Remember: the group isn’t always right. :) When you are making plans for your financial future—it’s just that: YOUR financial future. Home ownership and investment look differently for every one. Let’s make a plan to get you where you want to be. Whether that is adding on to your existing home or buying a new home—there are programs available! # #mortgage #mortgageprofessional #financing #residentialfinancing #portlandoregon #oregonrealestate #mortgageexpress #lending #oregonlending #ipreview via @preview.app
A pre-approval can make the difference in competitive markets, ensuring you can act quickly if you find the perfect home. It streamlines the buying process, making the transition from viewing to purchasing much smoother and more efficient. Ask your Loan Officer about a same day Pre-Approval today! #MTGXPS #MortgageExpress #Mortgage #Oregon #Washington #California #Idaho #Arizona #Loans #Residential #Homeowners #LoanOfficers #Purchase #Refinance #HELOC #RealEstate #Investment #FirstTimeHomeBuyer #FTHB #SecondHome #NewHome #NewConstruction #PurchasingAHome #Homeownership #HappyAtHome #NewConstruction #CreditBooster #NewHouse #NewCommunity #ProjectHome
It was a pleasure working with Alan & his wife to find a solution to a common dilemma clients have when downsizing. Having a bridging loan in place meant they had a safety net, to secure their next property before putting their current to market. Often, as in this case, settlements can align and the bridging element be removed prior to settlement once all parties are unconditional. It’s all about finding the right solution to meet each clients unique situation. Thank you for your kind words Alan! #solutionfocusedmortgages #mortgageexpress #bridgingloans #seamless
The MBS Highway National Housing Index dropped 1 point in May 2024, but the market continues expanding. Contact your Loan Officer today to learn more about purchasing a new home, or refinancing your current home! #MTGXPS #MortgageExpress #Mortgage #Oregon #Washington #California #Idaho #Arizona #Loans #Residential #Homeowners #LoanOfficers #Purchase #Refinance #HELOC #RealEstate #Investment #FirstTimeHomeBuyer #FTHB #SecondHome #NewHome #NewConstruction #PurchasingAHome #Homeownership #HappyAtHome #NewConstruction #CreditBooster #NewHouse #NewCommunity #ProjectHome
Going through a divorce or separation is undeniably tough. As a mortgage broker in Perth, I’ve had a lot of conversations this week with clients navigating this transition. While legal advice is crucial, I'm here to offer guidance on options like buying out the family home or using sale proceeds to secure your next home. Understanding your borrowing capacity and exploring pathways forward can bring clarity and empowerment during a challenging time. #PerthMortgageBroker #DivorceSupport #MortgageExpress
Feeling ready for a fresh start? A newly built home could be your solution! Contact me today to request a same day pre-approval. #MTGXPS #MortgageExpress #Mortgage #Oregon #Washington #California #Idaho #Arizona #Loans #Residential #Homeowners #LoanOfficers #Purchase #Refinance #HELOC #RealEstate #Investment #FirstTimeHomeBuyer #FTHB #SecondHome #NewHome #NewConstruction #PurchasingAHome #Homeownership #HappyAtHome #NewConstruction #CreditBooster #NewHouse #NewCommunity #ProjectHome
Different loan types present different options for your mortgage! Be sure to do your research, shop the market, and see which option best suits your needs!! 🏡 Reach out today for a free quote: ☎️(248) 237-3897 #mortgageexpress #themtgexpress #mortgagebroker #brokersarebetter #MTGExpress #RefinancingExperts #MortgageBrokersRock #BrokerAdvantage #BetterWithBrokers #RefinanceSolutions #BrokerBenefits #SmartRefinance #ExpertAdvice #BrokerAssistance #UnlockSavings
What does Martha Stewart have to say about springtime gardening? A lot! Here are her four best tips for planting in new areas: 1. Dig the soil, adding oxygen and relieving compaction, and then add amendments—like compost—that will jumpstart the creation of a rich, living soil. 2. Clear the planting area as soon as soil can be worked, removing sod or weeds and debris. 3. Spread a 4-inch layer of compost or well-rotted manure and any amendments over soil, and cultivate it to a depth of 10 to 12 inches with a spading fork. 4. Rake it smooth before planting. And what does this have to do with real estate and mortgage? Here’s where we bring it home :) Your home’s worth will be judged by potential buyers and real estate agents on many levels—and curb appeal is the first and (according to many) most important aspect of a new home on market. First impressions!!! Do not list your home for sale until you have spruced up your property—properly cleaning the gutters, flowering beds, taking good care of your lawn, and replanting color spots. Not only will it improve your home sale photos, but it will INCREASE the value of your home—literally. #homesales #mortgage #mortgageprofessional #financing #residentialfinancing #portlandoregon #oregonrealestate #mortgageexpress #lending #oregonlending #oregonrealtors #portlandlending #portlandrealtor #realestatenews #realestatelending #oreagonrealtor #rates #realestate #buyingahome #homebuying #homesellers #househunters #investmentproperty #listing #listingagent #realestatelife #realestateinvestors #realestategoals #realestateexpert #ipreview via @preview.app
Feeling ready for a fresh start? A newly built home could be your solution! Contact your Loan Officer today to request a same day pre-approval. #MTGXPS #MortgageExpress #Mortgage #Oregon #Washington #California #Idaho #Arizona #Loans #Residential #Homeowners #LoanOfficers #Purchase #Refinance #HELOC #RealEstate #Investment #FirstTimeHomeBuyer #FTHB #SecondHome #NewHome #NewConstruction #PurchasingAHome #Homeownership #HappyAtHome #NewConstruction #CreditBooster #NewHouse #NewCommunity #ProjectHome
Cheers to our neighboring state; we are now licensed in Ohio! Contact our team to get the dice rolling on your mortgage needs today! (248) -237-3897 #ohio #ohiomortgage #ohiorefinance #refiready #mortgageexpress #mtgexpress #RefinancingExperts #MortgageBrokersRock #BrokerAdvantage #BetterWithBrokers #RefinanceSolutions #BrokerBenefits #SmartRefinance #ExpertAdvice #BrokerAssistance #UnlockSavings
Happy Mother’s Day to all :) #happymothersday #mortgageexpress #treatyoself #ipreview via @preview.app
Who’s ready to golf with me? My wrist is doing SO much better. I think it’s time to put some time on the course. Call me today and let’s set up a tee time! #golf #golfing #passionforgolf #onthecourse #18holes #golfday #parforthecourse #holeinone #mortgage #mortgageprofessional #financing #residentialfinancing #portlandoregon #oregonrealestate #mortgageexpress #lending #oregonlending #ipreview via @preview.app
The largest financial decision most of us make is to become a homeowner. This information is provided to help you understand what to expect when purchasing a home. Use this link to download your complimentary Home Buyer Guidebook. https://bit.ly/HomeBuyersGuideMTGXPS #MTGXPS #MortgageExpress #Mortgage #Oregon #Washington #California #Idaho #Arizona #Loans #Residential #Homeowners #LoanOfficers #Purchase #Refinance #HELOC #RealEstate #Investment #FirstTimeHomeBuyer #FTHB #SecondHome #NewHome #NewConstruction
According to data points across the economy, home prices continue to increase even as interest rates move higher. “US home prices continued their drive higher,” says Brian D. Luke, Head of Commodities, Real and Digital Assets at S&P Dow Jones Indices. Portland saw a 2.2% growth in appreciation (YOY), while San Diego was at the top of its game at 11.4%. So…best plan? If you want to move, you’re going to see the same gain on the home you sell. In that case, be prepared, understand what you want, where you want, and work with a trusted lender who understands the different programs available! #mortgage #mortgageprofessional #financing #residentialfinancing #portlandoregon #oregonrealestate #mortgageexpress #lending #oregonlending #mortgageexpress #barbaraalway #portlandoregon #oregonlending #oregonmortgagebrokers #realestate #ipreview via @preview.app
🏡Trying to break into Perth’s fast moving market but watching house prices increase faster than the deposit you’re saving? 📈 Consider a guarantor loan to assist securing your property sooner, avoid LMI (Lender’s Mortgage Insurance) and enjoy a more competitive interest rate based on a lower LVR (Loan to Value Ratio). 🌟 Chat with your broker to qualify if you have a suitable family guarantor and what this loan structure looks like for you? #PerthProperty #GuarantorLoan #MortgageSolutions #MortgageExpress
Rates on 30-yr fixed rate mortgages fell slightly over the weekend, while rates on a 15-yr fixed rate mortgage remained the same at 6.250. Are you aware that mortgage rates change daily? If you are looking to jump into the market you absolutely need someone (like myself!) who is tuned into the daily rates, and understands the terms and fees of various lenders. Yes, THOSE are different too! And please—find yourself a knowledgeable Realtor to facilitate the transaction. Their localized wisdom will be your best friend. #mortgage #mortgageprofessional #financing #residentialfinancing #portlandoregon #oregonrealestate #mortgageexpress #lending #oregonlending #oregonrealtors #portlandlending #portlandrealtor #realestatenews #realestatelending #oreagonrealtor #rates #realestate #buyingahome #homebuying #homesellers #househunters #investmentproperty #listing #listingagent #realestatelife #realestateinvestors #realestategoals #realestateexperts #realestateexpert #ipreview via @preview.app
The Mortgage Bankers Association predicts mortgage rates will fall from its current level to 6.4% by the fourth quarter—and possibly below 6% by the end of 2025. Real Estate is a good investment—find what you are looking for? Jump on it! . . . #mortgage #mortgageprofessional #financing #residentialfinancing #portlandoregon #oregonrealestate #mortgageexpress #lending #oregonlending #ipreview via @preview.app
May the 4th be with you always! While you celebrate the day with Star Wars marathons, your lending Jedi are here to help you purchase your own little slice of the galaxy. #MTGXPS #MortgageExpress #Mortgage #Oregon #Washington #California #Idaho #Arizona #Loans #Residential #Homeowners #LoanOfficers #Purchase #Refinance #HELOC #RealEstate #Investment #FirstTimeHomeBuyer #FTHB #SecondHome #NewHome #NewConstruction #PurchasingAHome #RentVsOwn #Ownership #HomeRenovation #HomeownershipDreams #HappyAtHome
From start to finish, we deliver exceptional service and attention to detail, guiding you towards success. A huge shoutout to Antonio, Brandon, Valerie, and Maggie for their hard work and dedication! 🏡💰 #MortgageExpress #TheMtgExpress #TheMortgageExpress #Teamwork #Professionalism #Excellence #MortgageExperts #BrokerDifference #BrokersAreBetter
Congratulations to our April Top 10 Loan Officers in funded value! We're proud to have a team of lending experts passionate about home financing and helping homebuyers become homeowners! Congrats again to the Top 10! #MTGXPS #MortgageExpress #Mortgage #Oregon #Washington #California #Idaho #Arizona #Loans #Residential #Homeowners #LoanOfficers #Purchase #Refinance #HELOC #RealEstate #Investment #FirstTimeHomeBuyer #FTHB #SecondHome #NewHome #NewConstruction #PurchasingAHome #RentVsOwn #Ownership #HomeRenovation #HomeownershipDreams #HappyAtHome
It’s a bubbly kinda day 🥂 Unconditional Approval for both buyer & seller on this property. So delighted to be a part of both parties story; a lovely young family upsizing to their dream home with their kids, and a lovely retired couple downsizing to a more manageable apartment. It was a perfect match! Bridging Loan’s were required for both, as in Perth’s fast moving market clients often need a safety net to see them through the transition of buying and selling, without their offer being “Subject to Sale”. Contact me to find out how to navigate finance if you’re buying and selling - 0449 055 456 #financeapproved #dreammaker #MortgageExpress #perthrealestate
Breaking news: We’re officially licensed in Idaho, ready to assist with mortgages, refinancing, new home purchases, and HELOCs! Let’s navigate your financial journey together! 🏡 #themtgexpress #mortgageexpress #MTGExpress #refinance #RefinanceReady #RefiReady #mortgagebroker #brokersarebetter #IdahoMortgages #Refinance #NewHome #HELOC #LicensedBrokers
It's a drizzly Market Commentary Monday this week! Check out these market events and factors that will have a direct influence on interest rates. Ready to learn more? Contact The Lindley Team today at 503.517.8641 or [email protected] to request pre-approval. #MTGXPS #MortgageExpress #Mortgage #Oregon #Washington #California #Idaho #Arizona #Loans #Residential #Homeowners #LoanOfficers #Purchase #Refinance #HELOC #RealEstate #Investment #FirstTimeHomeBuyer #FTHB #SecondHome #NewHome #NewConstruction #PurchasingAHome #Spring #Seasons #HomeownershipDreams #HappyAtHome
With current homes on the market, new home permits pulled, and today’s sales levels we have an estimated 8.3 month inventory of homes across America. #datapoints #mortgage #lending #mortgageprofessional #financing #residentialfinancing #portlandoregon #oregonrealestate #mortgageexpress #oregonlending #ipreview via @preview.app
Don’t save the most important step in your open house checklist for last! Make sure before you go hit listings this weekend that you’ve secured financing! Contact me today to request a same day pre-approval. #MTGXPS #MortgageExpress #Mortgage #Oregon #Washington #California #Idaho #Arizona #Loans #Residential #Homeowners #LoanOfficers #Purchase #Refinance #HELOC #RealEstate #Investment #FirstTimeHomeBuyer #FTHB #SecondHome #NewHome #NewConstruction #PurchasingAHome #Spring #Seasons #HomeownershipDreams #HappyAtHome
Don't save the most important step in your open house checklist for last! Make sure before you go hit listings this weekend that you've secured financing! Contact your Loan Officer today to request a same day pre-approval. #MTGXPS #MortgageExpress #Mortgage #Oregon #Washington #California #Idaho #Arizona #Loans #Residential #Homeowners #LoanOfficers #Purchase #Refinance #HELOC #RealEstate #Investment #FirstTimeHomeBuyer #FTHB #SecondHome #NewHome #NewConstruction #PurchasingAHome #Spring #Seasons #HomeownershipDreams #HappyAtHome
The largest financial decision most of us make is to become a homeowner. This information is provided to help you understand what to expect when purchasing a home. Use the link in our bio to download your complimentary Home Buyer Guidebook. #MTGXPS #MortgageExpress #Mortgage #Oregon #Washington #California #Idaho #Arizona #Loans #Residential #Homeowners #LoanOfficers #Purchase #Refinance #HELOC #RealEstate #Investment #FirstTimeHomeBuyer #FTHB #SecondHome #NewHome #NewConstruction
Whether you are looking to refinance or purchase a single family home, condo, townhouse or investment property, you’ll want to make sure you are getting the best lending package available. Do you have questions about the mortgage industry? Need direction in financing? Real Estate? My years in the business can help! Let’s sit down and discuss where you want to be. . . . #mortgage #mortgageprofessional #financing #residentialfinancing #portlandoregon #oregonrealestate #mortgageexpress #lending #oregonlending #oregonrealtors #portlandlending #portlandrealtor #realestatenews #realestatelending #oreagonrealtor #rates #realestate #buyingahome #homebuying #homesellers #househunters #investmentproperty #realestateinvestors #realestategoals #realestateexperts #realestateexpert #realestatebroker #realestatesales #realtor #realty
Let’s talk a little Spring Cleaning HACKS! Best Tips only—be sure to send me some, too! 1. Microwave Steam Clean: Place a bowl of lemon juice in the microwave (you can squeez a lemon into a bowl of water), set the timer for 2 minutes. Then wipe out the microwave—easy to clean and a fresh scent. 2. Use a pillow case to dust the blades of a ceiling fan. (!!! So easy!!!) 3. Hard Water stains? Soak a paper towel in white vinegar. Place over the stain and let it sit overnight. Scrub and rinse! Now tell me your top tips! #topcleaningtips #springcleaning #housecleaning #mortgage #mortgageprofessional #financing #residentialfinancing #portlandoregon #oregonrealestate #mortgageexpress #lending #oregonlending #ipreview via @preview.app
Congratulations to my buyers on their home!! These two worked harder than anyone I’ve ever worked with! They’ve been waiting for this home for years to come on the market, and the time finally came. Due to the situation of this home and being sold as is, they had to completely clean/clear it out, complete repairs to meet appraisal and investor guidelines, and totally remodeled areas of the home, ALL before purchasing. If anyone deserves a home, it’s this family! I admired their dedication and hard work to make this happen Congratulations 🎉🏡🍻 Thank you for trusting me to help buy your first home! 🖤❤️ #MortgageExpress #MtgXpsMac #LocalLender #YamhillCounty #WashingtonCounty #HardWork #Dedication #FirstTimeHomeBuyers
Real Estate transactions are complicated! Closing fees are always a big question. As your mortgage broker, I can help you decipher the closing statement—but you should also be working with a Realtor that understands the insides and out of the transaction! #closingfees #lending101 #mortgageexpress #realestate #realestate101 #mtgxps
Rates seem to be stuck in neutral—but let’s not fall into the trap of thinking this is all lemons! Rates are steady, real estate is moving, and we have a strong jobs report. . . . #mortgage #mortgageprofessional #financing #residentialfinancing #portlandoregon #oregonrealestate #mortgageexpress #lending #oregonlending #ipreview via @preview.app
Please join me in welcoming Keri Lindstrom to the Mortgage Express Family! Keri has a ton of experience in the mortgage industry and is an amazing resource for anyone in need of home financing. Welcome to the fam Keri, I am excited to see you grow with ya! #mortgage #realestate #financing #mortgagelending #mortgageexpress #homeloans
A heartwarming moment last week for my lovely clients picking up the keys to their new home. Surrounded by nature and bushland this young family are grateful to be stepping into a serene new lifestyle. An arrangement of flowers & foliage from my garden seemed a fitting welcome gift. #settlement #dreammaker #MortgageExpress
The two most common acronym’s you might hear regarding your home loan application are LVR & LMI. Your LVR (loan to value ratio) and LMI (Lender’s Mortgage Insurance) go hand-in-hand, as your LVR will determine if LMI is applicable; and if so how much. If you are borrowing more than 80% of your purchase price you’ll likely be charged LMI by your lender, so this is an important additional cost to consider. There are some exceptions to the 80% benchmark including profession waivers and government schemes for First Home Buyers (eligibility criteria’s apply). Speak with a broker to better understand the cost of LMI or strategies to avoid it. ☎️ Michelle Mulè - 0449 055 456 #MortgageExpress #homeloanspecialist
Not a lot of movement in the numbers this past week—but here is where we are as of this morning (nationally—rates may differ on a person to person basis depending on a number of factors) 30 yr fixed: 7.05% 15 yr fixed: 6.5% 30 yr jumbo: 7.35% 30 yr VA: 6.49% #mortgage #mortgageprofessional #financing #residentialfinancing #portlandoregon #oregonrealestate #mortgageexpress #lending #oregonlending #oregonrealtors #portlandlending #portlandrealtor #realestatenews #realestatelending #oreagonrealtor #rates #realestate #buyingahome #homebuying #homesellers #househunters #investmentproperty #listing #listingagent #realestatelife #realestateinvestors #realestategoals #realestateexperts #ipreview via @preview.app
Relax and enjoy the sunshine this Easter. #theloancoach #mortgageexpress
Happy Long Weekend!! 🐣🪺🐰 Wishing everyone a wonderful Easter break, start to the school holidays, long weekend, family time & chocolate indulgence. I’m looking forward to some relaxing time with the family and will be available again from Tuesday 2nd April. #MortgageExpress #Easterweekend #schoolholidays #chocolateoverload
Happy Easter! I hope everyone enjoys some quality time off, and has a wonderful easter weekend! And if over the break you think of buying or refinancing, contact me about your mortgage, and I'll be happy to help you on your journey! #MortgageExpress #Happyeaster #bellelewismortgageexpress #nzmortgage #nzproperty
Dedication could be the key to your dream home! #loanswithmariolopez #mortgage #loanofficer #purchase #refinance #newhome #pacificnorthwest #yamhillcounty #mcminnville #oregon #winecountry #realestate #finance #loans #homeowner #mortgageexpress #mtgxps
New for 2024–it’s called Latte Dressing, apparently—and it’s making its way into our interiors. Ushered in with the ‘quiet luxury’ trend, ‘latte dressing’ is using browns as your base layer, and adding lots of texture, wood tones, cashmere, wool—think Jennifer Lawrence’s new NY wardrobe. :) I think it’s better than the cottage core movement. What do you think? https://www.vogue.com/article/interior-design-trends-2024 #mortgage #mortgageprofessional #financing #residentialfinancing #portlandoregon #oregonrealestate #mortgageexpress #lending #oregonlending #2024interiordesigntrends #trendalert #lattedressing #lattehomes #ipreview via @preview.app
In Perth’s rapidly moving Real Estate Market this is a dilemma I see clients facing on a daily basis. How do I buy my next property without my offer being “Subject to Sale”? Give me a call to discuss how bridging finance can help you make that transition, and improve the strength of your offer on your purchase. ☎️ 0449 055 456 📧 [email protected] #bridgingfinance #MortgageExpress #perthrealestate
NEW TREND ALERT! :) Or, not so “new” as ‘re-imagined’—the conversation pit! Who remembers the conversation pits of old? Well, they are back. Tell me, what is your favorite focal point? The fireplace? A view? Artwork? Also—on a nationwide stage, sales prices are down since last month, though locally we continue to see prices (generally) rising. What do you think? #conversationpits #newdesign #mortgagelending #mortgage #mortgageprofessional #financing #residentialfinancing #portlandoregon #oregonrealestate #mortgageexpress #lending #oregonlending #ipreview via @preview.app
Secure your Financial Future through homeownership! #loanswithmariolopez #mortgage #loanofficer #purchase #refinance #newhome #pacificnorthwest #yamhillcounty #mcminnville #oregon #winecountry #realestate #finance #loans #homeowner #mortgageexpress #mtgxps
LENDING 101 TIP: Save for closing costs. Closing costs include the appraisal, origination fees, and title insurance—and these are the fees that catch many buyers off guard. Typically, they equal about 2% to 5% of the home’s purchase price. For a $300,000 home they could get up to $15,000. Some closing costs can be rolled into your loan if you do not have the cash up front. You can also negotiate with the seller to pay them on your behalf! #mortgage #mortgageprofessional #financing #residentialfinancing #portlandoregon #oregonrealestate #mortgageexpress #lending #oregonlending #oregonrealtors #portlandlending #portlandrealtor #realestatenews #realestatelending #oreagonrealtor #rates #realestate #buyingahome #homebuying #homesellers #househunters #investmentproperty #listing #listingagent #realestatelife #realestateinvestors #realestategoals #realtor #realtorlifestyle #realty via @preview.app
According to an article in Mortgage News Daily: “Builder confidence rose for the fourth straight month and residential construction stats may now be trying to catch up. Both construction permits and housing starts rose in February compared to both January and February 2023 levels. The U.S. Census Bureau and the Department of Housing and Urban Development (HUD) said new residential construction began on a seasonally adjusted pace of 1.521 million units last month. This is 10.7 percent higher than the 1.374 million units reported in January and 5.9 percent more than the level a year earlier.” #mortgage #mortgageprofessional #financing #residentialfinancing #portlandoregon #oregonrealestate #mortgageexpress #lending #oregonlending #oregonrealtors #portlandlending #portlandrealtor #realestatenews #realestatelending #oreagonrealtor #rates #realestate #buyingahome #homebuying #homesellers #househunters #investmentproperty #listing #listingagent #realestatelife #realestateinvestors #realestategoals #realestateexperts #ipreview via @preview.app
Thank you Spooner’s and all AMAZING Sponsors for a splendid night of Community 🩷🩷🩷 #rosehaven #mortgageexpress
Ever wondered why the RBA cash rate affects your interest rates? The cash rate is effectively the cost that commercial lenders pay to borrow from the Reserve Bank, thereby influencing the cost the lender passes on to the borrower (you)! While lenders aren’t obliged to keep pace with the cash rate, this is often the case and therefore a good indicator of which direction interest rates are heading. Great news and confidence for homeowners and buyers that the cash rate has stayed on hold for 3 consecutive meetings 🙌 #MortgageExpress #rbacashrate #onhold
First time teaming up with hubby today to assist with one of his Home Open’s. Delighted to have assisted in managing the influx of eager buyers at 14 Cyandra Loop, a lovely family home in Banksia Grove 🏡 Additionally, it was a pleasure to connect with some clients I personally invited along and hear first-hand from other buyers how they’re managing in such a rapidly moving market 📈 If you’re considering purchasing a property and would like to know your borrowing capacity and increase the strength of your offer by working with a Mortgage Broker, feel free to reach me on: ☎️0449 055 456 or 📧 [email protected] 🏡 #Teamwork #HomeOpenSuccess #matt_at_harcourts #mortgageexpress
✨ Feel-Good Friday Vibes ✨ 🎉 Finance Secured, Celebration Time! 🍾 Delivering a bottle of bubbly to a client’s doorstep is the perfect way to mark the milestone of securing finance for their dream family home. Cheers to new beginnings! 🥂💫 #MortgageExpress #dreammaker #financeapproved
Keeping up with the news? Here’s what to look for in the week ahead: March 14: Retail Sales report March 19: New Residential Construction report March 20: Federal Reserve Meeting March 21: Existing Home Sales report #oregonledning #barbaraalway #salesreports #mortgagedaily #mortgagenews #oregonmortgagenews #mtgxps #mortgageexpress #newhomefinancing #ipreview via @preview.app
Please join me in welcoming Leslie Everts to the Mortgage Express Family. Leslie and her teammate Lauren are an exciting addition to our McMinnvile team! 2 absolute rockstars who are amazing to work with for both clients and referral partners! Welcome to the family!!! #mortgage #mortgagelender #loanofficer #realestate #mortgageexpress #welcometothefamily
Did you know… Millennials received nearly 54% of mortgage offers in 2023 in major metropolitan areas, according to Lending Tree data. Millennials in San Jose, San Francisco and Boston made up the largest share of homebuyers in those respective cities. In San Jose and San Francisco average loan amount offers totaled $785,391 and $731,062 respectively. Millennials are not, however, moving en mass to Las Vegas, Phoenix, or Tampa :) What do you think of this report? #mortgage #mortgageprofessional #financing #residentialfinancing #portlandoregon #oregonrealestate #mortgageexpress #lending #oregonlending #ipreview via @preview.app
To my darling Wife, Daughter and Daughter in-laws, Sister in-laws, Nieces, Aunties, Cousins, Friends, to the amazing women on my State Support, Harcourts National and International Teams, to our Business Owners, Property Managers, Administrators, Assistants, and Sales Representatives, to every other woman out there, today is your day, as we celebrate International Women’s Day worldwide. Thank you for everything you do. Also, a heartfelt shout out to the very special woman who have shaped my life that have since passed away, thanks Mum and Nan. #harcourts #harcourtswesternaustralia #culture #values #betterinblue💙 #harcourtssouthafrica #harcourtsnewzealand #harcourtsindonesia #naiharcourts #nutrienharcourts #mortgageexpress #HarcourtsUSA #harcourtsfocus #harcourtseliteagents #harcourtsdongara #harcourtsalliance #harcourtsinitiative #harcourtsempire #harcourtsprestige #harcourtsrockingham #harcourtsmandurah #harcourtsapg #harcourtsbusselton #harcourtsmanjimup #harcourtsheartland #harcourtsvalleytovines #harcourtshome #naiharcourts
Another exciting addition to the Mortgage Express Family! Please join me in welcoming Jonelle Knipe! Jonelle is a true professional in every sense of the word. An experienced and technical loan officer who is amazing at helping her customers find the right solutions to there homebuying or refinancing needs. Jonelle is based out of the Clackamas area, and I couldn’t be more excited to have Jonelle as part of the Mortgage Express family! #realestate #mortgage #mortgagelender #loanofficer #mortgageexpress #welcometothefamily
✨Feeling incredibly grateful to have been a part of Nick’s journey as he purchased his first home! 🏡 From the search to settling in, it’s been so rewarding to witness these milestone moments 💫 Here’s to many more success stories ahead! 🏡✨ #FirstHome #MilestoneMoments #mortgageexpress #dreammaker #finestexperience
What a way to kick off a week! Please join me in welcoming Scott Kurahara to the Mortgage Express Family. Scott does a great job for his clients and referral partners. I super excited to welcome him to our team and help him continue to grow his business! Welcome aboard Scott! #realestate #mortgage #loanofficer #mortgageexpress #welcometotheteam
✨Big Announcement! ✨ After a decade of curating unforgettable travel experiences and two years assisting @matt_at_harcourts in the vibrant real estate market with Harcourts, I'm thrilled to share that I'm embarking on an exciting new journey! Partnering with the wonderful team at Mortgage Express, I'm stepping into the world of mortgage brokering with great enthusiasm. Assisting clients bring their dreams and aspirations to reality has always been a passion of mine. Whether it's finding a dream home, seizing a smart investment opportunity, or achieving greater financial flexibility through refinancing, I'm invested in guiding clients every step of the way. Spread the word! Don't hesitate to recommend me to your friends, family, and colleagues. Your support means the world to me! Michelle Mule - 0449 055 456 [email protected] #NewBeginnings #PerthMortgageBroker #DreamHomeGoals #MortgageExpress #HarcourtsAlliance #thefinestexperience
I would like to welcome Lori Stiehr to the Mortgage Express family. Lori is a true professional with an amazing reputation for serving her clients and referral partners. We are excited to open Mortgage Express in the Klamath Falls market and more excited that it is with Lori! Welcome to the family Lori! #homeloans #mortgage #realestate #loanofficer #mortgageexpress #welcome
The Core Logic Case-Schiller indices show continued appreciation in home prices last year…although no double-digit growth like in recent history (since Covid). Portland had the smallest year-over-year growth—which is positive because that growth reverses 11 consecutive monthly losses. Good news: More buyers in Oregon Ok news: prices are still appreciating, just not as quickly as in the pandemic. #lending101 #mortgageexpress #mtgxps #homelending #homemortgage #oregonlending #oregonrealestate #caseshillerindex
Kickstarting Harcourts Kickstart Conference with a few bubbles, brainstorming & business planning 🥂 #mortgageexpress #finestexperience #harcourtsrealestate
The process of simultaneously buying and selling a home can be daunting. There are a lot of factors to consider. Can you take on two mortgages at the same time? This depends on income—can you qualify for two simultaneous mortgage payments? Don’t forget, you’ll also need cash for a down payment—or qualify for short-term financing. It may be a good idea to wait until funds free up by selling your first home. Having cash is king—especially if you have additional moving costs, or plan on doing any renovations to the chosen new purchase. It’s a bit of a balancing act, but one I’m happy to walk you through. Whether you are a new home buyer or a seasoned purchaser, navigating today’s lending scene is a play-by-play adventure! Be sure you understand the rules. #lending101 #newhome #mortgage #mortgageprofessional #financing #residentialfinancing #portlandoregon #oregonrealestate #mortgageexpress #lending #oregonlending #ipreview via @preview.app
Home builder confidence rose for the third straight month, reaching the highest level since last August. The NAHB noted that this boost to builder sentiment is due to a lack of existing home inventory, expectations that mortgage rates will continue to moderate, and the prospect of future rate cuts by the Fed. Plus, in a good sign for much-needed supply, the NAHB expects single-family starts to rise around 5% this year. #HomeBuilderConfidence #NewConstruction #MBShighway #MortgageExpress #ResidentialMortgage #Mortgage #HomeLoans #PacificNorthwest #Homeownership #Purchase #Refinance #Portland #Vancouver #Clackamas #Bend #Corvallis #Eugene #McMinnville #Medford
Happy Valentine’s Day! May sweet love come your way :) #happyvalentinesday #bemine #bemyvalentine #mortgage #mortgageprofessional #financing #residentialfinancing #portlandoregon #oregonrealestate #mortgageexpress #lending #oregonlending #ipreview via @preview.app
Nothing says Valentine’s Day like a Mulè Marketing Meeting 💋 Thanks #harcourtsalliance for making it extra sweet 🍿 #MortgageExpress #harcourtsrealestate
After you have your credit pulled, what is best practice to protect yourself from predatory scammers? Call 1-800-567-8688 (1-888-5OPTOUT) or visit opt out prescribe.com … Another great resource is the Federal Governments DO NOT CALL registry. 1-888-382-1222, or go to DONOTCALL.gov This isn’t 100% full proof—but I’ve personally done both these things for myself :) so it’s a great place to start! . . . #predatorylending #mortgage #mortgageprofessional #financing #residentialfinancing #portlandoregon #oregonrealestate #mortgageexpress #lending #oregonlending #donotcall #donotcalllist #ipreview via @preview.app
Lovely road trip from the Gold Coast to Forster, visiting the (BIG) sites, the coastline, the waterways, some offices and old friends. Super excited to be sharing my “Unstoppable Self Belief” keynote with our team mates in Sydney this week. Sharing this journey with my wife, demonstrates that we live our values out loud. At Harcourts we are truly “One Team” who have a genuine “people first culture”. 2024 is going to be an amazing year. Come join us Here we grow! #harcourts #harcourtswa #harcourtswesternaustralia #growth #career #people #success #passion #mission #HOT #culture #values #peoplefirst #doingtherightthing #beingcourageous #funandlaughter #betterinblue💙 #harcourtsnewsouthwales #mortgageexpress #harcourtsnsw
#CONGRATULATIONS | Well done to Zani for taking the crown for Top Mortgage Express Referrer for January 2024. #MortgageExpress #HarcourtsHolmwood #harcourtsfendalton
Let’s talk about home buying trends in 2023–Did you know that 32% of buyers were first time buyers at an average age of 35 years old. 70% of homebuyers did NOT have any children under the age of 18 at home! 19% were single females 10%b were single males 59% were married couples Do any of these figures surprise you? #mortgage #mortgageprofessional #financing #residentialfinancing #portlandoregon #oregonrealestate #mortgageexpress #lending #oregonlending #portlandlending #portlandrealtor #realestatenews #realestatelending #oreagonrealtor #rates #realestate #buyingahome #homebuying #homesellers #househunters #investmentproperty #listing #listingagent #realestatelife #realestateinvestors #realestategoals #realestateexperts #realestateexpert #realestatebroker #ipreview via @preview.app