Tax Tips From Our #MortgageBroker Experts! In the countdown to the end of the financial year #EOFY we'll be sharing some essential tips for #PropertyInvestors #Landlords and #HomeOwners to maximise their #TaxReturn π #1 Keep records of everything related to your property π Seems obvious right? You'll be surprised how many property owners and investors can discard an important receipt or document detailing paid expenses or income from their property. The #ATO runs occasional audits of tax returns at random, which means if you're unable to provide evidence of your claims, you may be denied or fined for deductions reported. Here are some the items you can claim for: π Home office expenses for live in owners working from home π Income gained from rental of whole property or rooms (for live-in landlords/houseshares) π Renovation and repairs for landlords π Mortgage interest costs for investors π Depreciation value for investors Follow our page for next week's #TaxReturnTips π or contact our partner accountants for more detailed guidance at π§ [email protected] #Mortgages #RealEstate #MortgageBroker #RealEstateInvesting #MortgageLending #Money #Finance #RealEstateNews #InvestmentProperty #BrokersWorkForYou #MartinCoFinancialServices
π£ #FederalBudget Updates For #ParentalLeave #Superannuation π£ This month's Federal Budget announcement revealed changes in parental leave and superannuation payments, available to eligible parents next year π The new plans will ensure the payment of superannuation on the government-funded #PaidParentalLeaveScheme (PPL) for parents with babies born or adopted after 1 July 2025 πΆ The changes aim to address the current #GenerPayGap with #PPL and #Superannuation - which is reported to currently see women retiring with around 25% less #super than men π ββοΈ #MaternityLeave #PaternityLeave #ParentalLeave #BrokersWorkForYou #MartinCoFinancialServices
Have you experienced the rise in #PropertyPrices across #Australia? π Whether the 39.9% surge in housing prices has worked to your advantage, or impacted your purchase power on the market - we're here to help you navigate the #HomeLoan process based on your unique circumstances, reviewing your current financial position and long-term future goals πͺ Our team work with a range of customers across the #Easternsuburbs and #Sydney area from #FirstTimeBuyers #WorkingProfessionals #PropertyInvestors #LocalBusineses and more! π Contact us today to partner with a professional broker team! #Money #Finance #BuyingAHome #BuyingAndSelling #HomeBuyers #Australia #RealEstateNews #InvestmentProperty #BrokersWorkForYou #MartinCoFinancialServices
Making a small change to our usual #MortgageBroker insights and expertise posts to share some very special news with our network π We are happy to announce the safe arrival of Todd and wife Carly's second son. Mum and baby are doing well π Big congratulations to the family from all the #MartinCofs team! πΌ #BrokersWorkForYou #MartinCoFinancialServices
Today I'd like to thank my wife #Carly, for everything she does for our family and additionally, supporting the growth of #MartinCo over the years! π Being a #Mother in today's society is a careful balancing act, juggling multiple responsibilities. π With the pressures on #AustralianFamilies navigating the #HousingMarket and current #CostOfLiving, managing a home, providing for your children and ensuring they're set up for their future can seem like an uphill battle. At #MartinCo, we're dedicated to supporting our local community, using our #broker expertise to find solutions to save customers money and manage their finances. From debt consolidation to refinancing your current home loan, there are many ways to save money in your household and relieve some of the costs of #familylife. Contact my team to book a consultation. #MothersDay2024 #Australia #Sydney #Mothers #BrokersWorkForYou #MartinCoFinancialServices
π’ The #CashRate has been held AGAIN at 4.35% π’ Since November 2023, the Reserve Bank has maintained the #cashrate at the steady 4.35% figure, despite April's #inflationrate falling slightly short of the target. Although this will mark 6 months of no movement in the #cashrate figure proposed by the #RBA, customers can be proactive in their finances in light of the latest announcement π π Homeowners can contact the team for a professional preview of their #homeloan and #mortgage to determine if their current deal is the most competitive and suitable to their circumstances π Vehicle purchases are often more favourable with a stable #cashrate, meaning customers may find a great deal on their cash purchase! This can be particularly beneficial for businesses or traders with the end of the #taxyear approaching. Follow the #MartinCo socials or #ToddMartin on LinkedIn to stay up to date with the latest #RBA guidance and insights π www.martincofs.com.au #Mortgage #MortgageBroker #InterestRate #Rba #BrokersWorkForYou #MartinCoFinancialServices
Should I Pay Off Debt or Save for Retirement β If you're saving for retirement, it makes sense to start with taking control of your debts πͺ Our #DebtConsolidation services can help you manage all your credit cards and loans into one manageable payment π π Reducing additional interest fees paid on individual accounts π Creating a clearer understanding of your outgoings each month We're Sydney's #EasternSuburb broker team helping you consolidate unsecured loans, credit cards, and payments, utilizing your home loan to find lower interest rates and potential savings for retirement π Contact our team today for a confidential discussion regarding your situation and to review eligibility for our financial relief and debt consolidation services! #Support #CostOfLiving #DebtSupport #HereForYou #Finances #BrokersWorkForYou #MartinCoFinancialServices
May the 4th be with you on your mortgage journey π π #MayThe4thBeWithYou #StarWarsDay #MayTheForceBeWithYou #MayTheFourth #StarWars #BrokersWorkForYou #MartinCoFinancialServices
We were incredible happy to hear from recent client Elizabeth in the purchase of her beautiful new home! ππ As a local business, we appreciate all feedback shared with our team, which is why we're asking any past and current customers to share their review of #MartinCo across our platforms, including #Facebook #GoogleReviews and #Linkedin π #FridayFeedback #SupportSmallBusinesses #AustralianBusiness #FiveStarFeedback #BrokersWorkForYou #MartinCoFinancialServices
Financial Freedom shouldn't feel like a mountain climb π₯Ύπ² Consolidate your debt into one manageable payment with #MartinCo Financial Relief and Debt Consolidation services π You'll work with an experienced broker to discuss your unique needs and future financial goals, ensuring your repayment plan is suitable to your circumstances π We understand times have been tough recently for a lot of #AustralianFamilies π which is why as #EasternSuburbs locals we're using our expertise to help our community and #Sydney through the challenges we face in the rising #CostofLiving πͺ π± Book a call to discuss eligibility: rhttps://loom.ly/yhMnCXw #Support #CostOfLiving #DebtSupport #HereForYou #Finances #BrokersWorkForYou #MartinCoFinancialServices
π£ EV battle heats up as govt moves forward on fuel-efficiency rules The #federalgovernment has made progress on its plan to introduce a New Vehicle Efficiency Standard (NVES), inviting public comment on a recent paper detailing future plans π One of the goals of the #NVES will be to incentivise global vehicle manufacturers to send cleaner, cheaper-to-run cars to Australia π Under the government's preferred option, there would be a 61% reduction in average new car emissions from 2024 to 2029, with the hopes of 40% reduction in fuel costs for drivers by 2028. If you're looking to invest in a electric vehicles in the near future, we can help you understand your financing options for transiting to a new vehicle. Schedule a call to get started: 02 9570 6699 π± #CarLoan #FinanceYourCar #LoanApproval #BrokersWorkForYou #MartinCoFinancialServices
Find Your Freedom With Debt Consolidation πΈ #MartinCofs Financial relief and Debt Consolidation services focus on helping customers navigate their current financial situation and find solutions to a more effective and cost saving way of managing their debt π My team work with you to understand your unique needs and future financial goals, reviewing circumstances to consolidate pre-existing debt into one manageable payment, so you can start making financial goals towards the things you enjoy π π¬ Drop a DM to discuss our services and eligibility #Support #CostOfLiving #DebtSupport #HereForYou #Finances #BrokersWorkForYou #MartinCoFinancialServices
What does February's decreasing unemployment rate mean for the #RBA and #inflation forecasts?π€·ββοΈ Economists are hoping the drop in unemployment figures across the country from 4.1% (January 2024) to 3.7% (February 2024) may influence the outcomes with #cashrate figures announced in May and the #AustraliaConsumerPriceIndex due later this month π With inflation potentially moderating and the labour market showing trends in unemployment below the pre-pandemic average, Australia could see reductions to the #RBA #cashrate on the horizon πͺ We'll be awaiting further updates from the #AustraliaConsumerPriceIndex on April 23 π£ Follow our page to stay tuned with the latest insights for #FirstTimeBuyers #PropertyInvestors and those #Refinancing π #RBA #Australia #Inflation #BrokersWorkForYou #MartinCoFinancialServices #FinanceNews
Borrow up to 80% for properties valued up to $10M in Sydney's Premium Postcodes, including the popular Beachside suburb Bronte βοΈπ To view the full list of #easternsurubs Greater Sydney postcodes eligible or get started on an application, book a call with the #MartinCo team π» #linkinbio #Bondi #Sydney #BondiBeach #Australia #Beach #BondiJunction #NorthBondi #BeachLife #Maroubra #EasternSuburbs #CreditIsPower #Properties #HomeBuying #HomeOwnership #Mortgages #RealEstate #MortgageBroker #Money #Finance #BuyingAHome #BuyingAndSelling #InvestmentProperty #BrokersWorkForYou #MartinCoFinancialServices
π CALLING ALL PRACTICING DOCTORS AND MEDICAL PRACTITIONERS You may be eligible for specific home loan reductions and entitlements on your property purchase! π Contact the #MartinCo team to discuss these exclusive home loan benefits for medical professionals π¨ββοΈ π A home loan of up to 95% of the property value, with only a 5% deposit required π Waive of Lenders Mortgage Insurance (LMI), which is usually applicable on loans 80% or more of the property purchase price. π Potential discounts on Interest Rates π Borrow up to 100% for purchase of commercial property or medical equipment Entitlements may also cover those in internships, residency, register or staff specialist positions, we can advise on individual eligibility through our consultation services. #InternationalDoctorsDay #BrokersWorkForYou #MartinCoFinancialServices #HomeLoans
We will be closed for Good Friday and Easter Monday to enjoy the long public holiday π₯π° Happy Easter to all our clients, partners, and staff celebrating the festivities and the long weekend ahead! We look forward to catching up with you on Tuesday, 2 April π» #Easter2024 #ClosureDates #Australia #RealEstateNews #InvestmentProperty #BrokersWorkForYou #MartinCoFinancialServices
Today is #WorldPoetryDay so we've decided to treat our customers to a broker poetry special! π "In the land Down Under, where dreams take flight, Brokers weave magic in the mortgage light. From Sydney's skyline to the Outback's sprawl, They guide Aussies home, one call to enthrall." Although we may not be the next #Shakespeare, my team can still work their magic on a #mortgageapplication! π #Mortgages #RealEstate #MortgageBroker #BrokersWorkForYou #MartinCoFinancialServices
At the end of 2023, the median rent value across the nation reached $601, according to @corelogicau reports π The figures are based on estimates of rent income for December, measuring the rent value of a median dwelling in Australia if you put it on the market during this period. The rate reflects the total annual increases, which averaged 8.3% nationally π² Whether you're a renter or landlord impacted by the increase in rental value across Sydney, we'd like to hear from you. As a local broker service, we're dedicated to finding financial solutions to support the community best with the challenges faced by the #costofliving π Leave a question in the comment section below, or contact the team directly to discuss your situation and find out how we may be able to help you π± #Australia #RealEstateNews #Renters #Landlord #SydneyRentalMarket #BrokersWorkForYou #MartinCoFinancialServices #CostofLivingCrisis #Inflationnation #Inflation
Sydney is home to many Irishmen and women βοΈ In-fact in the #EasternSuburbs - 13.8% of the population nominated Irish as one of their ancestries in 2021! π If you're an Irish Citizen hoping to call Australia your new home, the #LuckOfTheIrish may not play in your favour as much as #PermanentResidency will π Permanent resident holders can easily purchase homes with the same benefits as Australian Citizens, with first-time buyers able to borrow up to 95% of the property's value πͺ Our team works with many #PRholders looking to finance their forever home in #Sydney π guiding you through the complexities of the loan process #downunder ππ¨ #HappyStPatricksDay #IrishInSydney #IrishDownUnder #Expats #BrokersWorkForYou #MartinCoFinancialServices
As a local broker, we're often asked "when is a good time to refinance my home loan?" π In the current climate, many people are exploring options to reduce their outgoings and save money. Although refinancing your current home loan can be beneficial to your finances, it's also essential to weigh up the overall costs. Our latest blog explores #refinancing and four key reasons you should consider this option for your #homeloan, find the #linkinbio Remember, if you're struggling with your home loan repayments, our broker team is always happy to discuss your situation. Contact us for support π± #BrokersWorkForYou #MartinCoFinancialServices #CostofLivingCrisis #Inflationnation #Inflation #Refinancing #HomeLoans
Did you know that women in Australia were not allowed to purchase property until the late 1800s? π² #NSW did not legalize the ability for women to purchase or sell their property until 1889 as part of the #MarriedWomensPropertyAct π Fortunately, in modern times, women's property ownership has increased more than ever! Latest data suggests a more significant proportion of #Australian Women were sole owners of their property in January 2023 than in the previous years πβοΈ If you're searching for your first solo property purchase, partner with our team of #MortgageBrokers to discuss your #homeloan options π± #InternationalWomensDay #WomensDay #IWD2024 #WomenEmpowerment #BrokersWorkForYou #MartinCoFinancialServices
Meet Macy and Ericka, two key members of our #MartinCofs professional broker team! πͺ On IWD2024, we're celebrating Women in the Finance Industry and raising awareness for workplace equality. Around 25% of brokers in Australia are female despite the many advantages of collaborating with female colleagues in the business. Women can bring a unique understanding and new perspective to a client's needs, utilizing their ability to empathize with each unique case and paying attention to the small details that enhance the customer experience. We're proud to support all our employees at #MartinCofs and support workplace equality βοΈ #InternationalWomensDay #WomensDay #IWD2024 #WomenEmpowerment #BrokersWorkForYou #MartinCoFinancialServices
Find Freedom In Your Finances With Debt Consolidation πΈ Move all pre-existing debt into one manageable payment! Our broker team helps you consolidate unsecured loans, credit cards, and payments, utilizing your home loan to find lower interest rates and potential savings in the long run π Contact our team today for a confidential discussion regarding your situation and to review eligibility for our financial relief and debt consolidation services π± #Support #CostOfLiving #DebtSupport #HereForYou #Finances #BrokersWorkForYou #MartinCoFinancialServices
As a local to #Maroubra and mortgage broker to the #EasternSubrubs - I am blessed with seeing the #whalemigration across #NSW shores every year, sometimes even at the local beach! Although Whale watching and and the tourism it brings can generally increase local property prices, it's essential to respect our wildlife visitors and their temporary homes while they are passing through Sydney in the upcoming months ahead. How our team will be supporting #WhaleConservation π π Dispose of your rubbish properly, reducing contribution to marine debris π Reduce plastic use at home and at our #EdgeCliffe HQ π Spread the word to the #MartinCo team on how to recycle and reduce plastic! Happy #WorldWildLife Day from #MartinCo πͺ #WWD2024 #ConnectingPeopleAndPlanet #Sydney #MortgageBrokers #BrokersWorkForYou #MartinCoFinancialServices
Downsizing can be a strategic move for improving your living situation and freeing up finances, especially if your current home doesn't fit the bigger picture π π΄ Too big βοΈDifficult to navigate or maintain π§βπ¦½Hard to adapt to medical on-going or future needs πFurther from family and friends πLocation not suited to your lifestyle At #MartinCofs we have been working with the #EasternSuburbs and #Sydney community to support those first steps to downsizing and retirement plans. Our services include a range of professional support and specialist loans such as a bridging loan that can help you downsize your home while waiting for your current property to sell. #MortgageBroker #RealEstateGoals #Finance #Australia #RealEstateNews #InvestmentProperty #CarLoans #BrokersWorkForYou #MartinCoFinancialServices #Retirement
Pre-approval can be an asset in the current Sydney's #PropertyMarket β House purchases has become a competitive sport for most #Sydney residents, which means sellers often favour pre-approved buyers π A pre-approval letter strengthens your offer, demonstrates your financial purchase power and can be make or break in a multiple offer situation π² If you're ready to secure your dream property, add a competitive edge to your purchase offer with ready to go pre-approval from our broker team. Contact us to get started π± #HomeOwnership #Mortgages #RealEstate #MortgageBroker #MortgageLending #MortgageLender #BuyingAndSelling #HomeBuyers #Australia #BrokersWorkForYou #MartinCoFinancialServices
Meet #Ronnie πΆ my favourite walking buddy & #MartinCofs number one mascot π When we're not out exploring the beaches, waterfront and parks around #Maroubra and the #EasternSuburbs βοΈ Ronnie will often double up as my office buddy when I'm #WFH and away from our main #EdgeCliff headquarters! π» #LabradorHappiness #LoveYourPetDay #Bondi #Sydney #BondiBeach #Australia #Beach #BondiJunction #NorthBondi #BeachLife #Maroubra #EasternSuburbs #CreditIsPower #Properties #HomeBuying #HomeOwnership #Mortgages #RealEstate #MortgageBrokers #BrokersWorkForYou #MartinCoFinancialServices
Compare the countries! Swipe right to see what AUD $1 million will get you in #Beijing VS. #Sydney ππ¨ Last year, the Chinese Government announced lower down payments, interest rates and tax breaks in a bid to increase property purchases π Similar methods have been seen across Australia, with the introduction of the #FirstHomeGuarantee allowing buyers to purchase with as little as 5% deposit (single parents 2% deposit) with no LMI, encouraging more first time buyers into the market π #HousingMarket #ChineseNewYear2024 #YearoftheDragon #HomeOwnership #MortgageBroker #BuyingAHome #BuyingAndSelling #HomeBuyers #BrokersWorkForYou #MartinCoFinancialServices
ζθ΄Ίζ°η¦§ π𧧠Happy Chinese New Year! 𧧠Wishing all our clients, partners and team strength, power and success as we enter the #YearoftheDragon ππ² #ChineseNewYear #Prosperity #Australia #BrokersWorkForYou #MartinCoFinancialServices
Reserve Bank of Australia have announced interest rates will be held at 4.35% following their first meeting of 2024 π Following from the recent reports of inflation rates decreasing in the last quarter (December 2023), this may suggest the peak of the cash rate has passed, although further increases cannot be ruled out β Although the forecast may leave some customers feeling uncertain of the year ahead, property owners should see no change in loan or interest saving rates at this time, with all major banks forecasting interest rate cuts in the 2nd half of the year π #Mortgage #MortgageBroker #InterestRate #Rba #Rbainterestrates #Money #Finance #Australia #InvestmentProperty #BrokersWorkForYou #MartinCoFinancialServices
The @guardianaustralia reported lower inflation rates for the December quarter, bringing hope of rate cuts for the first RBA rate announcement of 2024. πWith food and fuel prices increasing at a slower pace, inflation has reportedly retreated to a two-year-low. π²The #ConsumerPriceIndex came in at 4.1% for December instead of the predicted 4.3%. β οΈBringing an unexpected fall of1.3% from the #CPI recorded in the September quarter. We'll have to wait until the announcement next week to confirm if the RBA rate will follow a similar path as inflation. Follow our page for further updates. #MortgageBroker #Money #Finance #Australia #RealEstateNews #BrokersWorkForYou #MartinCoFinancialServices #FinanceFriday #Inflation #AUSnews #InterestRates
The current financial climate has resulted in challenges for many households across Australia. If you're concerned about your financial situation and managing loan repayments, we're here to support you. Eligible customers may be able to find financial relief with our debt consolidation services. Contact our team today for a confidential discussion regarding your situation. #Mortgages #MortgageBroker #MortgageLender #Support #CostOfLiving #DebtSupport #HereForYou #Finances #BrokersWorkForYou #MartinCoFinancialServices
Happy Australia Day everyone! π¦πΊβοΈ Taking a break from the #MartinCofs magic this long weekend to soak up the sun and good vibes with family and close friends in beautiful Fingal Bay! We'll be back and recharged on Monday - ready and waiting for you! Until then, enjoy the long weekend and make some awesome memories! #FingalBay #AustraliaDay #LongWeekend #FamilyTime #BrokersWorkForYou #MartinCoFinancialServices
Amazing results for our client following a rate review from the #MartinCofs team βοΈ Using our #RepricingPower we secured a further 0.26% discount on their loan, resulting in a saving total of $707.00 per yearπ¦ΈββοΈ Find out how 15 minutes of your time could save you hundreds every year! Contact our team of professional brokers to discuss your repricing π #HomeLoan #Repricing #InterestRates #Mortgage #Refinance #Finance #FinancialFreedom #BrokersWorkForYou #MartinCoFinancialServices #Sydney #Maroubra #EasternSuburbs
Beware of hidden extras when buying a new car π We make car loans simpler than financing through most dealerships, as our priority is matching loans to meet your current financial needs and goals. Remember, a good deal may not always be as good as it seems. Agreements on 0% interest rates for example may have hidden extras, or a a higher sale price, charging the customer more overall to recoup the costs. Our expert brokers are helping more Australians get on the road this summer with complimentary consultations for your car loan options π #CarLoan #FinanceYourCar #LoanApproval #RoadTripAustralia #AussieRoadTrip #TravelDownUnder #AustralianSummer #BrokersWorkForYou #MartinCoFinancialServices
After the RBA Cash Rate hikes of the previous year, many customers are hoping for this year to bring resolutions to the uncertainties of 2023. As part of our dedication to providing ongoing support and expertise in our services, weβve shared our property forecasts of 2024 from the expert #MartinCofs broker team! π» #MortgageBroker #RealEstateNews #PropertyMarket #SydneyProperty #InvestmentProperty #BrokersWorkForYou #MartinCoFinancialServices
Buying A Car on...Cash Or Finance? π€¨π§ π If you have the funds readily available, it may seem logical to pay in cash, but there are still many benefits to finance options. πThere may be tax advantages if the vehicle is purchased on finance for business purposes. πBuying a new car can still incur costs once it's left the forecourt, so it's smart to have accessible cash for transfer fees, rego, and insurance costs. πYou can use a car loan to build your credit score, helping your position as a lender for future financial loan applications. Remember, unlike the dealership - we work with you to match the ideal loan to your situation, starting with a complimentary consultation on your car loan options πͺ #CarLoan #FinanceYourCar #LoanApproval #AussieRoadTrip #AustralianSummer #BrokersWorkForYou #MartinCoFinancialServices
Recent research from #HousingAustralia explores insights into the federal governmentβs #HomeGuaranteeScheme (HGS) and how it's supporting more buyers on their first steps to #HomeOwnerShip π The financial year of 2022-2023 saw 32,500 guarantees issued, up from 23,300 guarantees the previous year π² We hope the #NewYear will see an increase in these figures, with more Australians joining the property ladder π #MortgageBroker #Money #Finance #BuyingAHome #HomeBuyers #Australia #RealEstateNews #BrokersWorkForYou #MartinCoFinancialServices
Escape the city and enjoy some of NSW's epic sights! βοΈ With the #MartinCofs car loan services, you can finance a new set of wheels to some of Australia's favourite destinations: π Blue Mountains πKosciuszko Alpine Way πGrand Pacific Drive; πPacific Coast πWaterfall Way Pump up the tyres, set the GPS and let's hit the road with #CarLoans made simpler! π We work with you to match the ideal loan to your situation, contact us today for a complimentary consultation on your car loan options π #CarLoan #FinanceYourCar #LoanApproval #RoadTripAustralia #AussieRoadTrip #TravelDownUnder #AustralianSummer #BrokersWorkForYou #MartinCoFinancialServices
Customer Reminder! π΄ There will be no RBA announcement this month, with December rates left on hold at 4.35% for the closing of 2023 π In February, the new board meeting regime set last year will will be seen through the full calendar year, with eight two-day meetings held as opposed to eleven π We'll be keeping watch for any updates in the upcoming weeks as we see what the new year brings for the cash rate πͺ #RBA #finances #AustralianBank #MortgageBrokers #HomeLending #BrokersWorkForYou #MartinCoFinancialServices
New Year, New Car? π€ If you're long overdue an upgrade to your current vehicle, contact our friendly broker team to explore a range of loan options π Take advantage of the #NewYear end-of-year clearance events and trade in your rust bucket for a new set of wheels with a complimentary consultation from our broker team π We offer unbeatable car loan rates on new or used vehicles, with expert advice, easy applications and fast car finance approvals π #CarLoan #FinanceYourCar #LoanApproval #AussieRoadTrip #AustralianSummer #BrokersWorkForYou #MartinCoFinancialServices
The #ChristmasCountDown begins π We'll be closed from today (Thursday 21st December) until Monday 8th January for the holidays π§βπ If you require any support or information on your loan application prior our #ChristmasClosure please contact our team directly to assist you π We look forward to supporting all our new and returning customers with their financial goals in the 2024! π #BrokersWorkForYou #MartinCoFinancialServices #Christmas2023 #ChristmasHolidays #FestivePeriod #SeasonGreetings #AustraliaChristmas
With this year drawing to a close, the #MartinCofs team have been reflecting on the challenges of 2023, and of course, the achievements and hard work of our talented broker team π There have been many reasons to celebrate and reflect on the positives of this year and we're incredibly proud of the part everyone has had in supporting us this year! π Our latest blog shares our key takeaways of 2023! Head over to my #linkedin profile to find out more. π» #linkinbio #NewYearNewMe #BlogSeries #Goodbye2023 #MortgageBroker #HappyNewYear #2024 #BrokersWorkForYou #MartinCoFinancialServices #Bondi #Sydney #Australia #Maroubra #EasternSuburbs
Last month the #ReserveBankAustralia announced the cash rate of increase to 4.35% However, despite the steady two year long climb initiated by the #RAB - banks have surprisingly, remained at a lower average Our latest blog explores the reasons behind the lower mortgage rate from trends in the property market to customers opting for low-rate fixed home loans π» #linkinbio https://loom.ly/fDSF0Vs #FridayFeeling #MortgageExperts #Blogs #BrokersWorkForYou #MartinCoFinancialServices
Finance Your Summer Road Trip βοΈ The #EndofTheYear is one of the best times of year to upgrade your vehicle! This is why weβve partnered with leading banks and leaders for simple car loans for Sydney residents π Drop our team A DM for more information on your car loan options π§π¬ #CarLoan #FinanceYourCar #LoanApproval #RoadTripAustralia #AussieRoadTrip #TravelDownUnder #AustralianSummer #BrokersWorkForYou #MartinCoFinancialServices
Have you experienced a change to your financial situation this year? You're not alone π This year has brought unprecedented changes for many people, which is why we're here to support you π If you're concerned about changes to your loan repayments, we may be able to help you find solutions to overcoming any financial difficulty or hardship you may be experiencing πͺ Contact our team directly today to discuss your current circumstances or visit our Financial Difficulty and Hardship Hub for further information π» https://loom.ly/zii5fCk #SupportingYou #MondayMotivation #FinancialAdvice #BrokersWorkForYou #MartinCoFinancialServices
A disability should not be a barrier to your #HomeOwnershipJourney π‘ Although accessing home loan services and advice can be overwhelming for #FirstTimeBuyers π There are a range of resources to support individuals with disabilities climbing the #PropertyLadder π As Local #MortgageBrokers we provide essential information and advice to clients for 100% confidence in their home loan options πΌ Contact us today to schedule a chat in person, over the phone or via video call π± #HomeLoans #DisabilitySupport #DreamHome #AccessibilityMatters π β¨ #HomeBuying #HomeOwnership #MortgageBroker #RealEstateInvesting #MortgageLending #Australia #BrokersWorkForYou #MartinCoFinancialServices
Breath-taking coastlines, or the endless landscape of the outback? Whatever your road trip style, we can help you finance your #GreatAustralianAdventure π¨ We offer unbeatable car loan rates on new or used vehicles, with expert advice, easy applications and fast car finance approvals π #CarLoan #FinanceYourCar #LoanApproval #RoadTripAustralia #AussieRoadTrip #TravelDownUnder #AustralianSummer #BrokersWorkForYou #MartinCoFinancialServices
WAIT, what did you say!? π΅π€¨ Terminology in the financial sector shouldn't leave you feeling confused during your #HomeLoan application π As your team of local brokers, we can help you navigate through all the obstacles of the process. Reach out to us today to find about our dedicated, client-focused services πͺ #CreditIsPower #Properties #HomeBuying #HomeOwnership #Mortgages #RealEstate #MortgageBroker #RealEstateInvesting #MortgageLending #MortgageLender #RealEstateGoals #Money #Finance #BuyingAHome #BuyingAndSelling #HomeBuyers #Australia #RealEstateNews #InvestmentProperty #BrokersWorkForYou #MartinCoFinancialServices
With #BlackFridaySales in full swing, you may be wondering if it's best to get a car loan through a dealer, bank or broker? π We answer your biggest questions before hitting the dealerships today in our latest blog post π #LinkinBio #BlackFriday2023 #CarLoan #FinanceYourCar #LoanApproval #AussieRoadTrip #AustralianSummer #BrokersWorkForYou #MartinCoFinancialServices
Is it worth purchasing a #newcar on #BlackFriday ? π€ Although the phenomenon of this holiday is relatively new to Australia, there are opportunities to secure a new set of wheels before the #EndofYearSales and just in time to plan a summer road trip! π Dealerships have previously used #BlackFridayDeals to shift stock and free up the forecourt, so many discounts on vehicles will be based on these figures πͺ #BlackFriday #BlackFridayDeals #BlackFridaySale #BlackFridayShopping #BlackFriday2023 #CarLoan #FinanceYourCar #LoanApproval #RoadTripAustralia #AussieRoadTrip #TravelDownUnder #AustralianSummer #BrokersWorkForYou #MartinCoFinancialServices
Can you use your #SuperFund for your #FirstHome purchase? π β YES! With the First Home Super Save Scheme (FHSSS) you can boost your savings by building up a deposit inside your superannuation fund, with potential tax saving benefits π The scheme will help #FirstTimeHomeBuyers take their first steps onto the #PropertyLadder πͺ Contact our #MartinCo team more information on the latest government reforms and to find out how the changes may apply to you! π» #HomeBuying #Mortgages #MortgageBroker #HomeBuyers #Australia #RealEstateNews #BrokersWorkForYou #MartinCoFinancialServices
For International Men's Day, Director of #MartinCoFinancialServices Todd Martin an examples of how he applies his #ClientsForLife Philosophy to encourage client engagement and understanding throughout the #HomeLoan process π Transparency is so important in the financial sector. When client's feel involved in the process, have clear expectations of their responsibilities and what they can expect from their brokers, everyone benefits! πͺ At #MartinCo we continue to support the goals that create a consistent and clear #HomeLoanProcess to support our local community π #Properties #HomeBuying #HomeOwnership #Mortgages #MortgageBroker #BrokersWorkForYou #MartinCoFinancialServices #Celebratemen #ThankAManToday
πWith the current economy, the last thing you want to do is throw money into your old, failing vehicle. πIf your carβs turned sour this year, the #Christmas and #NewYear period can be a great time to secure a new set of wheels. πDealerships are known to run end-of-year clearance events, with opportunities to grab a bargain on a new car. π Trade in your lemon with simple car financing from #MartinCofs and get ready for the road ahead! #CarLoan #FinanceYourCar #LoanApproval #RoadTripAustralia #AussieRoadTrip #TravelDownUnder #AustralianSummer #BrokersWorkForYou #MartinCoFinancialServices
Wishing all our clients, staff and community 'Diwali Ki Shubhkamnayein' π (Happy Diwali!) β¨ We hope you enjoy this Festival of Lights and celebrations to mark the occasion ππ« #HappyDiwali #FestivalOfLights #Diwali2023 #Australia #BrokersWorkForYou #MartinCoFinancialServices
Here is our take on this week's #CashRate increase and how we're supporting customers following the #RBA announcement π π The Board made the decision to increase the #CashRate to 4.35% at their November meeting this month, after previously holding the rate steady since June. π The increase was made to support further reduction of inflation rates to ensure targets are met by 2025. π Positive progress in #CPI inflation shows pricing of goods has eased further, with forecasts suggesting #Inflation should continue to decline. π Although we understand customers may be feeling uneasy in response to the recent announcement, we're here to assure customers of our continued support during these times. π Our #HomeLoan #HealthCheck service reviews if your current home loan is meeting your financial circumstances and if it's not, we'll help you find a lender that does. Contact our professional broker team today to find out more π± #Mortgage #MortgageBroker #InterestRate #Rba #Rbainterestrates #Money #Finance #Australia #InvestmentProperty #BrokersWorkForYou #MartinCoFinancialServices
Are you dreaming of the ultimate summer road trip? ππ With more than 800,000 kilometres of road to cover across #Australia youβll need a reliable and comfortable set of wheels for the big adventure. Our expert brokers are helping to make car loans simple for road trippers this summer with: β Loan Interest Rates β Flexible payment options β Costs spread over a selected period Remember, unlike the dealership - we work with you to match the ideal loan to your situation π This means our priority isnβt just on your car purchase, but ensuring your finance provider is suitable to your needs and goals. π Contact us today for a complimentary consultation on your car loan options. #CarLoan #CarFinancing #CarBuying #FinanceYourCar #CarLoanApplication #LoanApproval #RoadTripAustralia #ExploreAustralia #AussieRoadTrip #TravelDownUnder #AustralianSummer #SummerDownUnder #SummerInAustralia #CreditIsPower #Money #Finance #Australia #RealEstateNews #BrokersWorkForYou #MartinCoFinancialServices
The main Australian Banks are profiting from borrowers loyalty, whilst offering lower rates to new customers π Your allegiance to one lender could be costing you thousands, so if you're nearing the end of a fixed term mortgage, it could be time to look at options with other lenders, and join the #LoyaltyTaxFree home loan movement π We review all our client's loans regularly to ensure they remain competitive with the market rate and avoid any unnecessary mortgage loyalty tax payments π Become #LoyaltyTaxFree today by contacting our team of brokers ππ» #HomeBuying #HomeOwnership #Mortgages #MortgageBroker #MortgageLender #RealEstateGoals #Money #Finance #HomeBuyers #Australia #RealEstateNews #BrokersWorkForYou #MartinCoFinancialServices
"Joining @loanmarket_ has offered our team the tools and technology to enhance the client experience, investing in both video calls and paperless documents πͺ The increased efficiency in processing times enabled more resources to dedicate to the personalised side of the loan service, such as, face-to-face meetings, and budget reviews" - Todd π This evening, Director of #MartinCo Todd Martin and finalist in the prestigious 2023 @_fbaa_ Awards of Supremacy β FBAA Finance Broker of the Year 2023 β NSW/ACT βοΈ will join others in the industry to find out if he is selected as #BrokerofTheYear2023 at the @movieworldaus βοΈ We wish him best of luck for the evening! #FBAAAwardsOfSupremacy #Brokers #FBAA #BrokersWorkForYou #MartinCoFinancialServices
"For someone purchasing my first property, the whole process has been a bit daunting; and speaking regularly with Todd helped me with my confidence to tackle the extremely challenging Sydney property market." Thank you Nick for the positive feedback π If you've used our services please share your #martincostory via #GoogleReviews π #Feedback #PositiveReviews #BrokerExperts #BrokersWorkForYou #MartinCoFinancialServices
Over the past three years, thereβs been a significant rise in the new businesses across Australia, but how could this increase reflect the demand for commercial property π Our latest blog discusses how #CommercialRealEstate creates diversity in investment portfolios, with insights from Vanessa Rader, Head of Research at @raywhitegroup and data from #MorganStanleyCapitalInternational #linkinbio #MortgageLender #RealEstateGoals #Money #Finance #Australia #RealEstateNews #InvestmentProperty #BrokersWorkForYou #MartinCoFinancialServices
Imagine starting your #MondayMorning on #SydneysWaterfront π€ If you're a working professional in the city, there could be many opportunities awaiting you in Sydney's internationally renowned waterfront π Message me to today to discuss your eligibility for discounts and loan offers on downsizing, investment property and equity release on your next car or yacht purchase #Bondi #Sydney #BondiBeach #Australia #Beach #DarlingPoint #WaterFrontLiving #RoseBay #NorthBondi #BeachLife #Maroubra #EasternSuburbs #RealEstateInvesting #Money #Finance #Australia #InvestmentProperty #CarLoans #BrokersWorkForYou #MartinCoFinancialServices
Weβre calling professionals in our community to partner with our professional mortgage broker team to discover financial opportunities on and off the shore π€ You could be eligible for discounts and loan offers on downsizing, investment property and equity release on your next car or yacht purchase π Contact our team to find out more: www.martincofs.com.au #Bondi #Australia #Beach #DarlingPoint #Finance #BuyingAHome #Australia #RealEstateNews #InvestmentProperty #BrokersWorkForYou #MartinCoFinancialServices
Mental health issues are becoming more prevalent in the financial services sector π§ As important as the director of #MartinCofs and a broker myself to think about mental health and how to maintain a healthy work-life balance for everyone in the team π Current financial climates have put increasing pressure on households, affecting clients and subsequently the mortgage brokers who work with them. That's why it's important now more than ever to maintain YOUR mental health in order to best support YOUR clients π€ Follow these #MentalHealthTips to maintain your wellbeing π π¬ Have good communication with your support network about your feelings and any challenges you are facing. π€Set boundaries to ensure you have downtime to relax, workout and switch off from work. π΄Take time out to have respite to recharge from the workplace, including taking breaks during the working day. We hope this advice helps our staff, partners, and others in the sector! Share your #MentalHealth tips below for #WorldMentalHealthDay π #BrokersWorkForYou #MartinCoFinancialServices
More client savings from the amazing #MartinCofs team βοΈ We're the #Brokers on a #LoyaltyTaxFree mission for our clients, using the power of repricing π¦ΈββοΈ First our broker team reviewed the current interest rate to secure further discounts on future repayments π Then we applied our #RepricingPower to secure a further 0.20% discount for their loan β‘οΈ Resulting in a saving total of $640.00 per year π #HomeLoan #Repricing #InterestRates #Mortgage #Refinance #Finance #FinancialFreedom #BrokersWorkForYou #MartinCoFinancialServices #Sydney #Maroubra #EasternSuburbs
π£The Reserve Bank of Australia (RBA) has announced no change to the #cashrate for October, currently held at 4.10% π After the decision last week made by the new Chair Michelle Bullock, you may be wondering what is in store for Sydney's property market π Spring time property trends are continuing as normal, with more properties going to auction. If you're considering financing, contact our #MortgageBroker team to discuss your options π± #RBA #RBACashRate #Finance #Inflation #HousingMarketExpert #Property #InvestmentProperty #BrokersWorkForYou #MartinCoFinancialServices
Attention all Teachers! π«βοΈπ Did you know teachers and educators may be eligible for discounts and waivers on their home loans? π We have been working with a range of lenders who apply discounts, including LMI waivers or reductions to applicants in certain professions πΌ Working in the education sector? Contact our team to discuss your eligibility π± #TeachersDay #Teacher #Teachers #HappyTeachersDay #TeachersofInstagram #Sydney #Australia #EasternSuburbs #HomeBuying #Australia #InvestmentProperty #BrokersWorkForYou #MartinCoFinancialServices
Do you use #AirBnB as a booking platform for holiday rentals, overnight stays or business trips? βοΈ In recent years, #AirBnB has become a popular platform for booking short stay rentals π This year has seen a 25% increase in listings on the platform, with 166,000 #AirBnB properties reported in June 2023 π NSW totals the highest number of AirBnB listings at 56,000 π² Our latest blog discusses the growth of AirBnB and it's influence on the rental market, considering recent reports shared by with recent reports from @reiaustralia #linkinbio #Sydney #Australia #Beach #HolidayRentals #Travel #EasternSuburbs #Properties #RealEstate #MortgageBroker #Australia #RealEstateNews #InvestmentProperty #BrokersWorkForYou #MartinCoFinancialServices
Electric car sales are picking up speed! π 8.4% of all new cars sold in the first half of this year were registered as electric vehicles (EVS) β‘οΈ These figures double the stats of 2022, which saw an 3.8% share of total car sales π² @evcouncil_ who shared the recent data, confirmed that although the increase is encouraging, the hope is to reach a target of 50% by 20230 to achieve Australia's climate targets. Avoid the speed bumps and let our brokers find the car loan right for you, and your new ride π #ElectricVehicles #SustainableTransport #Australia #Emobility #CarLoans #BrokersWorkForYou #MartinCoFinancialServices
This month the #ReserveBankofAustralia (RBA) chose to hold the cash rate at 4.1%., making it the third month in a row the Bank chose to hold the cash rate following positive signs in inflationary data. If you have a home loan you may be considering refinancing - however there are a number of other factors to consider when reviewing your lender and loan offers, as they can vary greatly! π I have shared my thoughts on the recent #cashrate announcement and things to consider when refinancing in our latest #blogseries #linkinbioπ» #Mortgages #CashRate #RBA #MortgageLender #BrokersWorkForYou #MartinCoFinancialServices
Sliding into your second property? Adding to your self managed fund? Looking at your cash flow or capital growth? π Whatever your next step, the #martinco experts can help you take out the hurdles and get started πͺ #RealEstateInvesting #Money #Finance #BuyingAHome #Australia #RealEstateNews #InvestmentProperty #CarLoans #BrokersWorkForYou #MartinCoFinancialServices
Last week the government announced the investment of $10 billion into the Housing Australia Future Fund with plans to build 30,000 more social and affordable homes in the first five years of the scheme π π $200 million has been proposed to fund housing in remote Indigenous communities π $100 million will be invested in crisis and transitional housing options for women and children at risk π $30 million was allocated to build housing for veterans experiencing homelessness #HAFF may become one of the most significant reforms to housing in a generation π #HAFF #Property #RealEstate #HomeOwnership #Mortgages #RealEstate #MortgageBroker #RealEstateInvesting #MortgageLending #MortgageLender #RealEstateGoals #Money #Finance #BuyingAHome #BuyingAndSelling #HomeBuyers #Australia #RealEstateNews #BrokersWorkForYou #MartinCoFinancialServices #RealEstateAU