate Planning isn't just for older individuals--young adults should seriously consider creating an estate plan as well, especially if they have any assets or dependents that they would like to take care of if something should happen to them. #legalassistance #estateplanninglawyer #EstatePlanningLaw #estateplan #kitsappeninsula #estateplanner #kitsapcounty #richmondhilllaw #estateplanning #estatelawyer
Don't do it someday. Do it TODAY! The future can't be predicted and you never know what might happen tomorrow. Make sure you and your family are protected TODAY! Let us help you get started. Contact Richmond Hill Law at www.law-rh.com or call us at 360-876-5015. #richmondhilllaw #inspirational #legalassistance #kitsapcounty #law #estateplanning #estateplan #EstatePlanningLaw #estateplanner
Life is always happening every day, but if any of these major events occur, you should be sure to update your estate plan as soon as possible to make sure your plan is accurate with your current wishes. #kitsappeninsula #richmondhilllaw #legalassistance #EstatePlanningLaw #estateplanninglawyer #estateplan #estateplanner #estateplanning #kitsapcounty #estatelawyer
Happy Star Wars Day! May the Fourth be with you! #MayTheFourth #maythefourthbewithus #maythefourthbewithyou #starwarsday #starwarsday2023 #kitsappeninsula #richmondhilllaw
You can't Google wisdom! Spend time with your elders, because wisdom is priceless. #KitsapCountyRealEstate #richmondhilllaw #law #motivationalquote #inspirational #elderlaw #retirementplan #ElderCareLaw
Start Monday off on the right foot. If you're looking for an attorney to help you with an elder law case, a real estate law case, a civil litigation case, or to create an estate plan, Richmond Hill Law is ready to help! #civillitigation #law #richmondhilllaw #legalassistance #inspirational #elderlaw #realestate #kitsapcounty
Are you dealing with a breach of contract? You may need a sharp eye to take a look. Contact us at 360-876-5015 or law-rh.com! #law #richmondhilllaw #civillitigation #legalassistance #kitsappeninsula #leaseagreement #legalassistant #contracts #contractlaw
What do you get with Richmond Hill Law? Clever solutions and peace of mind. #legalassistance #richmondhilllaw #bankruptcy #law #civillitigation #realestatelaw #personalinjurylaw #empowering #insurancelaw
"David is extremely knowledgeable and a pleasure to work with. His paralegal Brandi is a master too! Highly recommend them both." -Jon T. #richmondhilllaw #legalassistance #clientreviews #reviews #customerreview #clientreview #customerreviews #kitsapcounty
Don't get caught in the storm without an estate plan! Make sure you and your family are covered. #kitsappeninsula #richmondhilllaw #legalassistance #estateplan #estateplanning #estatelawyer #estateplanner #estateplanninglawyer #EstatePlanningLaw
Bankruptcy doesn't have to be the end! We're here to help! Contact us at 360-876-5015 or visit our website www.law-rh.com #richmondhilllaw #law #kitsappeninsula #bankruptcy #bankruptcylaw #Bankruptcies #bankruptcyattorney #bankruptcylawyer #bankruptcyhelp
Property disputes don't have to get nasty. Workable solutions are our speciality! Call Richmond Hill Law at 360-876-5015! #legalassistance #richmondhilllaw #law #civillitigation #leases #leaseagreement #realestatelaw #realestate #kitsaprealestate
Here at Richmond Hill Law, we pride ourselves on being client centered. We use a flexible approach to create workable solutions for everyone. #richmondhilllaw #affordable #civillitigation #legalassistance #contractlawyer #estatelawyer #estateplan #estateplanning #insurancelaw
If you're facing issues with a contract or need to file a civil litigation suit over a contract dispute, contact Richmond Hill Law at 360-876-5015 to see how we can help you! #legalassistance #affordable #law #civillitigation #contractlawyer #leases #leaseagreement #richmondhilllaw
Wishing everyone a fantastic Easter Sunday from everyone here at Richmond Hill Law! #easter #easter2023 #eastersunday #EasterSunday2023 #easterweekend #kitsappeninsula #richmondhilllaw
Ready to settle this argument? 😂 #estatelitigation #civillitigation #richmondhilllaw #consumerissues #consumerprotection #litigation #kitsapcountywa #portorchard #poulsbo #silverdale #bremerton
If you need a real estate lawyer to assist you in the buying or selling of a property, or to enforce contractual agreements from a formerly purchased home, give us a call to discuss how we can help you. #RealEstateLaw #realestatelitigation #realestatelitigationlawyer #propertydisputes #estatelitigation #realestatelaw #landlordtenant #civillitigation #landlordtenantlaw #legalassistance #richmondhilllaw
What documents do you need to file for bankruptcy? 1. A 609 letter (or debt verification letter) 2. Copies of your last 2 tax returns 3. A copy of your driver's license 4. A copy of your social security card 5. Income records for the past 6 months, including pay stubs 6. Bank statements 7. A living expense report For more information, contact our office for next steps. #bankruptcy #bankruptcylaw #richmondhilllaw #Bankruptcies #legalassistance #kitsapcountywa #bankruptcyattorney #personalized #richmondlaw #Bankruptcy #bankrupt
For any specific questions or help navigating the do's and don'ts of filing for bankruptcy, contact our office at 360-876-5015. #richmondhilllaw #legalassistance #kitsapcountywa #bankruptcy #bankruptcylaw #Bankruptcies #bankruptcyattorney #chapter13bankruptcy #chapter11
If you're not sure where to start, give us a call. We'll help you cross your will off your to-do list. #kitsapcountywa #estateplanningattorney #legalassistance #personalized #estateplanning #estateplan #richmondhilllaw #willandtestament
We can create a custom estate plan tailored to you and your needs! #personalized #legalassistance #estateplanning #kitsapcountywa #estateplanningattorney #richmondhilllaw #estateplanning #estateplan #estateplanning
"We may encounter many defeats but we must not be defeated." -Maya Angelou #law #affordable #richmondhilllaw #litigation #lawsuits #kitsapcountywa #empowering #motivational #motivationalquotes
Happy International Women's Day from everyone here at Richmond Hill Law! #affordable #richmondhilllaw #kitsapcountywa #internationalwomensday #law #kitsappeninsula #contractlawyer #businesslaw
Plan for your estate now, relax later. #richmondhilllaw #law #affordable #kitsappeninsula #legalassistance #estateplanning #estateplanning #estateplanninglawyer #estateplanningattorney
Is Chapter 13 Bankruptcy right for you? If you're considering bankruptcy, come speak with our experts at @injury_bankruptcy_lawyers to determine the right path for you and your future. #bankruptcy #law #richmondhilllaw #bankruptcy #Bankruptcies #bankruptcyattorney #bankruptcylaw #chapter13bankruptcy
Is Chapter 13 Bankruptcy right for you? If you're considering bankruptcy, come speak with our experts to determine the right path for you and your future. #bankruptcy #law #richmondhilllaw #bankruptcy #Bankruptcies #bankruptcyattorney #bankruptcylaw #chapter13bankruptcy
Buying a home without a real estate lawyer exposes you to risks such as overpaying, or overestimating the value of the home. There may also be inspection problems that you may not know are issues without being an expert. #richmondhilllaw #affordable #contractlawyer #kitsapcountywa #law #legalassistance #realestatelawyer #realestate #realestatelaw
Here's what our litigation lawyers can do for you: #kitsappeninsula #richmondhilllaw #affordable #law #legalassistance #litigationattorney #lawsuits #litigation
Working with a lawyer is your business's best defense. #richmondhilllaw #affordable #legalassistance #law #contractlawyer #businesslaw #kitsappeninsula #business
How our real estate lawyers can help you: #realestate #legalassistance #realestatelawyer #affordable #richmondhilllaw #kitsapcountywa #law #realestatelaw
What is Chapter 11 bankruptcy and is it right for you? #bankruptcy #bankruptcylaw #richmondhilllaw #Bankruptcies #legalassistance #bankruptcyattorney #affordable #Chapter11
How to rebuild credit after bankruptcy: #kitsapcountywa #legalassistance #bankruptcy #richmondhilllaw #bankruptcyattorney #Bankruptcies #affordable #bankruptcylaw
The full Richmond Hill Law team! #law #richmondlaw #richmondhilllaw #realestatelawyer #litigationattorney #legalassistance #kitsappeninsula #lawsuits #contractlawyer #businesslaw #meettheteam #meetthestaff #business #BusinessLawyer #kitsapcountywa
Remember: estate plans are not set in stone, you can change your mind! In fact, as time goes on, and you gain or change assets, it’s important to update and change your estate plan to match your current situation. #richmondhilllaw #realestateinvesting #litigationlawyer #retirement #livingtrustlawyer #estateplan #estateplanningtips #estateplan #estateplanning
Give us a call at 360-876-5015 to discuss if bankruptcy is right for you! #richmondhilllaw #bankruptcy #Bankruptcies #bankrupt #bankruptcylaw #Bankruptcy #bankruptcyattorney #affordable #businessattorney
If you’re a homebuyer or seller, it’s essential to protect yourself from financial loss. This is where a real estate lawyer comes in. #richmondlaw #realestatelawyer #realestatemarket #realestate #realestatetips #realestatelawsuits #realestateinvesting #realestatelaw #litigationlawyer #richmondhilllaw
Have a conversation with your loved ones. Too often, after someone’s passing, the family finds there’s no estate plan in place which can lead to confusion and frustration in a time of mourning. Make the transition smoother by planning in advance. #richmondhilllaw #seniorcaregivers #elders #retirement #retirementplan #estateplan #livingtrustlawyer #elderlawcare
Happy President's Day! #PresidentsDay #presidentsday2023 #HappyPresidentsDay #happypresidentsday🇺🇸 #kitsappeninsula #richmondhilllaw #lawsuits #litigation #litigationattorney #legalassistance
Your estate plan should include not just your plan for your death, but also plans for end of life care and potential medical issues. #kitsappeninsula #estateplan #retirement #retirementplan #elders #powerofattorney #livingtrustlawyer #richmondhilllaw #seniorcaregivers
There are a myriad of factors that go into buying a house. If you hit a snag, during inspection, contract signing or selecting your mortgage, we can help. #legalassistance #richmondhilllaw #realestate #realestatelaw #realestatetips #realestateinvesting #realestatemarket #realestatelawyer #realestatelawsuits #homeownertips
Every case is a chance for us to make a difference! . . . . . #richmondhilllaw #estateplanning #realestate #accessible #empowering #lawsuits #businesslaw #legalassistance #eldercarelaw #litigationattorney
Estate planning is extremely important for blended or non-nuclear family units. This allows you to know exactly what rights are afforded to whom, and where any children will go in case of an emergency. . . . . . #richmondhilllaw #attorneyatlaw #livingtrust #willandtestament #livingwill #estateplanning #estateplan #legalguardians #legalguardianship #livingtrustlawyer #realestate #estateplanning101
Don't be intimidated by bankruptcy. Our team of experts have years of experience working with all kinds of individual bankruptcy situations. Give us a call, and let's discuss how we can help YOU out. . . . . . #empowering #richmondhilllaw #attorneyatlaw #lawsuits #legalassistance #bankruptcy #businesslaw #accessible #bankruptcylaw #Bankruptcy
Help your loved ones maintain independence! . . . . . #estateplan #livingtrust #livingwill #estateplanning #willandtestament #richmondhilllaw #empowering #eldercarelawyer #seniorcaregivers #elderlycare #eldercarelaw
If you find yourself trapped in a bad faith situation, there is still hope yet. Richmond & Hill has a fantastic team ready to swoop in and rescue you. . . . . . #legalassistance #contractlaw #landlordlawyer #businesslaw #knowyourrights #attorney #litigationlaw #lawsuits #richmondhilllaw #bankruptcy #attorneyatlaw #litigationattorney
Continuing our vow of dedication to the mission of equality: bringing the highest quality legal representation to all clients in an affordable and accessible manner. . . . . . #attorney #litigationlaw #legalassistance #lawsuits #richmondhilllaw #realestatelaw #realestatelawsuits #eldercarelaw #estateplanning #businesslaw
The first step in filing a lawsuit is selecting an attorney that suits your needs with the experience necessary for your case. Once you've determined that and the case is getting started, the attorney will investigate the case, and determine what liabilities will be included in the case. . . . . . #legalassistance #attorney #richmondhilllaw #litigationlaw #bankruptcylaw #attorneyatlaw #lawsuits #litigationlawyer #litigation #litigationattorney